Peter Horwitch is a financial advisor with J.W. Cole Advisors, Inc. in Colorado Springs, Colorado, holding Series 63 and Series 65 licenses and with 38 years of industry experience. He has been with J.W. Cole Advisors since 2014. Outside of his advisory role, Horwitch is an independent insurance agent specializing in disability and life/accident/health insurance and is involved in managing a tourist attraction as a limited partner. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions.

Shanna Wiley is a financial advisor at D.A. Davidson & Co. with 11 years of industry experience. She holds a Series 66 designation and previously worked at Merrill from 2014 to 2018. Outside of her advisory role, she manages a rental property in Colorado Springs. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and provides a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients.

Julie Bishop is a financial advisor with J. W. Cole Advisors, Inc. in Colorado Springs, CO, holding Series 65 and Series 63 credentials and 13 years of industry experience. She has worked at J.W. Cole Advisors and J.W. Cole Financial since 2015 and has been associated with Avon Products Inc. since 2003 as a sales representative. Outside of her advisory role, she is involved in direct sales with Avon and has ownership in a non-investment related company, Big Teepee Investments, LLC. J.W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and digital advice to individuals, high-net-worth clients, and institutions. The firm utilizes a variety of investment approaches, including model and manager-based strategies, and maintains affiliations with a broker-dealer, providing access to multiple custodial platforms and commissionable product options.

Kerry Chambers is a financial advisor with Hightower Advisors in Colorado Springs, CO, holding a Series 66 designation and having 25 years of industry experience. Prior to joining Hightower in 2017, he worked at Morgan Stanley Smith Barney from 2009 to 2017. Outside of advising, he is involved with Bicycle Village, a specialty sports retail business where he provides customer service and assists with sales operations. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individuals and institutional investors. The firm employs a multi-manager approach with access to both affiliated and third-party managers, providing portfolio management, financial planning, and retirement consulting tailored to various investment needs.

Michael Papa is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His career includes roles at Spire Investment Partners, Triad Advisors, and United Capital Financial Advisers. He is also the owner of PAPA Wealth Management LLC and works as an independent fixed insurance agent. Osaic Advisory Services, LLC serves a diverse client base including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing both proprietary guidance and third-party platforms.

Sarah Martin is a financial advisor with J. W. Cole Advisors, Inc. in Colorado Springs, CO, holding a Series 65 designation and three years of industry experience. Prior to joining J. W. Cole Advisors in 2022, she worked at Scheels and Starbucks, and she has been the owner of Hot Asana Yoga Studio since 2015. J. W. Cole Advisors is a national SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent advisers. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions.

Marion Baker is a financial advisor at Hightower Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at HighTower Securities, LLC and UBS Financial Services Inc. Outside of his advisory role, he is a partner in a real estate venture focused on purchasing and managing rental properties. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm emphasizes manager selection and multi-manager solutions, utilizing a combination of affiliated and third-party managers along with proprietary research and portfolio construction techniques.

John Eden is a financial advisor at D.A. Davidson & Co. in Colorado Springs, Colorado, with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at D.A. Davidson & Co. since 2018, following seven years at Merrill. Eden serves on the Board of Directors for the Ronald McDonald House Charities of Southern Colorado and the Honorary Deputy Sheriff's Association. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporations. The firm offers fiduciary-standard advisory services with a range of investment and planning solutions, including retirement plan advisory and a private wealth program for high-net-worth clients.

Sandra D'Angelo is a financial advisor at D.A. Davidson & Co. with 29 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and previously worked at Merrill for 11 years before joining her current firm in 2018. Outside of her advisory role, she serves as Secretary and President of Women Partnering, a nonprofit organization based in Colorado Springs, and is involved with Junior Optimist International as a club chair. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individuals, charitable organizations, and corporate clients. The firm operates under fiduciary standards and offers a range of services such as retirement plan advisory, comprehensive financial planning, equity research, and a Private Wealth program for high-net-worth clients.

Hayden Jenkins is a financial advisor with Guardian Life and holds Series 65 and Series 63 licenses. He has six years of industry experience, including roles at National Financial Services LLC, Fidelity Investments, and the University of Vermont. Jenkins is currently based in Colorado Springs, CO. Guardian Life’s subsidiary, Park Avenue Securities LLC, operates as a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and various investment advisory programs.

Daniel Cowles is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and began his advisory career in 2026. Prior to joining T. Rowe Price, he held positions at Glg, The Resource Exchange, and SWL Advisors and Foundation, among others. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning and discretionary investment management primarily in proprietary mutual funds and ETFs. The firm provides model portfolio allocations and employs tax-aware strategies, with services delivered through both telephone access and an online planning platform.

Ellie Fraga is a financial advisor at First Command Advisory Services with a Series 66 credential and two years of industry experience. Prior to her current role, she held positions at First Command Insurance Services, First Command Brokerage Services, and Carroll College. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs using centrally managed model portfolios and approved third-party managers.

Jason Zulkosky is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 credential and bringing 23 years of industry experience. He has worked with T. Rowe Price Investment Services, Inc. since 2006. Based in Colorado Springs, CO, his practice is part of a larger enterprise firm. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households with retirement goals. The firm uses proprietary mutual funds and ETFs within model portfolios and employs specialized techniques such as tax-aware rebalancing and Monte Carlo simulations to produce financial plans and income projections.

Fajkon Djonbalaj is a financial advisor at Benjamin F. Edwards & Company, Inc. with 18 years of industry experience. He holds the Series 66 designation and has worked previously at Ameriprise and Wells Fargo Advisors. He serves on two nonprofit boards in the Colorado Springs area. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, pension plans, charitable organizations, and corporations. The firm offers a range of investment programs and advisory services through a large team of advisors and manages tens of billions in assets.

William Mercer is a financial advisor at Hightower Advisors with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS PaineWebber Inc. for 16 years prior to joining Hightower in 2017. Mercer is based in Colorado Springs, CO. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection, multi-manager solutions, and utilizes both affiliated and third-party managers across various investment strategies.

Chandler Crespin is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TIAA-CREF. Chandler is based in Colorado Springs, CO. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, utilizing proprietary research tools while leaving final trading decisions to clients.

Mari Panzenhagen is a financial advisor at Beacon Pointe Advisors, LLC with two years of industry experience. She holds a Series 65 credential and previously worked at Altavista Wealth Management INC for nine years. Mari is based in Colorado Springs, CO. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement plan services, and outsourced chief investment officer solutions to individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Samuel Wigand is a financial advisor with Sanctuary Advisors, LLC, holding the Series 66 designation and seven years of industry experience. His prior work includes roles at Merrill and PwC. Outside of his advisory career, he serves on the National finance committee and investment sub-committee of Ducks Unlimited, and he has leadership roles with the nonprofit Outfitters for Christ. Additionally, he operates several small agricultural and guiding ventures. Sanctuary Advisors, LLC serves a diverse client base, including individuals, corporations, and charitable organizations, providing investment advisory and financial planning through a network of over 400 independent advisers. The firm employs a range of investment approaches and offers portfolio management services with a fiduciary standard under written agreements.

Zachary Waugh is a financial advisor with SPC in Colorado Springs, CO, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked with Parkland Securities, Sigma Planning Corporation, and Agora Wealth Management throughout his career. Waugh is a managing member of Agora Wealth Management LLC, which he uses as the name for his financial practice, and he is involved as a sole owner or managing member in several non-investment business ventures. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice through various account programs, including the SIGMA Managed Account and Axis Platform.

Jennifer Chavez is a financial advisor at D.A. Davidson & Co. in Colorado Springs, Colorado, with 10 years of industry experience. She holds a Series 66 designation and has worked at D.A. Davidson since 2018, following three years at Merrill. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, equity research, and a private wealth program for high-net-worth clients, operating under fiduciary standards and employing both qualitative and quantitative investment analysis.