Matthew Brayer is a Certified Financial Planner™ (CFP®) associated with Carlsbad Wealth Advisory Group, Inc. He has been with the firm since 2023 and has prior experience working at UC San Diego and Brookfield Central High School. Carlsbad Wealth Advisory Group offers discretionary portfolio management and comprehensive financial planning services to a diverse client base including individuals, high-net-worth households, trusts, and charitable organizations. The firm’s investment approach centers on asset allocation through exchange-traded funds (ETFs), emphasizing internal diversification, low expense ratios, and in-house management of client assets.

Brandon West is a financial advisor at 77 Financial Group with a Series 65 license and two years of industry experience. Prior to joining 77 Financial Group, he worked in marketing and accounting roles, including ownership and management of Top Tier Escape Rooms, an entertainment business designing and operating escape rooms. He has also served in various capacities within nonprofit and educational organizations. 77 Financial Group provides investment advisory and financial planning services to individual investors, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation approach and offers integrated accounting services through a related business.

Raphael Biderman is a financial advisor at Fairbanks Capital Management, Inc. in San Diego, CA, holding a Series 65 designation with seven years of industry experience. He has been with Fairbanks Capital Management since 2015. Fairbanks Capital Management provides discretionary investment management primarily to individual clients and institutional entities, focusing on a concentrated, long-term equity investment approach combined with active management of investment-grade fixed income. The firm is also notable for its role as adviser and sponsor of private pooled investment vehicles and real estate projects.

Jiang Jing is a Series 65 licensed financial advisor at Xinde Asset Management Limited with three years of industry experience. He also operates Sean Jiang Law Office, a boutique California law firm where he is the sole owner and practicing attorney. His prior work includes roles at Shenzhen HongFang Private Securities Fund Management Limited and Northeast Securities Corporation Limited. Xinde Asset Management Limited provides investment management services to a variety of clients, including business entities, families, trusts, and charitable organizations. The firm offers portfolio monitoring, discretionary and non-discretionary account management, and investment analysis utilizing both fundamental and technical approaches, supported by a network of cross-border legal and trust service affiliations.

Luka Erceg is a financial advisor at Dynamique Capital Advisors with over five years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at firms including Kingswood Capital Partners and Dynamique Securities. Outside of his advisory work, he is the managing director of Erceg Partners, LLC, providing consulting services in turnaround, restructuring, and board advisory. He is also a licensed attorney who occasionally takes pro bono cases for nonprofits. Dynamique Capital Advisors serves primarily high-net-worth individuals and institutional clients, offering discretionary portfolio management, retirement plan consulting, and tailored financial planning. The firm employs a tactical allocation strategy that integrates fundamental, technical, cyclical, and event-driven analysis across a diverse range of investment instruments.

Shawn Orser is a financial advisor with Seaside Financial & Insurance Services, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been associated with Fortune Financial Services, Inc. since 2014 and with Seaside Advisory Services, Inc. since 2009. Orser serves as a trustee on the Board of Directors for Collaborative Investment Series Trust, overseeing mutual funds and fund managers according to their investment mandates. Seaside Financial & Insurance Services primarily serves individual clients, including high-net-worth individuals, as well as pension plans, businesses, charities, and trusts. The firm offers portfolio management, financial planning, pension consulting, and insurance placement, using documented client objectives and a combination of fundamental, technical, cyclical, and quantitative analysis in its investment approach.

Lester Antman is a financial advisor with SimplyRich in Carlsbad, CA, holding a Series 65 designation and 24 years of industry experience. He has worked at SimplyRich since 2001 and also maintains a longstanding affiliation with Andrew Tobias since 1994. SimplyRich provides financial planning and discretionary investment management services to individual and high-net-worth clients, using a portfolio approach grounded in modern portfolio theory and customized asset allocations. The firm emphasizes broad diversification and typically pursues a long-term investment orientation while managing accounts on a discretionary basis.

Damien Lanyon is a CFP® and ChFC® with 27 years of industry experience. He is affiliated with Lanyon Advisory Services (Viewpoint Financial Partners, LLC), where he has worked since 2015. Lanyon is also an independent licensed insurance agent. Lanyon Advisory Services provides portfolio management, financial planning, and access to third-party managers for individuals, high-net-worth clients, charitable organizations, and business entities. The firm manages approximately $109 million across about 70 clients, employing multiple analytical approaches and offering both discretionary and non-discretionary management.

Michael Hart is a CFA® charterholder with 15 years of industry experience. He has been with Hemispheres Investment Management since 2014, where he serves as one of two advisors. Hemispheres Investment Management provides discretionary portfolio management for individual and high-net-worth clients, employing a value-oriented, fundamental analysis approach across global equity and fixed income markets. The firm integrates option strategies and derivatives within managed accounts to manage risk and generate income.

Maureen Verduyn is a CFP® with 34 years of industry experience, currently serving at The Financial Team, Inc. in Carlsbad, CA. She has worked with Great Point Capital, LLC, Jrl Capital Corporation, and Independent Financial Group prior to her ongoing tenure at The Financial Team, Inc. since 1998. Verduyn is also a licensed California insurance agent. The Financial Team, Inc. provides financial planning, consulting, and third-party investment management referral services to individuals, trusts, estates, small businesses, institutions, and retirement plans. The firm acts as a solicitor connecting clients with independent managers, delivering advisory services on a non-discretionary basis and supporting client onboarding and profile development.

David Brenner is a ChFC® and Series 63 licensed financial advisor with 40 years of industry experience. He has led D. M. Brenner, Inc. since 2013 and previously worked at Fortune Financial Services, Inc. from 2013 to 2020. In addition to his advisory role, he is a licensed insurance agent. D. M. Brenner, Inc. provides customized financial planning, discretionary asset management, and qualified plan consulting to individual and business clients. The firm manages approximately $175 million in discretionary assets and employs an investment approach based on Modern Portfolio Theory, incorporating tax-aware strategies and ongoing portfolio monitoring.

Nate Miles is a financial advisor at Cooper Capital Group with a Series 65 designation and two years of industry experience. Prior to joining Cooper Capital Group, he worked at Kidder Mathews and was self-employed. Outside of his advisory role, Nate owns Heavenearth, an apparel business in Oceanside, CA, where he is involved in photography, design, and social media content. Cooper Capital Group serves individual and high-net-worth clients, offering discretionary asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a diverse investment approach that includes fundamental, technical, quantitative, and sector analysis, utilizing a wide range of strategies from traditional asset allocation to alternative investments.

Timothy Lackey is a ChFC® and holds a Series 66 license with 23 years of industry experience. He has worked at Centered Financial since 2020 and previously spent 15 years at Anchor Bay Securities, LLC. Outside of financial advising, he is a partner in a tanning salon business. Centered Financial serves individuals, including high-net-worth and non-HNW households, as well as pension and profit-sharing plans, charitable organizations, and business entities. The firm manages approximately $59 million across 149 client accounts, offering portfolio management, financial planning, pension consulting, and referral and sub-advisory services with an investment approach that combines fundamental and technical analysis and uses a range of asset classes and strategies.

Andrew Russell is a CFP® with 18 years of industry experience and has been with Dean Roland Russell, LLC since 2012. He is based in San Diego, CA, and holds a Series 63 license. Dean Roland Russell, LLC serves individual and high-net-worth families, including related entities such as trusts and estates, offering fee-only wealth management and financial planning. The firm creates customized portfolios across global asset classes, incorporating tax, cash-flow, and estate planning considerations alongside security analysis.

N Alexander Alard is a financial advisor at Eiger Wealth Management, LLC with 10 years of industry experience. He holds the Series 66 designation and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. outside of his advisory role, he has been employed by JPMorgan Bank, where he offers banking products and services. Eiger Wealth Management primarily serves accredited individual investors as well as qualified retirement plans, trusts, and other entities. The firm provides wealth management and financial planning with discretionary portfolio management across public and private markets, emphasizing multi-asset diversification and coordination with outside professionals.

Tod Lenhoff is a financial advisor with Wealth Compass Financial, Inc. in Carlsbad, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at AE Wealth Management, Madison Avenue Securities, and managing his own insurance services firms. He is also president of a fixed income tax preparation practice. Wealth Compass Financial, Inc. provides discretionary portfolio management and integrated financial planning to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm emphasizes individualized investment policy statements and a portfolio construction approach based on modern portfolio theory, offering ongoing monitoring and the use of major custodians.

Tamara Morgosh is a financial advisor at 10 Star Asset Management with 14 years of industry experience. She holds a Series 65 designation and has worked at 10 Star Asset Management since 2011. Outside of her advisory role, she is employed as a full-time accounts payable clerk at Halo Motor Company. 10 Star Asset Management provides discretionary investment management primarily for individuals, high-net-worth clients, trusts, estates, and a limited number of pension and retirement accounts. The firm utilizes licensed S&P research and model portfolios, combining qualitative and quantitative analysis to manage equity and income strategies with common stocks, ETFs, and options.

Andrew Cornell is a Series 65 licensed financial advisor with six years of industry experience. He has worked at Cornell Capital Group LLC since 2019 and previously spent 11 years at SMBP LLC. Cornell Capital Group LLC provides ongoing portfolio management services to high-net-worth individuals, focusing on asset allocation, security selection, and regular portfolio monitoring. The firm employs a blend of fundamental analysis, quantitative models, and modern portfolio theory, with a notable emphasis on derivatives and options trading within separately managed accounts.

Steven Prescott is a CFP® and holds a Series 66 license, with eight years of industry experience. He has worked at Colorado Financial Service Corporation since 2019 and concurrently at Kingsbarn Real Estate Capital since 2016. He is based in San Diego, CA. Harvesting Gains Corporation provides investment and planning services primarily to individuals, high-net-worth clients, business owners, and trusts and estates. The firm offers discretionary portfolio management, 1031 like-kind exchange advisory, private placement advice, and comprehensive financial, tax, charitable, and pension planning, combining fundamental analysis, macroeconomic inputs, and tax-efficient, long-term portfolio management.

Alison Farrin is a financial advisor with Seaside Financial & Insurance Services, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has worked at Fortune Financial Services, Inc. since 2014 and has been involved with Seaside Advisory and Innovative Pension Strategies, Inc. since 2011 and 1991, respectively. Farrin also conducts educational seminars to help 401(k) participants understand plan terminology and mechanics. Seaside Financial & Insurance Services serves primarily individual clients, including high-net-worth individuals, as well as pension plans, businesses, charities, and trusts. The firm provides portfolio management, financial planning, pension consulting, and insurance placement, employing long-term investment strategies documented in Investment Policy Statements.