Lacy Senate is a financial advisor with Edward Jones, holding a Series 66 designation and 19 years of industry experience. She has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Yan Li is a financial advisor with Edward Jones in Fairfield, CA, holding a Series 66 designation and 11 years of industry experience. Prior to joining Edward Jones in 2023, Yan worked at Merrill from 2014 to 2023. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients through a nationwide network of over 23,700 financial advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Courtney Guerci is a financial advisor with Wells Fargo Clearing in Napa, California, holding Series 66 and Series 63 licenses and nine years of industry experience. She has been with Wells Fargo Clearing and Wells Fargo Bank since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Wendell Thomas is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and six years of industry experience. He has worked at Primerica since 2017 and previously spent 17 years at Wells Fargo Bank. In addition to his advisory role, he is a self-employed DJ. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Justin Katz is a financial advisor with LPL Financial in Napa, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2023, he worked at Wells Fargo Clearing from 2017 to 2023 and was employed at CreativeLive, Inc. from 2015 to 2017. Outside of finance, Katz owns and operates a photography business based in Portland, OR. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supporting a large network of investment adviser representatives.

Arnoldo Santiago is a financial advisor at UBS Financial Services with 28 years of industry experience. His career includes positions at Bank of America, Merrill, and Citigroup Global Markets. Santiago holds Series 63 and Series 65 credentials and is based in Napa, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor client plans.

John Whittemore is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Wells Fargo Clearing and UBS Financial Services. Morgan Stanley Wealth Management provides advisory services to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning solutions.

Kathryn Jabour is a CFP® with over 41 years of industry experience. She is currently with OSAIC and has previously worked at Securities America Advisors, Inc., Securities America, Inc., 1st Global Advisors Inc, and Financial West Group. She has maintained her own advisory practice since 2004. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services featuring model-based asset allocation and portfolio optimization delivered through a multi-advisor platform.

David Tozer is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 16 years of industry experience. He has been associated with Cetera and related entities since 2013 and also operates Tozer Wealth Management. Outside of his advisory roles, he is the owner and president of Tozer Enterprises, an S-Corp focused on business operations. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a nationwide network of independent advisors and offers multiple program structures with discretionary and non-discretionary management options.

Gregory Soulsburg is a financial advisor with MassMutual Investors Services, holding a Series 66 credential and 25 years of industry experience. He has been with MML Investors Services since 2001 and with MassMutual since 2000. In addition to his advisory role, he is active as a sales agent with Silver Leaf Financial Management & Insurance Services. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual collaborative planning engagements using firm-approved analytical tools and offers a variety of programs including wrap accounts, money-manager solutions, and educational seminars.

Jesus Villalpando is a financial advisor at LPL Financial with three years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at firms including Redwood Credit Union, Wells Fargo, and JPMorgan Chase. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning and third-party asset management, supported by a broad platform of proprietary tools and partnerships.

Gerardo Martin is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and has held various roles including involvement with the Napa County Hispanic Chamber of Commerce and the Napa Valley College Foundation. He also ran as a mayoral candidate and has operated his own business, Gerardo Martin Inc, since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, supported by proprietary research and technology, managing over $819 billion in discretionary assets through a network of more than 22,800 advisors.

William Tang is a financial advisor with Wells Fargo Clearing based in Napa, CA. He holds a Series 66 designation and has 27 years of industry experience, including ten years at Wells Fargo Investments, LLC prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Sebastien Tomescu is a financial advisor with LPL Financial in Fairfield, CA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Patelco Credit Union and CUSO Financial Services, LP. Tomescu is also involved with Patelco Financial Solutions, a business related to his work at LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by proprietary research and operational tools.

Shannon Schmidt is a Series 66-credentialed financial advisor with eight years of industry experience. She currently works at LPL Financial, having previously worked at Edward Jones and in educational support roles. Outside of advising, Schmidt is the owner of SDS Fine Art, a small business in Dixon, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Lisa Ann Nouchi is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Her prior firms include Western International Securities, Inc., First Allied Securities, Inc., Investors Resources Group, Inc., and UBS Financial Services. She is also involved in non-variable insurance activities on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a range of investment options and tools to support advisor decision-making.

Dena Debenedetti is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. She previously worked at Waddell & Reed for 34 years and operates Pinnacle Plan Management, Inc., a separate business entity. Based in Napa, CA, she has been with LPL Financial since 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing a variety of investment strategies and tools supported by technology, while overseeing more than $819 billion in discretionary assets.

Erika Uribe is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018. Outside of finance, Uribe has managed and bartended at Ristorante Allegria since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs for individuals and institutions. The firm provides tailored financial planning using structured processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Kirk Mulligan is a Senior Financial Advisor with extensive experience in personal and corporate advisory services, focusing on personal and family wealth strategies, legacy planning, and corporate benefits and executive compensation. Based in the Sonoma Valley, he works closely with family-owned businesses in the Napa and Sonoma Valleys to provide personal wealth strategies and holistic wealth planning. His approach helps clients bridge generational gaps by supporting legacy succession, wealth transfer, and related tax considerations. With 35 years in the financial services industry, Kirk has expertise in corporate benefits, employee benefits planning, institutional consulting, and retirement income strategies. He assists clients with defined contribution and defined benefit plans, as well as fiduciary and compliance-related challenges. Kirk's professional designations include Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a bachelor's degree from the University of California system. Kirk lives in Sonoma Valley, California, where he enjoys gardening and spending time with his family and dogs.

Damon Tyler is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He worked at National Planning Corp for 15 years before joining LPL Financial in 2017. Tyler also operates a related business, Tyler Financial, and is a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning and a range of advisory programs, utilizing various investment strategies and technologies to support its network of over 22,800 advisors.