Tim Bloemhof is a CFP® professional with 26 years of industry experience, currently serving at Wells Fargo Advisors since 2019. His career includes prior roles within Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, Bloemhof has significant involvement in almond farming and processing businesses through various family-owned and invested entities in California. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutional clients, employing proprietary research and planning tools to develop tailored recommendations. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning.

Sumeet Nijjar serves as a Planning Consultant at Fidelity Investments, a role he has held since 2025. In this capacity, he collaborates with clients to develop financial plans that align with their goals and complement the broader guidance provided by his team. He aims to present information transparently, assisting clients in understanding both opportunities and risks. Prior to his current position, Sumeet worked as an Investment Consultant at Fidelity Investments from 2022 to 2025. He holds a California Insurance License, supporting his expertise in financial planning and consulting. Outside of his professional responsibilities, Sumeet has personal interests that include cars, motorcycles, and outdoor adventures.

Moises Aguirre Cabrera is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, BMO N.A., and various educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Victor Valenzuela is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, fund advisory services, and model portfolios.

Joel Balam is a financial advisor at LPL Financial with 19 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Princor Financial Services Corp and Principal Life Insurance Co. Outside of his advisory role, he owns a sole proprietorship called Baseball Fan-Attic. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services through a broad network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Dempsey Grover is a financial advisor with Morgan Stanley in Modesto, California, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of Stockton and LPL Financial LLC. Outside of finance, he has been involved in baseball coaching since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a broad array of advisory programs supported by firm-approved planning tools and investment research.

Keri Van Dyke is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Shanelle Winters is a financial advisor with LPL Financial in Modesto, CA, holding a Series 66 designation. She has more than 20 years of industry experience, including a long tenure at Wells Fargo Bank from 2003 to 2026, along with roles at Merrill, Bank of America, and BMO Bank NA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced advisor tools and a large network of investment adviser representatives.

Matthew Bryant is a financial advisor with LPL Financial in Modesto, CA, holding Series 63 and Series 65 licenses and having 19 years of industry experience. He has worked at LPL Financial since 2016 and previously spent a year with Wells Fargo Advisors. Outside of his advisory role, Bryant is involved with The Investment Consulting Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Michael Grover is a CFP®-credentialed financial advisor with 40 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. since 2012. He is based in Modesto, CA, and is a partner in a local real estate business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations, employing analytical tools and risk profiling to tailor investment strategies.

Justin Grover is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 10 years of industry experience. Grover has also operated Grover Financial Group since 2018 and currently serves as a finance and investment committee member for First Tee, a national nonprofit where he teaches golf to children. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm provides non-discretionary planning and consulting tailored to client goals, utilizing analytical tools and risk profiling to support decision making.

Katrina Morganson is a financial advisor with Wells Fargo Clearing in Modesto, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven, incorporates modern portfolio theory, and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nicholas White is a financial advisor at Edward Jones in Oakdale, CA, holding the Series 66 designation with three years of industry experience. His prior work includes roles at Bank of Stockton, Valley First Credit Union, Oak Valley Community Bank, and Central Valley Community Bank. Outside of advising, he rents out a bedroom in his personal residence. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated capabilities across a nationwide network.

Michael Maddox is a financial advisor at Stifel with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel since 2021. Prior to joining Stifel, he held roles with several community organizations and educational institutions, including Victory Assembly of God Church and Modesto Christian School. Stifel serves a broad client base including individuals, institutional clients, and municipal entities, providing brokerage and advisory services supported by proprietary investment analysis and asset allocation methodologies from its Investment Strategy Group.

Angela Silva is a financial advisor at Edward Jones in Modesto, CA, holding a Series 66 designation with 15 years of industry experience. She has been with Edward Jones since 2010. Outside of her advisory role, she manages an Airbnb rental property in Modesto. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Brian Stevens is a financial advisor with LPL Financial based in Modesto, California. He holds a Series 63 designation and has 36 years of industry experience, including six years at Wells Fargo Clearing prior to joining LPL Financial in 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Caleb Jenkins is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. He has worked at Cetera and Avantax firms and serves as Treasurer and Board of Trustees member at Sattler College, a private Christian-based educational institution. Jenkins is also involved in multiple consulting and advisory roles, including founding Jenkins Consulting, which provides app development consulting services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform, providing access to both affiliated and third-party managers across multiple program structures and custodial relationships.

Leonard Jalli is a Wealth Management Advisor with Merrill Lynch Wealth Management in Modesto, California. He co-founded the Jalli/Seibold Group and leads a team that provides wealth management services to high-net-worth families, pensions, trusts, and endowments nationally. Leonard offers strategic guidance tailored to Fortune 500 quick service restaurant owners and operators, assisting them with custom credit, lending solutions, cash reserves, retirement planning, and exit strategies. He collaborates with other trusted advisors, including CPAs and attorneys, to coordinate comprehensive financial solutions for his clients. Leonard began his career at Merrill Lynch in 1993 and formed a team with his father in 1998. He earned a Bachelor's degree in business from California State University, Sacramento, and holds the Certified Investment Management Analyst (CIMA) and Chartered Retirement Planning Counselor (CRPC) designations. Leonard emphasizes proactive planning and a disciplined long-term process throughout market cycles. Residing in Modesto with his wife Michele and their fraternal twins, Leonard advocates for longevity through physical and mental health, engaging in cycling and snow skiing. He has been a member of the Downtown Modesto Rotary Club for over twenty years, served three terms as chair of United Way of Stanislaus County, and supports the American Heart Association.

Charlene Lovitt is a CFP® with 24 years of industry experience, currently serving at Cetera since 2014. She also holds a position at Oak Valley Community Bank and Cetera Investment Services LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors. The firm provides a range of services including portfolio management, financial planning, and retirement plan consulting for individuals, employer-sponsored plans, corporate, charitable, and institutional clients.

Jerod Havel is a financial advisor at Stifel with 11 years of industry experience. He holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2018, following roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.