Rebecca Dodge is a CFP® and CFA® with seven years of industry experience. She has worked at Brian D. Lowder, Inc. since 2019 and previously spent four years at Brandes Investment Partners. Brian D. Lowder, Inc. provides fee-only financial planning and investment management services to individuals, families, trusts, corporations, and charitable organizations. The firm customizes investment portfolios based on client objectives and risk tolerance, employing a core-and-satellite approach with ongoing portfolio monitoring.

William Delano is a financial advisor at DL Wealth Management Group with 18 years of industry experience. He holds a Series 66 designation and previously worked at First Financial Equity Corporation and Daniel P. Laframboise, Inc. He is also owner of an administrative and IT services business. DL Wealth Management Group provides ongoing portfolio management to individuals, high-net-worth clients, and pension or profit-sharing plans. The firm uses a combination of fundamental analysis, modern portfolio theory, quantitative and technical methods, and employs both long-term and short-term trading strategies tailored to clients’ risk tolerances.

Lawrence Ladd is a CFP® and CFA® with 13 years of industry experience currently working at Coronado Investment Advisors, LLC. He has held positions at Magellan Federal, My Secure Advantage, and Zeiders Enterprises. Ladd also serves as a financial counselor for military service members, providing budgeting and credit counseling services. Coronado Investment Advisors offers discretionary portfolio management and advisory services to individuals, families, trusts, corporations, endowments, and government entities. The firm employs an adaptive, active investment approach combining fundamental, technical, and probabilistic methods, utilizing primarily individual stocks, bonds, and ETFs.

Chandima Mendis is a financial advisor at Pacific Spirit Investments LP with one year of industry experience. He holds Series 65 and Series 63 credentials and previously spent ten years at Bridgewest Capital Management. Outside of advisory work, he serves as a board member and senior executive for family office organizations and is involved with a technology company as a board member and investor. Pacific Spirit Investments LP offers customized investment management primarily for individuals, families, trusts, and small institutions. The firm employs a bottom-up, quantitative stock-selection process and provides discretionary portfolio management with performance-based fee options available for qualified clients.

Timothy Winter is a CFP® with 21 years of industry experience, currently serving as the sole advisor at Steward Family Office, Inc. since 2014. He provides management advisory services to his firm and performs additional consulting work for CTJML, Inc. Steward Family Office, Inc. offers financial consulting and family office services to high-net-worth families, trusts, and foundations, focusing on reporting, estate and philanthropic consulting, private equity, and administrative coordination without managing client investments or custody.

Todd Frank is a financial advisor with Frank Financial Advisors in Carlsbad, CA, holding the PFS™ and Series 66 designations and bringing 25 years of industry experience. He has been with Frank Financial Advisors since 2008. Outside of his advisory role, he is licensed to sell non-variable life, health, and disability insurance products. Frank Financial Advisors provides discretionary asset management, financial planning, and consulting services to a diverse client base, including high-net-worth individuals, trusts, estates, and charitable organizations. The firm employs primarily no-load or low-load mutual funds and ETFs, using both fundamental and technical analysis across long- and short-term strategies.

As a fee-only fiduciary at Clearview Financial, I am dedicated to providing tax-smart financial planning and investment management that looks at the big picture. Since 2018, I have specialized in building comprehensive strategies where financial decisions are evaluated alongside their tax implications to help clients keep more of what they earn. My professional background is built on a foundation of rigorous education, including a CFP® certification following my time at Gonzaga University and a CPA designation earned after completing my Master’s in Accounting at Sacramento State University. This dual background allows me to offer a technical perspective that ensures tax strategy is a core part of every financial plan. My goal is to provide a clear, coordinated path for your wealth so you can feel confident that your financial decisions are working together for your long-term benefit. When I’m not in the office, you can usually find me in Encinitas, walking the beach with my wife and our dog.

Mary Naber is a financial advisor at Sage Stone Wealth Management LLC with 24 years of industry experience. She holds the Series 66 designation and has been with Sage Stone since 2010. Sage Stone Wealth Management advises individuals, charitable organizations, foundations, pension and profit-sharing plans, and businesses, offering services including portfolio management, financial planning, and investment policy statement creation. The firm’s investment approach combines fundamental analysis with both passive and active strategies, incorporating ETFs, mutual funds, individual equities and bonds, and client-directed ethical screens.

Chris Cho is a CFA® charterholder with seven years of industry experience, currently serving as an advisor at Fairbanks Capital Management, Inc. since 2015. He holds the Series 63 license and is based in Rancho Santa Fe, California. Fairbanks Capital Management provides discretionary investment management primarily to individual clients, including high-net-worth and non-HNW individuals, as well as institutional entities such as foundations, trusts, IRAs, and pooled investment vehicles. The firm employs a concentrated, long-term equity approach focused on purchasing businesses below intrinsic value, manages investment-grade fixed income with active duration control, and applies explicit risk controls within a purely discretionary framework.

Scott Bramwell is a financial advisor at Eiger Wealth Management, LLC with 21 years of industry experience. He holds the PFS™ designation and Series 65 license. Prior to joining Eiger Wealth Management in 2019, he worked at Cornerstone Wealth Management for 16 years. Eiger Wealth Management advises individual accredited and high-net-worth clients, as well as qualified retirement plans, trusts, and other entities. The firm employs a multi-asset investment approach that includes equities, fixed income, interval funds, and private placements, often delegating portfolio segments to third-party managers while providing access to private and real-estate-focused investments.

Mary Van Nostrand is a CFP® professional with 22 years of experience in financial advisory services. She has worked at Van Nostrand Wealth Management LLC since 2019 and previously spent eight years with Duttenhofer Advisory Group. Van Nostrand Wealth Management LLC serves individual clients, including high-net-worth households, retirement plans, and small businesses, offering integrated wealth management that combines financial planning and investment management. The firm customizes its investment approach based on each client’s goals and risk tolerance, using a mix of passive and active strategies primarily through mutual funds and exchange-traded funds.

Udo Herges is a financial advisor with Herges Capital Management in San Diego, CA, holding Series 63 and Series 65 credentials and having nine years of industry experience. He has been with Herges Capital Management since 2013. Herges Capital Management provides discretionary portfolio management to private clients, including high-net-worth individuals and trusts, focusing on low-cost, tax-efficient, long-only investment strategies. The firm uses quantitative selection methods, emphasizes direct holdings of individual stocks and bonds, and applies ethical exclusion criteria alongside risk-weighted commodity allocations.

Jodi Vleck is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Beta Wealth Group, Inc since 2012. She holds Series 63 and Series 65 licenses. Beta Wealth Group serves individuals, high-net-worth clients, and institutional clients, offering portfolio management, financial planning, retirement plan consulting, and institutional sub-advisory services. The firm’s investment approach is individualized and includes the use of ETFs, mutual funds, stocks, bonds, option strategies, and delegated management.

Shaun Cornell is a CFA® charterholder and Series 65 licensed advisor with six years of industry experience. He is the principal at Cornell Capital Group LLC, where he has worked since 2019. Prior to this, he held roles at Compass Inc and SMBP. Outside of finance, Shaun is a self-employed musician and composer. Cornell Capital Group provides portfolio management services to a select group of high-net-worth individuals, focusing on customized Investment Policy Statements and discretionary oversight. The firm employs a blend of fundamental analysis, quantitative models, and modern portfolio theory, with an emphasis on equities and the use of derivatives and options within separately managed accounts.

Nick Bartolo is a CFA® charterholder with five years of industry experience. He is currently an advisor at Essential Partners LLC and has prior experience with HKK Capital, Rational Capital, and International Value Advisers. Bartolo is also a managing member of Rational Capital, an early-stage investment business. Essential Partners LLC provides discretionary asset management and financial planning services to high-net-worth individuals, trusts, estates, and charitable organizations. The firm employs a bespoke investment process focused on global diversification and an economic-environment framework, combining active and passive strategies with fundamental analysis.

Ethan Senn is a financial advisor at Sage Stone Wealth Management LLC with one year of industry experience. He holds a Series 65 designation and has worked previously at Primerica and in various roles outside finance, including at Smoky Mountain Pizzeria and Grill. Sage Stone Wealth Management LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable organizations, retirement plans, and businesses. The firm uses a combination of active and passive investment strategies with a focus on fundamental analysis, offering tailored portfolios that may include ethical or faith-aligned screens and emphasizes client education and governance.

Sandeep Varma is a financial advisor at ATS Wealth Management with 36 years of industry experience. He holds the Series 63 designation and has worked with firms including Simplicity Wealth, Cetera, and Avantax, among others. In addition to his advisory work, Varma has been involved in public speaking for over 26 years. ATS Wealth Management provides financial planning and discretionary asset management to individuals, high-net-worth clients, charitable organizations, trusts, and businesses. The firm manages approximately $383.6 million in assets across nearly 500 client relationships and offers model portfolios ranging from aggressive growth to conservative strategies, incorporating various investment vehicles and third-party sub-advisers.

Hubert Collins is a financial advisor at GROW Funds LLC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has served as an investment adviser representative at Messner & Smith since 2015. Collins is also a director of the Thomas C. Ackerman Foundation, a charitable organization making grants to nonprofit institutions in the San Diego area. GROW Funds LLC provides discretionary investment management to individuals, pension and profit-sharing plans, businesses, and institutional clients. The firm manages separately managed accounts and privately offered funds, employing a bottom-up, fundamental small-cap long/short research process and offering performance-based compensation arrangements for eligible investors.

Marc Roland is a Certified Financial Planner™ and Personal Financial Specialist™ with 21 years of experience. He has been with Dean Roland Russell, LLC since 2012, where he is part of a five-advisor team based in San Diego, CA. Dean Roland Russell, LLC serves individual and high-net-worth families, often working across multiple generations and related entities such as trusts and estates. The firm provides fee-only wealth management and financial planning, emphasizing customized portfolios that integrate tax, cash-flow, and estate planning considerations alongside security-level analysis.

Andrew Drennan is a CFP® professional with experience at D'Arcy Capital Management, LLC since 2026. He previously worked at CCG Wealth Management LLC, Aldrich Wealth, and Accuvisors Inc. Prior to entering financial advisory roles, he spent nine years at Keller Williams Realty. D’Arcy Capital Management LLC provides personalized investment management and comprehensive financial planning to individuals, trusts, estates, retirement plans, and institutions. The firm uses a core-and-satellite approach blending active and passive investments with a generally long-term orientation and offers customized solutions, including separately managed accounts for high-net-worth clients.