Steven Leach is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked with Cetera and its affiliated entities since 2014 and has experience in insurance and 401(k) plan services dating back to 2008. Outside of his advisory role, he is a grief recovery specialist, providing individualized peer-to-peer support for those coping with loss. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Jennifer Higgins is a financial advisor with Primerica Advisors who holds Series 65 and Series 63 licenses and has 11 years of industry experience. Her career includes multiple roles within Primerica Advisors and Primerica Financial Services since 2014, as well as prior experience at California Life Properties. She also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery investment strategies managed by third-party asset managers and supports advisory services through a large network of financial advisors across numerous offices.

Maria Galvez is a financial advisor at Edward Jones with 12 years of industry experience. She holds a Series 66 designation and serves clients from Redlands, CA. Outside of her advisory role, Maria is a board member of a local community center in Mentone, CA, where she participates in organizing volunteer efforts and annual fundraisers. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a large nationwide network of advisors and branch offices.

John Marvin is a financial advisor at Raymond James Financial Services Advisors, Inc. with 28 years of industry experience. He held prior roles at LPL Financial for 20 years before joining Raymond James in 2018. Outside of his advisory work, he is a trustee of a family trust and owns a support company called Citrus Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and offers specialized municipal and public-finance advisory services uncommon among large institutional firms.

Julia Naman is a CFP® with six years of industry experience, currently advising at Raymond James Financial Services Advisors, Inc. She previously worked at LPL Financial and Cornerstone Christian Wealth Management. Outside of finance, she is a solo musical artist and owner of royalty-producing music. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through advisory programs and institutional consulting services.

John Oliver Jr. is a financial advisor with OSAIC, holding a Series 63 designation and bringing 53 years of industry experience. Prior to joining OSAIC in 2025, he spent 27 years with Lincoln Financial Advisors Corporation. He is a managing member of an LLC that holds a small commercial real estate property inherited from his family, in which he operates solely as a passive investor. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a broad network of affiliated advisers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management, with access to multiple third-party platforms and investment solutions.

Suthipong Chitrathorn is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 22 years of industry experience. He has been affiliated with Cetera Wealth Services and Cetera Investment Advisers LLC since 2025 and is also the founder and owner of Plan with Bob. Outside of his advisory role, Chitrathorn is an author of several books including the "Drive to Success" series, "Dare to be Authentic," and "Success Manifesto." Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and a multi-manager platform that allows advisors to implement various model portfolios, third-party strategies, and bespoke investment solutions.

Jerry Fields is a financial advisor at Stifel with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS Financial Services for 30 years prior to joining Stifel. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, focusing on forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning.

Katrina Hatter is a financial advisor with Primerica Advisors in Redlands, CA, holding Series 63 and Series 65 licenses and two years of industry experience. Her prior work includes roles at Primerica Financial Services and San Bernardino Medical Orthopaedic Group. She also has involvement in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm employs a curated third-party asset manager approach combined with BNY Mellon Advisors for model implementation and trade execution.

David Connor is a financial advisor with LPL Financial in Redlands, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Linsco/Private Ledger since 2001. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, institutions, and charitable organizations, offering various advisory programs and financial planning services supported by extensive research and model portfolios.

Ryan Vollkommer is a financial advisor at Stifel with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stifel since 2022. Prior to joining Stifel, he held positions at MWA Financial Services Inc, Modern Woodmen of America, Red Bull, and FACESS. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Paul Smith is a financial advisor with LPL Financial in Redlands, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and model portfolio management supported by LPL Research and third-party subadvisors.

Steven Antinucci is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2012. He is also a licensed California notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kimberly Pendleton is a financial advisor with Primerica Advisors in Redlands, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. Her background includes roles in education with several school districts and ongoing work with PFS Investments Inc. Additionally, she contributes as an advertising assistant for Manhattan Fashion Magazine. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Dennis Hoff is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 1995. In addition to his advisory role, he operates a non-variable insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Rafael Castro is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 66 and Series 63 licenses and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2011. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Yasmin Palencia Perez is a financial advisor at Merrill with a Series 66 credential and has less than one year of industry experience. Her prior work includes positions at Bank of America, N.A., 24Hr Care Services, and involvement with academic institutions such as the University of California, Riverside, and California State University of San Bernardino. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bryanna Shirley Lozano is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. She has three years of industry experience, with prior roles including positions at PFS Investments Inc. and CHE Services. Outside of advisory work, she is involved in the sale of loan products and home security services through Primerica affiliates. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers model-driven investment strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

John Patterson is a financial advisor at Stifel with Series 63 and Series 65 licenses and 32 years of industry experience. Prior to joining Stifel in 2019, he worked at Wells Fargo Clearing and Wells Fargo Advisors. He serves as an Assistant District Governor for Rotary International, supporting community service and club promotion. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services guided by a proprietary methodology developed by its Investment Strategy Group.

Tina Dobrinen is a financial advisor with Ameriprise in Yucaipa, CA, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and delivers recommendations through a centralized consulting team.