Anne Marie Frost is a CFP®-certified financial advisor with 24 years of industry experience. She is currently with LPL Financial and previously worked at Morgan Stanley and Morgan Stanley Private Bank for a combined nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of representatives. The firm offers a variety of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Michael Hogan is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Victoria Hunt is a financial advisor with Edward Jones in Placerville, CA, holding the ChFC® and Series 66 designations and having seven years of industry experience. Prior to joining Edward Jones in 2018, she worked for CVS Pharmacy from 2006 to 2018. Outside of her advisory work, she is involved in coaching varsity cheer and stunt teams at El Dorado High School and organizes a youth cheer camp through El Dorado Royals. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Michael Lund is a financial advisor at Edward Jones with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and provides tax-efficient services, operating under a fiduciary standard.

Ana Ramirez is a financial advisor at Cetera with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Cetera and Cetera Wealth Services since 2013. Ramirez is also the owner of Ana Ramirez Investments LLC, a financial services DBA, and is involved in fixed insurance sales focused on life and annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with multiple program structures and access to affiliated and third-party managers.

Nicholas Pulido is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 and Series 63 credentials and has previously worked at JP Morgan Securities LLC and Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers both model-based and discretionary investment strategies developed by internal and third-party managers.

Michelle Fruit is a financial advisor at Edward Jones with 15 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Edward Jones since 2015. Outside of her advisory role, she is involved with J.M. Fruit, Inc., a consulting business where she serves as owner and handles bookkeeping and accounting tasks. Edward Jones is a full-service wealth management firm serving a wide range of clients, including individual and institutional investors. The firm offers advisory programs with discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Lee Fields is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as a trustee for his father. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates a range of investment vehicles, including insurance-related products and bank deposit sweep options.

John Lane is a CFP® with 44 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has worked with Cambridge Investment Research, Inc. since 2000 and operates Lane Florence, LLC since 2007. Outside of his advisory work, Lane coaches softball at Ponderosa High School. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing various investment platforms, proprietary and third-party strategies, and tailored portfolio management approaches.

Michelle Long is a financial advisor with Ameriprise in Cameron Park, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. She worked at Wells Fargo Bank NA and Wells Fargo Clearing Services LLC before joining Ameriprise, where she has been since 2021. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Shari Merle is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 37 years of industry experience. She has worked with Linsco/Private Ledger since 2001. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives.

Laura Scruggs is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds a Series 66 designation and has worked at Merrill and Wells Fargo Advisors in various capacities since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and supports clients through a combination of brokerage and advisory solutions.