Julie King is a financial advisor at LPL Financial with one year of industry experience. She has also worked at Pierce King, P.C., a professional law corporation, since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and technology-driven strategies.

Anny Tran is a Planning Consultant at Fidelity Investments since 2025. In her role, she collaborates with clients to develop financial plans aimed at achieving their short-term and long-term goals, emphasizing exceptional service and ongoing client relationships. Prior to joining Fidelity Investments, she worked as a Senior Premier Banker at Wells Fargo Bank from 2007 to 2025. She holds a California Insurance License.

Tammy Jones is a financial advisor at Edward Jones with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Edward Jones since 2019. Prior to that, she spent 10 years at Charles Schwab and Charles Schwab Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Paul Cahalan is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Stifel Nicolaus & Co Inc for 16 years before joining Ameriprise in 2024. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Kyle Sharp is a CFP® with 15 years of experience in the financial industry. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Patricia Brukoff is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006 and Bank of America, N.A. since 2009. Outside of her advisory role, she serves as a co-trustee and holds power of attorney responsibilities for her parents. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aghahowa Igbinovia is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 10 years of industry experience. He has been with J.P. Morgan Securities since 2014. Outside of his advisory role, he is involved in soccer coaching and development at the Hollister Soccer Academy. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its team of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Brian Allen is a financial advisor with Wells Fargo Clearing in Salinas, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Musni is a financial advisor with Edward Jones in Salinas, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies, overlay and tax-efficient services, and operates under a fiduciary standard.

Philip Vy is a financial advisor with Morgan Stanley in Monterey, CA, holding a Series 66 designation and having 24 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been associated with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Alexander Duddy is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been part of the team since 2016. He provides customized service support to clients and internal assistance to the advisor team, focusing on managing investments to help clients pursue their desired retirement lifestyles. Alexander and his team have decades of experience assisting clients through various market cycles and life changes. His areas of expertise include family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Alexander holds professional designations as a Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). He earned his high school diploma from Moorpark High School and his bachelor's degree from the California State University System. Outside of his professional role, Alexander enjoys adventure sports, golfing, hiking, music, running marathons, spending time with his family, traveling, watching movies, and practicing yoga. He and his wife often take their daughter to Point Lobos and Carmel Valley. Additionally, Alexander is involved with the Leukemia & Lymphoma Society.

Scott Mcalister is a financial advisor with Morgan Stanley in Monterey, CA, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2012. Outside of his advisory role, Mcalister serves as a board member of The Pacheco Club of Monterey and is on the investment committee of the Grand Lodge of Free and Accepted Masons of California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and advanced modeling tools as part of its financial planning services.

David Panziera is a financial advisor at Ameriprise with three years of industry experience. Prior to joining Ameriprise, he worked for Intel Corporation for 19 years. He holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Susan Rede is a CFP® professional at Osaic with 43 years of industry experience. She has been associated with Osaic since 1989 and has operated her own services, including income tax preparation and occasional insurance sales. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to large institutional entities through a broad network of affiliated advisers and multiple advisory platforms. The firm employs a range of portfolio construction tools and offers integrated brokerage, advisory services, and access to third-party managed solutions.

Aida Rosas is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Fidelity Investments, Bank of America, Merrill, and J.P. Morgan Securities. Outside of her advisory role, she provides bookkeeping and administrative support for a maintenance and repair service provider. Wells Fargo Clearing offers retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

Susan Yedlicka is a financial advisor at Morgan Stanley with 16 years of industry experience. She has worked at Morgan Stanley since 2016 and previously was employed by RBC Capital Markets Corp from 2010 to 2016. She holds the Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved planning tools in its approach.

Elizabeth Benjamin is a financial advisor at Morgan Stanley with 36 years of industry experience. She has been with Morgan Stanley and its affiliated firms since 2008. She holds Series 63 and Series 66 designations and is based in Monterey, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Aviala Houston is an Investment Consultant at Fidelity Investments, a position she has held since 2021. In her role, she focuses on collaborating with clients to develop tailored financial approaches that align with their current and future financial goals. Her professional experience centers on providing knowledge, dedicated support, and guidance to clients to navigate financial decisions effectively. Aviala holds a California Insurance License, which supports her work in the financial services industry.

Shawn Sharafkah is a financial advisor at Thrivent Investment Management with five years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Allstate Insurance Co, Transamerica Financial Advisors, Prize Insurance Solutions, and several other financial and insurance firms. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses covering a wide range of planning topics and allows clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan.

Nathan Steen is a financial advisor with Ameriprise in Salinas, CA, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise since 2023 and previously spent seven years at Wells Fargo Clearing and four years at Wells Fargo Advisors. He serves as Vice President on the Board of Directors for the MPC Foundation in Monterey, CA. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations addressing income sources and withdrawal strategies. The firm delivers these services through a centralized consulting team that partners with financial advisors to produce tailored, non-discretionary reports.