Vincent Rehfeldt is a financial advisor with Cetera and holds a Series 66 designation. He has four years of industry experience and has also worked as a social media manager for The Ranch Assisted Living Facility. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and investment approaches.

James Nunciato is a financial advisor with LPL Financial in Bradenton, FL, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., and United Financial Services. He has maintained an ongoing involvement with Wall Street on Court Street for over 30 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Brianna Izzo is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. She previously worked at Bank of America and Merrill. Outside of her advisory role, she owns a small business selling handmade crochet items on Etsy. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management grounded in modern portfolio theory. The firm serves institutional clients with a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jeffrey Welsh is a financial advisor at OSAIC with 34 years of industry experience. He has held positions at SagePoint Financial, Inc. and Bard Financial Services, Inc., where he serves as vice president. Welsh also owns a sole proprietorship offering term and fixed life insurance products along with accident and health insurance. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of portfolio management tools and access to third-party investment platforms.

Nicholas Irving is a financial advisor with LPL Financial in Bradenton, FL, holding a Series 66 credential and two years of industry experience. Prior to his current role, he worked in the automotive and retail sectors, including positions at Volvo Cars Sarasota and Acura of Chattanooga. Outside of financial advising, he is involved with Pressure Kingdom, LLC, an outdoor services business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services, using both discretionary and non-discretionary management supported by proprietary and third-party research.

Mark Campbell is a financial advisor with Morgan Stanley in Bradenton, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Bank of America, and Merrill. Outside his advisory work, he is the sole proprietor of Girard & Fedora LTD, a real estate investment business based in Miami. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, focusing on financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning services through its Financial Advisors and Estate Planning Strategies Group.

Michael Kruse is a financial advisor at Thrivent Investment Management with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Thrivent Financial and related entities since 2023. Outside of his advisory role, he serves as an administrative assistant for a structural steel design company, handling communications with project managers and clients. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across a range of financial topics, offering these services as standalone or combined with managed accounts under a consolidated billing option.

Jay Boswell is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 63 and Series 66 designations and has worked at several firms including Wells Fargo and JPMorgan Chase Bank. Boswell is based in Bradenton, Florida. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Thomas Kornett is a financial advisor with Cetera, holding Series 63 and Series 65 designations and has 26 years of industry experience. His prior employment includes roles at Merrill and Bank of America from 2015 to 2021, as well as Hancock Whitney Bank since 2021. He serves as President of the Board of Directors for the Manatee Library Foundation and is a board member of the Manatee Education Foundation. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supporting over $256 billion in assets under management.

Sandra Cutcliffe is a financial advisor at Ameriprise with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise since 2009. Outside of her advisory role, she serves on the Board of Directors for America's Boating Club of the Bradenton Area. Ameriprise provides a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research and modeling with tax-efficient strategies and offers a range of advisory, brokerage, and insurance solutions through its affiliated companies.

Clifford Schulz is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Schulz is a partner in Schulz Farm, an agricultural business in La Crosse, Wisconsin. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of investment and planning services.

Robert Latessa is a financial advisor with Morgan Stanley in Bradenton, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

David Cohen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been involved in the financial services industry since 1998 and joined Merrill Lynch Wealth Management as a Financial Advisor in 2002. David focuses on working with high-net-worth clients and their families, emphasizing a planning-based approach to help them understand and achieve financial independence. His primary areas of focus include Retirement Income Planning, Portfolio Management, and Wealth Transfer. He collaborates closely with clients' tax and legal advisors to deliver comprehensive wealth management plans. David holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He maintains several registrations with the Financial Industry Regulatory Authority (FINRA) and holds Life, Health, and Long-Term Care insurance licenses. He earned a Bachelor of Science degree in Finance from the University of Tampa and completed the Wharton Business School Executive Education Program. Outside his professional role, David is an avid sport fisherman and a US Coast Guard licensed Captain. Over more than two decades, his practice has become multi-generational, serving clients across several family generations.

Ronald Valdez is a financial advisor with Fidelity who holds Series 63 and Series 65 designations and has 22 years of industry experience. His prior experience includes seven years at Edward Jones before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves in advisory roles for multiple registered investment companies and fund-of-funds.

Ryan Stevens is a financial advisor at Ameriprise Financial Services with 28 years of industry experience. He has held positions at Ameriprise since 2020 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors from 2012 to 2020. Outside of his advisory role, Stevens serves as an assistant tennis coach at Wayne State University. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice, focusing on income sources and tax-aware withdrawal strategies.

Angela Renna is a financial advisor at LPL Financial with 19 years of industry experience. She holds the Series 66 designation and previously worked at OSAIC and Sii. Renna is also involved in health insurance and Medicare through Sterling Benefits Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations via a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and various specialized investment strategies.

William Maegerlein is a financial advisor at Edward Jones in Bradenton, FL, with nine years of industry experience and a Series 66 designation. He has been with Edward Jones since 2017 and has also been involved with Strata Consulting since 2015. Outside of his advisory work, he participates as a pitmaster in competitive barbecue events. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Kim Meissner is a financial advisor at Edward Jones with six years of industry experience, including six years at New York Life prior to joining Edward Jones in 2025. She holds Series 66 and Series 63 designations. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad offering of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages over $1 trillion in assets through a nationwide network of financial advisors and branch offices.

Oscar Lopez Gutierrez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His work history includes roles at Bank of America and Merrill, as well as a position at J-Los Beauty Supply. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Richards is a financial advisor at UBS Financial Services with 15 years of industry experience. He has worked at UBS since 2019 and was previously employed at Morgan Stanley Smith Barney from 2015 to 2019. Richards holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.