Scott Schwartz is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management. He is a partner of the Shambo, Schwibner & Schwartz Wealth Management Team, serving clients in Vero Beach, throughout South Florida, and across the country. Scott focuses on providing personalized, goals-based financial strategies to a diverse client base including pre-retirees, retirees, high performers, business owners, multigenerational families, physicians, attorneys, and executives. His expertise encompasses retirement and income planning, inheritance guidance, investment analysis, tailored wealth management including cash flow analysis, and customized lending and banking services through Bank of America. Scott earned both his Bachelor and Master of Science degrees in Accounting from the University of Florida. He holds the Certified Public Accountant (CPA) designation and is a CERTIFIED FINANCIAL PLANNER® certificant awarded by the Certified Financial Planning Board of Standards, Inc. Prior to joining Merrill Lynch, Scott worked as a Senior Associate at PricewaterhouseCoopers (PwC) in New York City. He is a native Floridian and serves as the President of the Scholarship Foundation of Indian River County and is involved with the Indian River County Healthy Start Coalition. Outside of his professional responsibilities, Scott enjoys travel, culinary experiences, ice hockey, golfing, and spending time with his wife Chloe, their daughter Sadie, son Meyer, and their lab Cheddar.

George Bryan is a financial advisor at Stifel in Vero Beach, FL, holding a Series 66 designation with one year of industry experience. His prior experience includes roles at Sumitomo Mitsui Banking Corporation and Morgan Stanley, as well as a position with the New York Yankees. Stifel serves a diverse client base, including individuals, institutions, and charitable organizations, providing brokerage and advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Devin Reed is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, personal retirement planning, and financial guidance for women. She began her career in the financial services industry in 2004 and is committed to implementing Merrill’s goals-based wealth management process to help clients allocate resources and develop strategies aligned with their individual priorities and goals. Devin holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) designation. She earned her High School Diploma from Western High School and an Associate's Degree from Indian River State College. Devin focuses on customizing financial plans to address significant life transitions such as retirement, legacy planning, wealth accumulation, and business restructuring, serving a diverse client base including business owners, professionals, families, and individuals in Vero Beach, South Florida, and nationwide. In addition to her financial advisory career, Devin is the inventor and former CEO of Molar Muncher, a baby teething product she created to meet a need she identified when she had her first child. A native of South Florida, she currently resides in Vero Beach with her family. Her personal interests include boating, cooking, fishing, gardening, music, and spending time with her family while enjoying the Florida lifestyle.

Betty Marzec is a Series 66-licensed financial advisor with Edward Jones, based in Vero Beach, FL, and has eight years of industry experience. She has been with Edward Jones since 2017 and previously worked at BettaBFit Health & Fitness and Low Associates. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,000 advisors and 15,000 branch offices.

Todd Winter is a CFP® with 24 years of experience in the financial services industry. He currently serves as an advisor at Ameriprise, where he has worked since 2020. His prior experience includes roles at Stifel Nicolaus, Wells Fargo Clearing, and Wells Fargo Advisors. Outside of his advisory work, Winter volunteered as a table leader for a financial education course offered by Christ Fellowship Church. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement planning, delivering written recommendations and annual advice on income sources and tax-aware withdrawal strategies.

Douglas Paul is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 27 years of industry experience. He has worked at LPL Financial since 2020, following roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Banc of America Investment Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of more than 22,800 investment adviser representatives.

Peyton Massie is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, Massie worked at UBS Wealth Management and spent four years at Rollins College. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of advisors and substantial assets under management.

Maria Klipstine is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1998. Outside of her advisory role, Klipstine is the owner of Marick Builders, Inc., and serves as an officer for two charitable foundations, the Smith Family Foundation and The MJ and ABS Foundation, both located in Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Shambo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has built a team of ten professionals dedicated to serving a select number of families with a goals-based wealth management approach, focusing on custom plans that address family dynamics related to wealth preservation and succession planning. The team emphasizes responsiveness and service delivery in their work with client families. Brian holds a Bachelor’s Degree from the College of Charleston and a High School Diploma from Providence Day School. He has pursued executive education programs at Harvard University, Dartmouth's Tuck School of Business, Duke University's Fuqua School of Business, and Wharton Executive Education. His professional credentials include the CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Investment Management Analyst® (CIMA), Certified Private Wealth Advisor® (CPWA), Certified Divorce Financial Analyst® (CDFA), and Certified Exit Planning Advisor (CEPA) designations. In addition to his professional commitments, Brian is involved with the Indian River Community Foundation. Outside of work, his personal interests include baseball, basketball, boating, boxing, fishing, football, golfing, soccer, softball, and swimming.

Ryan Bass is a financial advisor with Raymond James & Associates in Vero Beach, FL, holding a Series 66 credential and 11 years of industry experience. He has been with Raymond James since 2015. Outside of his advisory role, Bass serves on the finance committee and board of directors for the Mental Health Association of Indian River County and is involved with businesses including Avallon Assets LLC and A Parent Media Co. Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Dylan Dean is a financial advisor at Fidelity with two years of industry experience and holds the Series 66 designation. Prior to joining Fidelity, he was involved in property management as a partner and director at Dean's Property Management in Vero Beach, Florida. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

James Britt is a financial advisor with Morgan Stanley in Vero Beach, FL, holding a Series 66 designation and bringing 23 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2010, and UBS Financial Services from 2007 to 2010. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Blake Callahan is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and 15 years of industry experience. He has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm integrates quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Josue Suarez is a financial advisor at Morgan Stanley in Vero Beach, FL, with 2 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab & Co., Inc., Bellco Credit Union, and several other firms. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach utilizes structured discovery and proprietary tools to tailor strategies without offering specific security recommendations as part of standalone planning.

Donna Miller is a CFP® with 46 years of experience in the financial services industry, all of which have been with UBS Financial Services. She holds Series 63 and Series 65 licenses and is based in Indian River Shores, FL. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Thomas Kiernan is a CFP® with 22 years of industry experience. He has worked at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages over $1 trillion in assets through a nationwide network of financial advisors and branch offices.

Alexander Batt is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding Series 63 and Series 66 licenses and over 26 years of industry experience. His prior work includes roles at Bank of America and Merrill. He has ownership interests in two investment-related businesses based in Vero Beach. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, including specialized areas such as business-owner transition and special-needs planning. The firm develops tailored recommendations using proprietary research and planning tools, offering optional implementation through brokerage or advisory programs.

Ryan Mcdonough is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Charles Dennis is a financial advisor with Wells Fargo Advisors in Hanover, NH, holding Series 63 and Series 65 credentials and having 35 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his advisory role, Dennis is a fiction author and collects royalty payments from his work under the titles Tanzi’s Heat and Tanzi’s Ice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, utilizing a broad planning menu and integrated product offerings.

Christopher Porter is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He is based in Vero Beach, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning processes incorporating firm-approved tools and market simulations.