Rachael Johnson is a CFP® and holds a Series 66 license with 25 years of industry experience. She has been with Bernard & Johnson Family Wealth Management since 2016. Outside of her advisory role, she works as a fitness trainer at CrossFit Monrovia and serves as secretary on the Huntington Oaks HOA Board. Bernard & Johnson Family Wealth Management serves individuals, families, trusts, small businesses, and retirement plans, including high-net-worth clients. The firm provides financial planning and discretionary investment management, focusing on customized, long-term strategies implemented through institutional money managers and ongoing portfolio monitoring.

Robert McClure is the principal of McClure Investment Management, LLC in Glendora, CA, holding Series 63 and Series 66 licenses with 24 years of industry experience. He has led McClure Investment Management since 2001. McClure Investment Management provides personalized discretionary portfolio management, investment consulting, and pension consulting to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm manages approximately $64 million in discretionary assets and employs a combination of fundamental and cyclical analysis along with modern portfolio theory, offering services such as ERISA-focused pension consulting not commonly found in single-advisor firms.

Randall Rubin is a financial advisor at Decca Private Wealth Management, Inc. in Los Angeles, CA, holding Series 63 and Series 65 credentials with 13 years of industry experience. His prior roles include positions at Barnes & Company Investment Counsel, LLC and Britehorn Securities. He is also involved with Umergence LLC, an outside business activity. Decca Private Wealth Management serves individual clients, including high-net-worth individuals, offering personalized portfolio management and retirement plan services. The firm utilizes conventional portfolio-construction techniques and may engage independent sub-advisors and third-party platforms to manage client assets.

Joshua Garcia is a CFP® professional with 15 years of experience in financial advising. He is currently with Veritas Financial Consulting LLC, where he has worked since 2021, following nine years at Garrett Investment Advisors, LLC. In addition to his advisory role, he provides independent tax preparation services during tax season. Veritas Financial Consulting offers investment management and financial planning primarily to individual and high-net-worth clients. The firm employs a combination of passive and active investment strategies guided by Modern Portfolio Theory and provides services including retirement, estate, tax planning, and risk management.

Daniel Conard is a financial advisor at Vela Consulting, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at Columbia Capital Securities, Inc., Fortalice Group, Inc., Andrew C. Karlinski Financial & Insurance Services, Inc., LPL Financial, and Larson Financial Group, LLC. Outside of advisory work, he is involved in real estate development and fund management through roles such as CEO of Two Plots, LLC, and President of Oak Quarry Management, LLC. Vela Consulting is a state-registered investment adviser serving individuals, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning, using a Modern Portfolio Theory-based approach with diversified asset allocation and periodic rebalancing tailored to client objectives.

Balamir Trunec is a financial advisor at SVL Investment Management with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Liberty Group, LLC for 14 years before joining SVL in 2019. Outside of his advisory role, he owns 4CAM1 Advisory, Inc., which manages his personal income, expenses, and taxes. SVL Investment Management is a boutique, research-oriented money manager serving individuals, high-net-worth clients, retirement plans, trusts, endowments, and corporate entities. The firm employs a fundamentally driven, global investment approach using top-down economic analysis, strategic asset allocation, and a proprietary statistical valuation model to construct individualized portfolios.

Peter Brown is a financial advisor at BSIAS Advisors, LLC with 22 years of industry experience. He holds a Series 66 designation and previously worked for Brown-Shoemaker Investment Advisory Services, LLC, and Brown-Shoemaker, CPA's, where he was a shareholder in a CPA firm providing income tax and accounting services. BSIAS Advisors, LLC offers discretionary and non-discretionary portfolio management primarily for individuals, families, trusts, and retirement accounts, following a fundamental, long-term buy-and-hold investment philosophy. The firm integrates accounting and tax expertise into its services and plans to provide income tax preparation to clients starting in 2025.

Tiffany Hong is a CFA® charterholder affiliated with ADES Investment Counsel, Inc. She has 11 years of experience, including roles at TRM Wealth Management AB and Robert Ades Accountancy Corporation. Based in Los Angeles, CA, she is the sole advisor at her firm. ADES Investment Counsel primarily serves individual and high-net-worth clients, retirement-plan participants, trusts, and business entities with portfolio management, financial planning, and investment consulting. The firm employs a long-term, passive-oriented investment approach based on Modern Portfolio Theory, using diversified asset allocations implemented chiefly through index-type mutual funds and ETFs, with a strong emphasis on Dimensional Fund Advisors products.

Joseph Ramirez is a Series 65-licensed financial advisor at Retirementadvice | Jka in Anaheim, CA, with one year of industry experience. Prior to joining Retirementadvice | Jka in 2024, he was a student for ten years and was unemployed for one year. Outside of his advisory role, he assists with clerical tasks at a local tax firm. Retirementadvice | Jka provides asset management, financial planning, and retirement plan consulting to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm combines fundamental, technical, and cyclical analysis in its investment process and offers continuous, individualized account supervision with quarterly reviews and rebalancing.

Scott Hofman is a financial advisor at Ratio Capital with 20 years of industry experience. He holds a Series 66 designation and has worked at Ratio Financial Holdings since 2019, following four years at Unionbanc Investment Services. Ratio Capital provides discretionary portfolio management primarily to individual and high-net-worth clients, as well as charitable organizations. The firm integrates general financial planning topics into client engagements and typically allocates active management to third-party Sub-Advisers, using a rebalancing approach supported by a turnkey asset management platform.

Esteban Di Masi is a ChFC® credentialed financial advisor with one year of industry experience, currently serving as the sole advisor at Atorie Advisors, LLC. Prior to this role, he worked at William Morris Endeavor for three years. He also manages a business-management and multifamily office firm specializing in services for entertainers, executives, and high-net-worth individuals. Atorie Advisors provides ongoing portfolio management primarily for individual and high-net-worth clients, tailoring investment programs to documented goals, time horizons, and risk tolerance. The firm employs a range of analysis methods and investment instruments while managing held-away retirement and education accounts through a third-party platform and supports client-imposed investment restrictions.

Dale Woodward is a CFP® professional at DW Financial Inc with 21 years of industry experience. He has been self-employed since 1996 and has worked at DW Financial Inc since 2001. Woodward is also a licensed real estate broker. DW Financial Inc primarily serves individual clients with discretionary portfolio management, general financial planning, and integrated tax planning and return preparation. The firm uses a focused selection of no-load mutual funds and incorporates in-house accounting and tax services through a CPA co-owner.

Brent Pasqua is a financial advisor at Evermont Wealth with 15 years of industry experience. He holds a Series 65 designation and previously worked at Rpa Insurance Services for five years. Pasqua has been with Evermont Wealth since 2013. Evermont Wealth serves individual investors, including high-net-worth clients, and retirement plans by providing discretionary portfolio management, financial planning, annuity and variable life management, and ERISA plan consulting. The firm manages approximately $278 million for several hundred clients and combines retail wealth management with institutional ERISA consulting and sub-advisory services.

Anthony Nahra is a CFP® with over 31 years of industry experience. He has been with The Sterling Group since 2006 and Sterling Group Wealth Management, LLC since 2012. Nahra also serves as a co-trustee and attorney-in-fact for his father’s living trust. The Sterling Group is a team-based advisory firm serving individuals, trusts, estates, retirement plans, and business entities. The firm offers discretionary asset management and financial planning, emphasizing customized asset allocation, diversification, and periodic rebalancing tailored to each client’s goals and risk tolerance.

Daniel Duffy is a financial advisor at InvestLinc Wealth Services with one year of industry experience. He has previously worked with LPL Financial LLC and has been involved with 1 Track Management since 2008. InvestLinc Wealth Services provides wealth management and portfolio management to high-net-worth individuals, families, trusts, foundations, and closely held businesses. The firm offers customized investment strategies and comprehensive financial planning, employing a mix of fundamental, technical, and quantitative analysis across various asset classes.

Georgene Grattan is the President and CEO of Grattan Financial Strategies, Inc. with 42 years of experience in the financial industry. She holds a Series 63 designation and has worked at BB Graham & Co, Grattan Financial Securities, Inc., Grattan Financial Strategies, Inc., and The Northwestern Mutual Life Insurance Company. Outside of finance, Georgene is a 50% shareholder in Grattan Enterprises, Inc., a food company producing chocolates, pastries, jams, and jellies, and she owns Gigi's Fine Chocolates as a chef and chocolatier. Grattan Financial Strategies provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers tailored portfolio management and consulting services, managing both discretionary and non-discretionary accounts with a focus on fundamental and technical analysis across various asset classes.

Kevin Cifuentes is a CFP® and Series 65 licensed advisor with five years of industry experience. He has been with Veritas Financial Consulting LLC since 2021 and previously worked at Chase Bank and California State Polytechnic University. Veritas Financial Consulting LLC serves individual and high-net-worth clients with tailored investment management and financial planning services. The firm employs a mix of passive and active ETFs and mutual funds based on modern portfolio theory and fundamental, technical, and cyclical analysis, managing about $86 million in assets for roughly 68 clients.

Jason Torrey Payne is a financial advisor at Torrey-Payne Wealth Management with 29 years of industry experience. He previously worked at UBS Financial Services and held a long tenure with Los Angeles Firemen's Credit Union and Cuso Financial Services. Payne holds Series 63 and Series 65 licenses. Torrey-Payne Wealth Management provides investment management, financial planning, and retirement-plan advisory services to individual and high-net-worth clients as well as institutional entities such as trusts, estates, charitable organizations, and corporations. The firm emphasizes tailored portfolios with a mix of ETFs, mutual funds, and individual securities, along with asset allocation and rebalancing, operating as a fiduciary and coordinating estate planning through outside professionals when requested.

Claire Cheng is an advisor at ValueTech Private Advisors with one year of industry experience. She is also the owner and CEO of C&Z Accounting Corp, an accounting services firm where she supervises operations. ValueTech Private Advisors is a small independent firm serving individual and business clients with customized financial planning and portfolio management. The firm emphasizes a value-oriented, active management approach with a focus on the technology sector and incorporates elements of Modern Portfolio Theory.

Kevin Martin is a financial advisor at Ark Wealth Advisors, LLC with 14 years of industry experience. He holds a Series 66 designation and previously worked at Curve Capital, LLC, Bridge Capital Consulting, LLC, and was self-employed for two years. Ark Wealth Advisors, LLC provides investment advisory services to individuals, trusts, retirement plans, and business clients. The firm employs an individualized, asset-allocation driven investment process, utilizing a combination of fundamental, quantitative, sector, and cyclical analysis to manage diversified portfolios, often incorporating third-party managers and Schwab-managed account programs.