Misty Triplett is a financial advisor at LPL Financial with 15 years of industry experience. She holds the Series 66 designation and has worked at LPL Financial since 2021. Her prior roles include operating her own firm, Triplett Financial Advisor, Inc., and involvement with various business and networking organizations. She has also engaged in business activities outside of finance, including management of Happy Renters LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Matthew Crawford is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides clients with a customized wealth management approach tailored to their financial situation and evolving needs, incorporating investment insights from Merrill and services from Bank of America. Matthew’s areas of focus include college education planning, family wealth management strategies, liquidity management, and retirement income planning. With six years of experience in the finance industry, Matthew previously held a leadership role at another financial investment firm, where he improved branch performance significantly while maintaining strong client service. He holds several FINRA registrations, including Series 7, 66, 9, 10, and 24, and holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from Squalicum. Matthew has lived in Bellingham, Washington since childhood and values making a difference in his community. Outside of work, he enjoys boating, cooking, fishing, golfing, and spending time with his wife and two children.

John Phillips is a financial advisor with LPL Financial in Ferndale, WA, holding Series 63 and Series 65 designations and 38 years of industry experience. He previously spent 17 years with an independent financial group before joining LPL Financial in 2025. Outside of advising, he is involved with JD Phillips & Associates, Inc., a business entity associated with his LPL practice. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Josh Barrett is a financial advisor with Wells Fargo Clearing in Bellingham, WA, holding a Series 66 designation and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2010 to 2016. Outside of his advisory role, Barrett holds a 25% ownership interest in an investment-related entity, 2518 Meridian Properties, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Trey Naidu is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to rejoining Edward Jones in 2026, he worked in the restaurant industry and telecommunications. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options, managing approximately $1.01 trillion in assets.

Theodor Pechthalt is a Series 66-licensed financial advisor with Edward Jones in Bellingham, WA, bringing four years of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at Fred Meyer, Lumberyard Food Hall, and Washington State University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Zachary Beckhusen is a CFP®-certified financial advisor with 12 years of industry experience, currently affiliated with LPL Financial. His prior work includes roles at Waddell & Reed, Beckhusen, Inc., and various insurance carriers. He also serves as a part-time instructor teaching a retirement planning course at Whatcom Community College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, employing both discretionary and non-discretionary management with access to model portfolios and research from various sources.

Virginia Tobin is a financial advisor at Merrill with Series 63 and Series 66 credentials and 31 years of industry experience. She has been with Merrill since 2009 and also has a longstanding affiliation with Bank of America, N.A., dating back to 2003. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Tod Asmussen is a financial advisor with Morgan Stanley Wealth Management in Bellingham, WA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at UBS Financial Services for 17 years. Outside his advisory role, he assists with marketing for a social networking business owned by his wife. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes using firm-approved tools and serves clients through both direct and corporate financial planning agreements.

Nicola Barber is a financial advisor with UBS Financial Services in Bellingham, WA, holding a Series 66 designation and 24 years of industry experience. She has worked at UBS since 2006 and has been affiliated with U.S. Bancorp Piper Jaffray Inc. since 1996. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor investment strategies.

Mena Masry is a financial advisor with Merrill in Bellingham, WA, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill, Masry worked at Bank of America and held roles in various businesses, including a managing partner position at Holy Family Day Care and a board membership at Archangels COC, a community-focused organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Toni Taft is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She holds the CFP® designation along with Series 63 and Series 66 licenses. Taft has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

David Deyoung is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. Prior to joining LPL Financial in 2026, he spent over two decades with Northwestern Mutual in various capacities. He serves as the Technology Chair for the Lake Samish Association, managing website updates and technology needs for the nonprofit. LPL Financial is a registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources.

Seth Anderson is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His career includes roles at Scottrade, TD Ameritrade, and Peoples Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research and technology-driven investment strategies.

Jodie Beatty is a financial advisor with LPL Financial in Bellingham, WA, holding a Series 66 designation and 21 years of industry experience. She has worked at LPL Financial since 2021 and previously operated her own business, Simple Kindness, Inc., for nine years. Beatty was also involved with Lowell Elementary PTA and has a background with Waddell & Reed, Inc. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by model portfolios, third-party subadvisors, and research from LPL Research.

Tyler Jorgensen is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Empower Financial Services, Equitable Advisors, and Axa Advisors. Outside of financial advising, he owns Dare2Live, a business sourcing discounted items online for resale on Amazon. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Stephen Dempsey is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. He has worked at LPL Financial since 2020 and previously held roles at Securities America Advisors and Waddell & Reed. Outside of his advisory work, he is an author for Freehub Magazine and owns a tree service business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Chavonne Horton is a financial advisor with Morgan Stanley in Bellingham, WA, holding a Series 66 designation and one year of industry experience. Before joining Morgan Stanley, she worked in various roles across construction and wellness sectors. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analysis to support clients’ financial goals.

Scott Caldwell is a Series 66-licensed financial advisor with LPL Financial, based in Bellingham, WA, and has 21 years of industry experience. Prior to joining LPL Financial in 2021, he was involved with multiple local organizations including The Bellingham Team, several youth soccer clubs, and nonprofit groups such as Blue Skies for Children and Junior Achievement NW Washington. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including model portfolios and retirement plan consulting, supported by research from LPL Research and third-party subadvisors.

Cassandra Spitzer is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and 14 years of industry experience. She previously worked at Waddell & Reed and various insurance carriers, and ran a book-selling business for 20 years. Outside of her advisory role, she has been involved in non-variable insurance activities in Bellingham, WA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services with both discretionary and non-discretionary management options.