Stephanie Ruehl is a financial advisor at Morgan Stanley with three years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at General Motors for seven years. She holds the Series 65 and Series 63 designations. Ruehl also serves as a trustee or co-trustee of a trust in Marana, Arizona. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling in its financial planning process.

Donna Crawford is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. She holds the Series 66 designation and has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Chase Investment Services Corp. since 2006. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Tom Binder is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding a Series 66 designation and 29 years of industry experience. His prior roles include positions at City National Bank, RBC Capital Markets, and Merrill Lynch. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and utilizes proprietary research and tools to develop tailored recommendations delivered through meetings and client summary letters.

Deborah Kerr is a financial advisor with Thrivent Investment Management in Tucson, AZ, holding Series 63 and Series 65 licenses and having 23 years of industry experience. Her prior roles include positions at Vanguard Investment Group and Journey Advisory Group, LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers ongoing and one-time planning engagements covering a wide range of topics, and clients can combine planning with managed accounts through a consolidated billing option called WealthPlan.

Jazlee Cossio is a Senior Financial Advisor with Merrill Lynch Wealth Management. She joined Merrill Lynch in 2019 and works with individuals, families, foundations, corporations, and business owners to deliver customized wealth management strategies. Her approach emphasizes understanding clients’ financial, business, and personal life goals, incorporating factors such as risk tolerance, time horizon, and liquidity needs to provide tailored solutions. Her expertise includes retirement income planning, portfolio and risk management, 401(k) retirement plans, alternative investments, wealth transfer and legacy planning, long-term care, and lending services through Bank of America, N.A. Jazlee holds a Bachelor's degree from the University of Arizona, where she studied International Studies with minors in Business Administration and Spanish. She carries professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Prior to her financial advisory career, she worked for nearly a decade in Wine and Liquor sales across Southern Arizona. Originally from Phoenix, Arizona, Jazlee relocated to Tucson in 2004 and is active in the local community, serving as Vice President of her neighborhood association. She is married with two daughters and two French Bulldogs. Outside of work, she enjoys cooking, dancing, music, traveling, yoga, and spending time with her family.

Carol Ruehl is a financial advisor with Morgan Stanley in Tucson, Arizona, holding Series 63 and Series 65 designations and over 20 years of industry experience. She has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Kevin Tokarski is a financial advisor with J.P. Morgan Securities in Tucson, AZ, holding a Series 66 designation and 13 years of industry experience. He has been with J.P. Morgan Securities and its related entities since 2013. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by centralized due diligence and ESG processes.