Lloyd Engleman is a financial advisor at Accelerate Retirement with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Alkeme Financial Services, NFP Retirement Inc., and LPL Financial. Outside of his advisory role, he serves on the board of Victoria Country Club. Accelerate Investment Advisors LLC provides discretionary investment management, financial planning, and retirement plan consulting for individuals, trusts, corporations, and employer-sponsored plans. The firm emphasizes customized portfolios and long-term allocation strategies while offering fiduciary retirement services and consulting on substantial plan assets.

Gary Hitzler is a financial advisor with Tempus Wealth Planning, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 13 years before joining Tempus Wealth Planning in 2022. Tempus Wealth Planning serves individual and high-net-worth clients, as well as corporate and retirement-plan sponsors, offering asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm uses a client-specific investment process with continuous monitoring and periodic rebalancing, employing both fundamental and technical analysis, and may utilize derivatives, options strategies, and margin in certain managed accounts.

Becky Vasquez is a CFP® with 20 years of industry experience. She joined Three Arch Wealth Management LLC in 2025 after spending 19 years at Index Fund Advisors. Three Arch Wealth Management provides discretionary wealth management, comprehensive financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, foundations, and employer retirement plans. The firm employs a long-term, index-informed investment approach with factor tilts and uses model portfolios primarily composed of mutual funds and ETFs.

Joshua Oronce is a financial advisor with Wealth Teams Alliance in Irvine, CA. He holds Series 63 and Series 65 licenses and has seven years of industry experience. Prior to joining Wealth Teams Alliance in 2021, he worked at Park Avenue Securities, Guardian Life Insurance, Transamerica Financial Advisors, and World Financial Group. He is also involved in outside insurance sales. Wealth Teams Alliance provides discretionary portfolio management and financial planning to individual and high-net-worth clients, along with retirement plan services and a wrap fee program. The firm uses technical analysis and incorporates both internal strategies and sub-advisers in its investment approach.

Christopher Giovinazzo is a financial advisor at Accelerate Retirement with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms such as NFP Retirement, Kestra Investment Services, and Transamerica. In addition to his advisory role, he is a licensed insurance agent who occasionally recommends insurance products on a commission basis. Accelerate Investment Advisors LLC serves individuals, trusts, corporations, and employer-sponsored retirement plans by providing discretionary investment management, financial planning, and retirement plan consulting. The firm emphasizes customized portfolios with a long-term allocation approach and offers fiduciary retirement services including plan design, provider selection, and participant education.

Joel Kelner is a financial advisor with T&T Capital Management, holding a Series 65 designation and 12 years of industry experience. He has been with T&T Capital Management since 2013 and also operates Vatreni Inc, where he works as a loan officer and realtor. T&T Capital Management provides discretionary portfolio management primarily for individual and high-net-worth clients, as well as corporate accounts, focusing on portfolio construction, implementation, and ongoing supervision with a long-term, deep-value, and focused investment approach.

Anne Norris is a financial advisor at Pelorus Capital Management, LLC in Irvine, CA, holding a Series 66 designation with 14 years of industry experience. She previously worked at Wells Fargo Advisors Financial Network, LLC for 10 years and Merrill for 4 years. Pelorus Capital Management, LLC serves individuals, high-net-worth clients, trusts, businesses, and participant-directed retirement plans, offering investment management, financial planning, and retirement plan consulting. The firm uses a personalized, discovery-based process and employs a mix of active and passive strategies across equities, ETFs, and mutual funds, including discretionary portfolio management and non-discretionary advisory services for retirement plans.

Mark Donahue is a financial advisor with Financial Management Network Inc, holding the CFP® and ChFC® designations and possessing 33 years of industry experience. He has been with FMN Capital Corporation and Financial Management Network Inc since 1997. Donahue holds a California insurance license for life, health, and variable products and is an inactive member of the bar in California, New York, and the District of Columbia. Financial Management Network provides discretionary and nondiscretionary portfolio management, financial planning, and consulting services to individual and institutional clients, including high-net-worth individuals and corporate pension plans. The firm’s investment approach combines strategic asset allocation based on historical risk/return analysis with targeted active management and utilizes mutual funds, ETFs, and other vehicles supported by due diligence.

Stuart Scholten is a financial advisor with Accelerate Retirement, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has worked at Accelerate Investment Advisors LLC since 2024, following a decade at Kestra Investment Services, LLC and 12 years at NFP Retirement, Inc. Accelerate Investment Advisors LLC provides discretionary investment management, financial planning, and retirement plan consulting to individuals, trusts, corporations, and employer-sponsored retirement plans. The firm constructs customized portfolios using a variety of investment vehicles and offers comprehensive retirement services, including plan design and fiduciary support.

Eric Bell is a financial advisor at Hamilton-Bates Investment Research, Inc. with 32 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Park Avenue Securities, Guardian Life Insurance, and J.P. Morgan Private Wealth Advisors. Beyond advising, he serves on the board of the Small Business Development Corporation of Orange County and is president of two organizations: African Wealth Management, Inc., which focuses on marketing to Africans and African Americans, and Kanyiri-Bell Upendo, a nonprofit developing an assisted living facility in Kenya. Hamilton-Bates Investment Research advises individuals, pension plans, charitable organizations, and businesses, managing approximately $61 million in discretionary assets. The firm employs a combination of fundamental, technical, and quantitative analysis and offers both strategic and tactical asset allocation programs tailored through individualized portfolio management and model portfolios.

Matthew Merwin is a CFP® with 43 years of industry experience and has been with Financial Management Network Inc since 1991. He also serves at FMN Capital Corporation, where he has worked since 1995. Outside of his advisory role, Merwin owns interests in realty service and commercial real estate firms and serves as a special trustee for the Baughman Opportunity Trust. Financial Management Network provides portfolio management, financial planning, and consulting services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a strategic asset allocation approach with active management components and offers additional services such as income tax preparation and bookkeeping.

Matthew Jensen is a financial advisor at US Capital Global Wealth Management, LLC with seven years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at MarshBerry Capital LLC, Cutler Investment Group, Helium Advisors LLC, Artis Advisors, and Heller Capital Resources. Jensen is also a licensed real estate agent in California but is not currently practicing. US Capital Global Wealth Management provides investment management, consulting, and financial planning primarily for individual and high-net-worth clients. The firm employs a multi-step screening process combining fundamental, sector, and quantitative analysis to build asset allocation models and select managers, utilizing a range of securities including ETFs, stocks, bonds, mutual funds, and alternative investments.

Curtis Farrell is a CFP® with over 41 years of industry experience. He has been affiliated with Financial Management Network, Inc. since 1993 and FMN Capital Corporation since 1995. Outside of his advisory work, he serves on the boards of the Western Pension Benefit Council’s Orange County chapter and Friends of the Santa Ana Zoo. Financial Management Network provides portfolio management, financial planning, and consulting services to individuals and institutions, including high-net-worth clients and corporate pension plans. The firm employs a strategic asset allocation approach combined with active management and offers additional services such as income tax preparation and bookkeeping support.

Joshua Valdivia is a CFP® and holds a Series 66 license with four years of industry experience. He is affiliated with Financial Management Network Inc and FMN Capital Corp, where he has worked since 2020 and 2021 respectively. Outside of his advisory role, he owns Valdivia Financial Services LLC, a personal S corporation licensed for life, health, and variable insurance products in California. Financial Management Network provides discretionary and nondiscretionary portfolio management, financial planning, and consulting services to individual and institutional clients, including high-net-worth individuals and corporate pension plans. The firm employs a strategic asset allocation framework with active management components and offers additional services such as tax preparation and bookkeeping.

Laura Ponticello is a financial advisor at Sage Rhino Capital LLC with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Merrill and Bank of America. Outside of her advisory role, she is an authorized signer for a consulting firm in the pharmaceutical and medical device industry managed by her husband. Sage Rhino Capital LLC provides discretionary investment management, financial planning, and retirement plan consulting to individuals, trusts, pension plans, and business entities. The firm manages approximately $787 million in client assets and employs a range of strategies including fundamental, quantitative, and options-related approaches.

Morgan Fippinger is a CFP®, CFA®, and Series 66-registered advisor at Pacific Capital with 10 years of industry experience. Prior to joining Pacific Capital, he worked at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. He is also the owner of Morgan's Bonsai, a retail business based in San Diego. Pacific Capital Wealth Advisors serves high-net-worth clients including families, pension plans, trusts, and charitable organizations, managing approximately $668.6 million in assets. The firm employs a disciplined investment approach with ongoing portfolio management and a branded financial planning program called the Financial Life Inspection®.

Claire Seats is a financial advisor with Financial Management Network Inc in Mission Viejo, CA. She holds the Series 66 designation and began her advisory career in 2026. Prior to joining the financial industry, Claire worked at Joey Restaurant and has a background in education, having taught at Linfield University and various schools. Financial Management Network provides discretionary and nondiscretionary portfolio management, financial planning, and consulting services to individual and institutional clients, including high-net-worth individuals and corporate pension plans. The firm employs a strategic asset allocation framework supported by probability-based planning and combines this with targeted active management using mutual funds, ETFs, and alternative vehicles when appropriate.

Jeffrey Holt is a financial advisor with Financial Management Network Inc, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. He has been with Financial Management Network, Inc. and FMN Capital Corporation since 2009. He is also licensed in life insurance. Financial Management Network provides discretionary and nondiscretionary portfolio management, financial planning, and consulting services to a diverse client base, including high-net-worth individuals, trusts, and institutional clients. The firm employs a strategic asset allocation approach supported by historical risk and return analysis, combined with targeted active management, and offers additional services such as tax preparation and bookkeeping consulting.

Christana Freerks is a financial advisor with Pelorus Capital Management, LLC, holding a Series 63 license and bringing 33 years of industry experience. Her prior roles include seven years at Wells Fargo Advisors and one year at Morgan Stanley & Co. LLC. She is also a commissioned notary public in Irvine, CA. Pelorus Capital Management, LLC serves individuals, high-net-worth clients, trusts, businesses, and retirement plans through investment management, financial planning, and retirement plan consulting. The firm combines active and passive strategies across various asset classes and offers both discretionary portfolio management and non-discretionary advisory services.

Bryan Clark is a financial advisor at Pelorus Capital Management, LLC, holding a Series 66 designation with six years of industry experience. His prior roles include six years at Wells Fargo Advisors and eight years with Lighting Supply Guy. He has a 50% ownership interest in Clark Stoddard, LLC, an investment-related business. Pelorus Capital Management, LLC serves individuals, high-net-worth clients, trusts, businesses, and retirement plans with investment management, financial planning, and consulting. The firm employs a personalized, discovery-based process and uses a combination of active and passive strategies, including discretionary portfolio management and non-discretionary advisory services.