Keaton Krutenat is a CFP® and holds a Series 65 license, currently working at Mission Wealth Management, LP with three years of industry experience. Prior to focusing on wealth management, he has professional experience at Integrated Procurement Technologies and was associated with Pepperdine University. Mission Wealth Management is a multi-team SEC-registered advisory firm serving affluent and high-net-worth individuals, families, and institutional clients. The firm employs customized, long-term investment strategies incorporating a range of asset types and offers services through tiered financial planning and wealth management models.

Scott Teter is a financial advisor at Advisory Services Network with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Calton & Associates, Channel Wealth, Sagepoint Financial, Independent Financial Partners, and LPL Financial. Outside of his advisory role, he is also an independent insurance agent. Advisory Services Network serves individuals, families, corporations, and charitable organizations through a network of approximately 208 independent advisers. The firm offers portfolio management, financial planning, and retirement-plan consulting, managing about $8.6 billion in client assets with a range of investment strategies and implementation options.

James Coleman is a financial advisor with Mutual Advisors, LLC, holding a Series 63 designation and 41 years of industry experience. He has worked at Mutual Advisors since 2013 and previously spent 14 years at Mutual Securities, Inc. Mutual Advisors, LLC is an SEC-registered adviser managing approximately $6.75 billion through 123 advisors and serving over 8,000 clients. The firm offers asset management, financial consulting, ERISA plan advisory, and sub-advisory services to individuals, institutions, trusts, and retirement plans, employing a combination of passive and active investment strategies tailored to client objectives.

Samantha Sennett is a CFP® professional with 28 years of experience in financial advising. She is currently with The AmeriFlex Group and has held roles at Cambridge Investment Research, OSAIC, and Sagepoint Financial. In addition to her advisory work, she operates Meaningful Wealth Planning, Inc., a business focused on financial services. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting through a network of advisory affiliates and multiple program platforms.

Shane Holt is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mission Wealth Management, LP. He has worked at Mission Wealth Management since 2018, with prior experience at Venture Loop and Fisher Investments. Mission Wealth Management is a multi-team SEC-registered advisory firm that provides wealth management and financial planning primarily for affluent individuals and families, along with pension plans, endowments, and retirement plan sponsors. The firm employs customized, long-term investment strategies across a broad range of asset types and emphasizes discretionary portfolio management.

Austin Roberts is a financial advisor at Mission Wealth Management, LP in Santa Barbara, CA, with two years of industry experience. He holds a Series 65 designation and has been with Mission Wealth Management since 2023. Mission Wealth Management is a multi-team SEC-registered advisory firm that offers wealth management, financial planning, and portfolio management services primarily to affluent individuals, families, and institutional clients. The firm emphasizes customized, long-term investment strategies across a wide range of asset classes and incorporates tax-aware trading, periodic rebalancing, and access to insurance products through its Risk Management Department.

John Heroux is a CFP®-designated financial advisor with Kovack Advisors, Inc., bringing 24 years of industry experience. He has worked at Kovack Securities since 2017 and TKG Financial since 2015. In addition to his financial advisory roles, he serves as a captain and pilot for United Airlines on international and domestic flights. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions through a nationwide network. The firm emphasizes diversified asset-class exposure primarily via mutual funds and ETFs, alongside financial planning and third-party manager recommendations.

Victoria Wessler is a financial advisor at Mission Wealth Management, LP in Santa Barbara, CA, holding a Series 65 designation with one year of industry experience. Prior to joining the firm, she worked at the University of California, Santa Barbara, and held teaching roles at Corona del Mar High School and Middle School. Mission Wealth Management is an SEC-registered, multi-team advisory firm that serves affluent and high-net-worth individuals and families, as well as pension plans, endowments, and retirement plan sponsors. The firm offers tiered wealth management and financial planning services with customized, long-term investment strategies, incorporating a range of asset types and third-party sub-advisors.

Thomas Carroll is a financial advisor at Verus Capital Partners, LLC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Securities America Advisors and Securities America Inc. since 2014. Verus Capital Partners is a fee-based investment management firm serving individuals, trusts, pension plans, and estates. The firm employs a combination of fundamental and technical analysis with strategic asset allocation and tactical adjustments to customize portfolios according to client objectives, risk tolerance, and tax considerations.

Dayna Birkley is a financial advisor with Kingswood Wealth Advisors, LLC, holding a Series 66 designation and 19 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank. She is based in Santa Barbara, CA. Kingswood Wealth Advisors serves a diverse range of retail and institutional clients, providing portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm operates an open-architecture platform that uses both affiliated and unaffiliated third-party managers and supports insurance-linked account management alongside related broker-dealer relationships.

Geoffrey Gaggs is a CFP® professional with 27 years of experience, currently serving at Mission Wealth Management, LP since 2000. He previously worked at Mutual Securities, Inc. from 2013 to 2021. In addition to his advisory role, he is involved in administrative duties related to an industrial park in Goleta, CA. Mission Wealth Management is a multi-team SEC-registered advisory firm that provides wealth management and financial planning services primarily to affluent individuals and families, as well as institutional clients. The firm employs customized, long-term investment strategies across a range of asset classes and offers services through tiered models, including financial planning, investment implementation, and consulting.

Kieran Osborne is a CFA® charterholder with 17 years of industry experience, currently serving as an advisor at Mission Wealth Management, LP since 2013. Based in Santa Barbara, CA, he holds the Series 65 license and has been with Mission Wealth Management for 13 years. Mission Wealth Management is a multi-team SEC-registered advisory firm that provides wealth management, financial planning, and personalized portfolio management primarily for affluent and high-net-worth individuals and families, as well as institutional clients. The firm emphasizes customized, long-term investment strategies across a range of asset classes and offers tiered service models including private client and family office solutions.

Gregory Muller is a financial advisor at CreativeOne Wealth, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at CFH, Inc. and Veridian Partners, LLC. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, plan sponsors, and other RIAs. The firm manages primarily discretionary accounts using proprietary model portfolios and third-party managers, employing methods such as modern portfolio theory and quantitative analysis.

Ethan Ashbrook is a Financial Consultant at Fidelity Investments, a position he has held since 2026. He began his career at Fidelity Investments in 2023 and has held various roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant I. Ethan's professional focus is on supporting clients through the financial planning process, helping them feel confident in their decisions and working toward achieving their unique goals. He holds a California Insurance License which complements his role in financial consulting. Outside of his professional life, Ethan enjoys fitness, socializing with friends, playing golf, outdoor adventures, and spending time with his pets.

Aaron Brown is a financial advisor with CreativeOne Wealth, LLC in Santa Barbara, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked with firms including Partnervest Advisory Services, MIT Associates, and Wells Fargo Advisors. Brown also works as an insurance agent, focusing on annuity sales and insurance solutions for clients. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting services to individuals, corporations, and other advisory firms. The firm primarily manages discretionary accounts using a combination of proprietary model portfolios and third-party managers, employing strategies that include modern portfolio theory, fundamental, technical, and quantitative analysis.

Jason Dow is a financial advisor with Verus Capital Partners, LLC in Ventura, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He worked at Securities America Advisors Inc and Securities America Inc from 2014 to 2021 before joining Verus Capital Partners in 2021. Verus Capital Partners is a fee-based investment advisory firm serving individuals, trusts, pension plans, and estates. The firm uses a combination of fundamental and technical analysis to create customized portfolios with tactical adjustments and selective hedging, tailoring strategies to clients’ time horizons, risk tolerance, and tax situations.

Jenna Rogers is a CFP® professional with 16 years of industry experience, currently serving as a client advisor associate at Mission Wealth Management, LP since 2008. She holds the Series 65 designation and is based in Santa Barbara, CA. Mission Wealth Management is a multi-team SEC-registered advisory firm that provides wealth management, financial planning, and personalized portfolio management primarily for affluent and high-net-worth individuals and families. The firm employs customized, long-term strategies using a range of investment vehicles and offers services including financial planning, investment implementation, and consulting.

Gordon Faerber is a Series 65-licensed advisor with Gradient Advisors, LLC, based in Ventura, CA, where he has worked since 2018. He has seven years of industry experience and also owns Black Stallion Insurance, an insurance services business. Additionally, he operates Smart Asset Plan, a retirement and financial planning service. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other entities. The firm primarily works through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model and using various analytical tools to guide portfolio decisions.

Gregory Smith is a CFP® and ChFC® with 23 years of industry experience. He has been with Mission Wealth Management since 2003 and currently serves as an advisor at Mission Wealth Management, LP. In addition to his advisory role, he holds agent positions with Blue Cross and Blue Shield in health insurance. Mission Wealth Management is a multi-team advisory firm that provides wealth management, financial planning, and portfolio management primarily for affluent and high-net-worth individuals and families, as well as pension plans and endowments. The firm employs customized, long-term investment strategies using a diverse set of assets and offers services through various tiered models.

Barbara Ralston is a financial advisor at Kovack Advisors, Inc. with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Kovack Securities, Inc. and Kovack Advisors, Inc. since 2016, as well as TKG Financial, LLC since 2015. Outside of her advisory role, she serves as president of the Santa Barbara 500 Club, a women’s bowling organization, and is involved in small business ventures including a custom pet ID and ornament business and sales of nail decoration products. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions. The firm offers discretionary and non-discretionary asset management, third-party manager recommendations, and financial planning, with an investment approach focused on diversified asset-class exposure primarily through mutual funds and ETFs.