Michael Kinstlick is a CFA® charterholder and an advisor at Lahontan Capital LLC with one year of industry experience. Prior to joining Lahontan Capital, he worked at JUST Capital and SASB (/IFRS). He is also involved with Coppersea Distilling, a business he has been part of since 2011. Lahontan Capital is a fee-only registered investment adviser serving individual and high net-worth investors with wealth management, discretionary portfolio management, and financial planning services. The firm combines passive and active investment vehicles and incorporates ESG considerations according to client preferences.

Nicholas Ventimiglio is a financial advisor with Giving Tree Wealth Advisors in San Ramon, CA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He is a co-founder of Giving Tree Wealth Advisors and has prior experience at Fortune Financial Services, Inc., as well as operating his own advisory firm, Nicholas Ventimiglio, CDFA. Ventimiglio is also involved in developing a financial software company called Trade Wrangler, Inc. Giving Tree Wealth Advisors manages approximately $138 million for about 217 clients, including individuals, qualified retirement plans, and charitable institutions. The firm uses model-based asset allocations with institutional funds, ETFs, separately managed accounts, and third-party money managers, offering discretionary portfolio management and a range of fiduciary and financial planning services.

Guangming Dai is a Series 65-licensed financial advisor with Dai Advisors, located in Menlo Park, CA, and has seven years of industry experience. He concurrently holds a position as a Senior Principal Research Scientist at Johnson & Johnson Vision, where he designs treatment algorithms for surgical products, a role unrelated to his advisory work. DAI Advisors provides asset and portfolio management and fiduciary consulting primarily for high-net-worth individuals, trusts, families, estates, and certain retirement plans, with a focus on alternative investments and limited public market exposure. The firm uses a combination of fundamental, technical, and cyclical analysis alongside proprietary DEG ratings in manager selection and due diligence, managing roughly $330 million in assets for about 285 clients.

Mark Flowers is a CFP® with 15 years of industry experience, currently serving as an advisor at Private Portfolios, Inc. in San Mateo, CA. He has worked with Private Portfolios, Inc. since 2012 and previously with Securities America, Inc. He participates in a collaborative networking group focused on financial issues related to divorce and leads regional divorce workshops offering general financial planning guidance. He also operates a sole proprietorship providing financial analyses and consulting services for clients undergoing divorce. Private Portfolios, Inc. provides fee-based investment advisory and financial planning services to individuals, trusts, pension plans, and corporate entities, with a focus on diversified portfolio management using tailored asset allocation strategies. The firm offers discretionary account management through a sponsored wrap-fee Wealth Management Platform and operates educational workshops, including a structured divorce workshop integrating financial, legal, and therapeutic modules.

Anna Miller is a financial advisor with Certified Planners, Inc. in San Ramon, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has operated the Law Offices of A. Mari Miller since 1995 and has been with Certified Planners, Inc. since 1994. In addition to her advisory work, she is licensed as an insurance agent and provides insurance sales in conjunction with investment advisory services. Certified Planners, Inc. offers discretionary portfolio management, written financial plans, and consultations for individuals, trusts, estates, corporations, and ERISA retirement plan participants. The firm serves both everyday and higher-net-worth clients, employing a tactical asset allocation strategy with a focus on mutual funds, ETFs, and individual securities, while maintaining fiduciary responsibilities for retirement accounts.

Ramon Marquez is a Certified Financial Planner (CFP®) with 16 years of industry experience. He has been with Galileo Planning Group, Inc. since 2007. Galileo Planning Group, Inc. is an independent, fee-only advisory firm that provides comprehensive financial planning and investment counseling primarily to wealthy individuals, senior corporate executives, and high-income professionals. The firm focuses on non-discretionary, customized services including asset allocation, retirement, estate and tax planning, and evaluations of private and venture investments.

Anita Chan is a financial advisor at Garhwal, Chan & Williams Inc. with 23 years of industry experience. She holds a Series 65 credential and is a co-founder and partner of a certified public accounting firm that provides business management, consulting, accounting, estate planning, and tax preparation services. Ms. Chan also co-founded Garhwal, Chan & Williams Family Office. Garhwal, Chan & Williams serves a small, primarily high-net-worth client base, including individuals, trusts, closely held businesses, and certain ERISA plans. The firm’s investment approach focuses on long-term, asset-class investing through broadly diversified passive exposures, avoiding active market timing or frequent trading, and has a notable affiliation with a CPA practice that offers complementary tax and estate planning services.

Grant Carey is a financial advisor at Carey Wealth Management in San Ramon, CA, holding a Series 65 designation. He began his advisory career in 2025 and has prior work experience at Trek Bikes and PepsiCo. Carey Wealth Management serves individual and high-net-worth clients as well as retirement plan sponsors, offering portfolio management, financial planning, and pension consulting with an individualized advisory process that includes discretionary management and regular account reviews.

Elyse Sanchez is a Certified Financial Planner (CFP®) with 10 years of industry experience. She has worked at Shum Financial Group, Inc. since 2016 and previously spent a year at Girard Securities, Inc. She holds a Series 66 license and is based in Alameda, CA. Shum Financial Group serves individuals, businesses, and charitable organizations with fee-based investment management, financial planning, and retirement-plan services. The firm employs fundamental analysis and documented investment policy statements in its investment decisions and offers both discretionary and non-discretionary portfolio management, including managed variable annuity and variable life accounts.

Louis Dagen is a CFP® and ChFC® with 35 years of industry experience. He has been with Auspicious Financial Planning, LLC since 2018 and previously worked with Raymond James Financial Services from 2014 to 2018. He also owns a noninvestment-related support company. Auspicious Financial Planning provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a combination of fundamental, technical, and cyclical/charting analysis across a range of investment vehicles and strategies, managing approximately $278 million in assets.

Melissa Eugenio is a financial advisor at Alexander Beard (USA) Inc. with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Alexander Beard since 2018, following prior roles including five years at ABD Retirement Services, Inc. Outside of her advisory work, she is a Bikram yoga instructor, teaching weekly classes at Being Yoga. Alexander Beard (USA) Inc. provides advisory services primarily to individuals and retirement plans, focusing on UK citizens or former UK residents living in the U.S. with UK-based pension accounts. The firm offers pension consulting, portfolio management, and financial planning, tailoring advice to client goals and working with pension trustees to facilitate pension transfers and flexible arrangements.

Xianzhong Zhu is a financial advisor with Five Stone Capital, LLC, holding Series 63 and Series 65 designations and 20 years of industry experience. He has worked at Five Stone Capital since 2021 and previously had roles at Ni Advisors Inc and Centaurus Financial, Inc. Five Stone Capital serves as the general partner and investment adviser to a single pooled investment vehicle, employing a fundamental analysis approach to stock selection and managing portfolios on a discretionary basis. The firm focuses on limiting stock concentration and selecting securities with lower market correlation, providing regular performance updates and reports to investors.

Matthew King is a CFA charterholder with 20 years of experience in the financial advisory industry. He has worked at Bell Investment Advisors, Inc. from 2000 to 2018 and has been with King Wealth Advisors, LLC since 2015. King Wealth Advisors is a small independent firm serving individuals, families, high-net-worth clients, retirement plans, trusts, charitable organizations, and business entities. The firm focuses on discretionary investment management using mutual funds and ETFs, applying a selection process based on momentum, value factors, and economic conditions, with an analytic approach that includes fundamental, technical, cyclical, and charting methods.

Antonio Kwan is a financial advisor at AK Global Asset Management, LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has been with AK Global Asset Management since 2005. AK Global Asset Management provides personalized portfolio management primarily to individual and high-net-worth clients, managing approximately $117.8 million in discretionary assets. The firm uses a combination of fundamental and technical analysis and employs both discretionary and non-discretionary services, with an investment approach that includes margin use and a concentrated client base.

Brian Roberts is a CFA® charterholder and principal at Roberts Wealth Advisors, LLC with 12 years of industry experience. He previously worked at Nelson Roberts Investment Advisors, LLC for 16 years before joining his current firm in 2020. Roberts Wealth Advisors provides portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, pension plans, and other investment advisers. The firm employs fundamental analysis and long-term strategies across a range of public and private investments and offers services to both individual and institutional clients, including other advisory firms.

Dragos Georgescu is a financial advisor at Atlas Grove Capital LLC with 19 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes positions at Alta Via Capital and Insight Wealth Strategies, among others. Atlas Grove Capital LLC is a newly established SEC-registered investment adviser that provides discretionary portfolio management to individuals, high-net-worth clients, charitable organizations, and other businesses. The firm focuses on growth-oriented equity strategies using fundamental, quantitative, and cyclical analysis across market capitalizations.

Frank Branson is a financial advisor with Branson Frank A Inc in Burlingame, CA, holding 28 years of industry experience. He has been associated with Duncan & Branson since 1992 and has operated Frank A. Branson Inc. since 1986. Branson Frank A Inc provides investment advisory services to individuals, trusts and estates, pension and profit-sharing plans, and foundations, focusing primarily on portfolio management for individual accounts. The firm emphasizes fundamental security analysis and a buy-and-hold strategy, managing a diversified portfolio of equity securities, ETFs, U.S. government securities, and money market funds.

Patrick Gaynor is a financial advisor with Alta Via Capital in Pleasanton, CA, holding a Series 65 credential and bringing 16 years of industry experience. His work history includes roles at Alta Via Capital and PTRC Investments dating back to 2013, as well as WESPAC Advisors, LLC since 2026. Alta Via Capital provides discretionary asset management and sub-advisory services to individuals, high-net-worth clients, and qualified retirement plans, often serving as an ERISA fiduciary. The firm offers growth-oriented investment strategies across various market capitalizations, uses fundamental and technical analyses, and manages customized portfolios with discretionary trading authority.

Susan Gavrich is a CFP® professional with nine years of industry experience. She is affiliated with MoneyWell, where she has worked since 1998, and also has experience with Seasonal Strategy since 2018. MoneyWell provides discretionary investment management and financial planning primarily to individuals, families, trusts, and pension plans, typically serving clients with $1 million to $7 million in investable assets. The firm employs a lower-volatility “SuperDiversification” approach, using a mix of conventional asset classes and diversifiers, and incorporates a subadvisor arrangement to access specialized strategies for larger accounts.

Jay Mehta is a financial advisor with Veraz Advisors in San Ramon, CA, holding a Series 65 credential and eight years of industry experience. He has held various roles including CEO of Urok Tax Planners and Veraz Insurance Solutions, as well as serving as an instructor for the Council of Financial Educators. Outside of financial advising, he is chairman of a family-owned physical therapy clinic and a senior partner in a consulting firm. Veraz Advisors manages approximately $110 million for about 150 clients, providing discretionary portfolio management, financial planning, and consulting services. The firm customizes investment strategies using equities, ETFs, and fixed-income securities, applying multiple analytical approaches and may engage third-party managers while maintaining ongoing client communication.