Mark Mckinnon is a financial advisor with Raymond James & Associates in Saint George, UT, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Raymond James & Associates since 2010. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable entities—and offers services such as financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Mark Armstrong is a financial advisor with LPL Financial in Saint George, Utah, holding Series 63, 65, and 66 licenses. He has 27 years of industry experience, including prior roles at Royal Alliance Associates and Sii. Armstrong also owns Armstrong & Associates Insurance, operating as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management supported by in-house and third-party research.

Randall Bradshaw is a CFP® professional with 27 years of experience in the financial industry. He has worked with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory work, he serves as president of the Upper Ellison Ditch Company, overseeing irrigation water delivery for homeowners. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, special-needs, and business-owner transition planning. The firm combines advisory services with brokerage and banking products, supporting clients through tailored recommendations and a comprehensive service model.

Amy Wright is a financial advisor with UBS Financial Services in Hurricane, Utah, holding a Series 63 designation and 12 years of industry experience. She has been with UBS since 2010. Outside of her advisory role, she assists with administrative tasks for her spouse’s business, Roninbird LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Brent Shakespeare is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and over 23 years of industry experience. He has worked with Raymond James since 2010 and owns Shakespeare Financial, LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary consulting based on analytical tools and supports a wide network of advisors and affiliated firms.

Albert Heath IV is a Series 65-licensed financial advisor with three years of industry experience, currently with Edelman Financial Engines in St. George, UT. He has worked at Edelman Financial Engines and its predecessor, Financial Engines Advisors L.L.C., since 2017, and previously worked at Wittwer Inc. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.

Sandra Caprine Esquer is a financial advisor at Ameriprise with 36 years of industry experience. She has been with Ameriprise and its predecessor firm since 1989 and holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines algorithmic analysis with expert review to deliver tailored, non-discretionary advice through a centralized consulting team.

Wayne Evans is a financial advisor with J.P. Morgan Securities in Washington, Utah, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He has previously worked with Equitable Advisors, Axa Advisors, Massachusetts Mutual Life Insurance, and Edward Jones. Outside of his advisory role, he is involved in education and sports coaching, serving as an assistant softball coach at Pine View High School and as a baseball umpire. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, manager selection, and customized performance reporting through a non-discretionary advisory model.

Dustin Schofield is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he has ownership interests in several investment-related entities in St. George, Utah. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk management, and specialized services such as business-owner transition and divorce planning. Advisors use firm research and tools to develop tailored recommendations, with clients choosing whether and how to implement them through various brokerage or advisory programs.

Allen Frost is a Series 66-licensed financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked at MX Technologies, Vivint, and Honeywell. Outside of advising, he and his wife rent out their home in Saratoga Springs, UT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Craig Nelson is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Epic Trust Investment Advisors, LPL Financial, and Zions Bank. Nelson is also involved with Epic Trust Investment Advisors, where he serves as a Senior Wealth Advisor. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

Troy Olsen is a financial advisor at Edward Jones in St George, UT, holding a Series 66 designation. He has prior experience at Thomson Reuters and Helm360. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of advisors and branch offices.

Nicholas Olsen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients manage their wealth through personalized financial strategies that align with their most important goals. His areas of expertise include college education planning, family wealth management strategies, legacy planning, retirement income, and portfolio management services among others. Nicholas holds a Bachelor's Degree from Western Governors University and has earned professional designations such as Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He also attended the University of Phoenix and completed his high school diploma at Highland High School. Outside of his professional work, Nicholas engages in community involvement with organizations like Pivotal Solutions: Empowering People Through Life Changes. His personal interests include baseball, biking, camping, football, golfing, hiking, reading, traveling, yoga, and spending time with his family.

Matthew Cushing is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior work includes roles at State Bank of Southern Utah and positions outside finance such as at JW Marriott Hill Country Resort and Spa and Ross Stores, Inc. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment and advisory services through a multi-manager platform with access to various portfolio management options and third-party money managers.

William Huff is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked with Horner, Townsend & Kent LLC, Penn Mutual Life Insurance Company, MML Investor Services, and MassMutual Life Insurance Company. Outside of his advisory role, Huff is involved in several business ventures including partnerships in service and telecom industries, as well as ownership of insurance brokerage firms and a holding company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting with access to model portfolios, research, and both discretionary and non-discretionary management options.

Eric Brenchley is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked within Wells Fargo and its affiliates since 2009. Outside of his advisory role, he owns Meadow Valley Holdings LLC, a holding company related to his financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using in-house research and planning tools, with planning engagements typically conducted on a discrete basis.

Cade Baldwin is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory role, Baldwin is a running coach, creating training plans and providing guidance in that capacity. Fidelity’s Strategic Advisers LLC serves a broad client base including retail and institutional investors, offering investment management and advisory services. The firm utilizes proprietary research, quantitative analysis, and algorithmic portfolio construction in managing diversified portfolios and funds.

Carl Russell is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. His prior work includes roles at Waddell & Reed, American Indian Services, and involvement with the Church of Jesus Christ of Latter-Day Saints and the BYU Alumni Association of St. George. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting with access to diverse investment strategies and technology-driven solutions.

Mc Kay Harrison is a Series 66-licensed financial advisor with Cetera, based in Ivins, UT, with three years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2022 and also operates Harrison Enterprises, focusing on Medicare insurance brokerage. His background includes a four-year period at Utah Tech University and two years of church service. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management options and third-party managers, supporting both discretionary and non-discretionary account structures.

Mayra Femia Hetrick is a financial advisor at Charles Schwab with 25 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Smith Barney for 13 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by strategic asset allocation, alternative investment due diligence, and integrated custody and brokerage services.