Sara Jaurequi is an advisor with LPL Financial who has been with the firm since 2025. She has additional experience working with Parley for the Oceans and SNJ Media. Outside of her financial advisory role, she has a background in media and environmental organization involvement. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a large network of investment adviser representatives and combines advisory platforms with non-advisory financial services.

Chris Leonhard is a financial advisor with Ameriprise Financial Services and holds Series 63 and Series 66 credentials. He has 26 years of industry experience, including prior roles at UBS Financial Services and Morgan Stanley. Leonhard is based in Temecula, California. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jennifer Stewart is a financial advisor at Morgan Stanley with 32 years of industry experience. She has held roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes firm-approved tools and scenario modeling to support client decision-making.

Annette Young is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2016, with prior experience at Wells Fargo Clearing and Chase Investment Services Corp. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes an ESG eligibility framework.

Richard Mitchell Jr. is a CFP® professional with 24 years of experience in the financial services industry. He is currently with LPL Financial and San Diego County Credit Union, where he has worked since 2014. His prior experience includes positions at Waddell & Reed, Unified Wealth Management, The Planning Group, and Vanguard Advisers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plan participants, banks, trust companies, and other institutions. The firm provides a variety of advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolios, and institutional platforms with a focus on both discretionary and non-discretionary investment strategies.

Karl Johnson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has worked at Cambridge Investment Research since 2007 and had a brief tenure at Edward Jones. Outside of advising, he is an independent insurance agent and co-owner of an insurance S-corporation. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals, managing multi-billion dollars in assets across various platforms and custodians.

Craig Carper is a financial advisor with LPL Financial, holding Series 63 and Series 66 registrations and bringing 27 years of industry experience. He previously worked at Edward Jones for three years before joining LPL Financial in 2010. Carper also operates La Pointe Wealth Management, Inc., doing business as La Pointe Wealth Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gitesh Bhaga is a financial advisor at Ameriprise in Temecula, CA, holding a Series 66 designation with 14 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations through a centralized consulting team.

John Crespy III is a financial advisor with Ameriprise in Indio, CA, holding a Series 63 designation and 25 years of industry experience. He previously worked at Raymond James and Associates for 11 years before joining Ameriprise in 2021. Ameriprise provides a retirement-income planning service primarily for individuals with at least $1 million in net investable assets, offering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, algorithm-supported recommendations through a centralized consulting team.

Craig Harris is a financial advisor at Fidelity with eight years of industry experience. He has worked at Edward Jones and served in the United States Marine Corps before joining Fidelity. He holds a Series 66 designation. Fidelity’s Strategic Advisers LLC, where Harris works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers advisory services including fund management and model portfolio delivery.

Esteban Heredia is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dejan Tasich is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. He has worked at LPL Financial since 2011 and has prior experience with San Diego County Credit Union, CUSO Financial Services, Chase Investment Services, Wamu Investments, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Scott Chon is a ChFC®-designated financial advisor with 39 years of industry experience. He is currently with Osaic Wealth, having joined in 2024 after 26 years at Securities America and its affiliate firms. In addition to his advisory work, Chon serves as CEO of News Financial & Insurance Services, an independent insurance agency based in Murrieta, CA. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a wide range of brokerage and advisory services with an investment approach that emphasizes model-based asset allocation, portfolio optimization, and a multi-advisor platform.

Michael Beiter is a financial advisor with LPL Financial holding a Series 66 designation and 17 years of industry experience. He previously worked at Ameriprise and Ameriprise Financial Services Inc. for nearly two decades before joining LPL Financial in 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools, while also providing extensive non-advisory financial products and services.

James Weems is a financial advisor at Edward Jones in Temecula, CA, with four years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. His previous work experience includes roles at The Home Depot, Webster University, and Parker Hannifin. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and proprietary mutual funds, operating under a fiduciary standard.

Michele Wintersteen is a financial advisor with LPL Financial, holding a Series 66 license and over 26 years of industry experience. Her career includes roles at LPL Financial, TD Ameritrade, MacElhenney Management, Inc., and Brookstreet Securities Corporation. She is associated with Stand Financial, an entity related to her activities within LPL Financial. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Robert Hickox is a financial advisor at Edward Jones in Lake Elsinore, CA, holding the ChFC® and Series 66 designations with 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jennifer Jackson Horn is a Series 66 licensed financial advisor with Edward Jones in Murrieta, California, and has 10 years of industry experience. She has been with Edward Jones since 2014. Outside of her advisory role, she owns an equestrian accessories business called Savvy Show Mom. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory strategies and affiliated investment options, supported by a nationwide network of more than 23,700 financial advisors.

Larry Price is a financial advisor at LPL Financial with 32 years of industry experience. He holds the Series 63 designation and has worked at LPL since 2012, following prior roles at CUSO Financial Services and Citicorp Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services supported by proprietary and third-party investment strategies and technology tools.

Gary Allen is a financial advisor with Stifel in Murrieta, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Merrill and Bank of America. Outside of advising, he is the owner of Hawk Properties LLC. Stifel serves a diverse client base, including individuals, institutions, and municipal entities, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.