Jason Morgan is a Certified Financial Planner (CFP®) with 10 years of experience at Edward Jones in Ormond Beach, FL. He has been with Edward Jones since 2016. Outside of his advisory role, he owns several rental properties in Florida and Illinois. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, including discretionary and non-discretionary wrap fee portfolios, tax-efficient services, and maintains affiliated capabilities such as a trust company and proprietary mutual funds.

Timothy Cawley is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at Lincoln Financial Advisors from 2008 to 2025. Outside of advisory services, he offers fixed and indexed annuities and traditional life insurance products. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Matthew Morell is a CFP® and ChFC® with 11 years of industry experience. He has worked with several firms including Ameriprise, SIMON Markets LLC, Accelerated Wealth Advisors LLC, and Northwestern Mutual. Morell is currently with Ameriprise in Palm Coast, FL. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports and offers a broad range of advisory, brokerage, and insurance solutions.

Chad Johnson is a financial advisor with Morgan Stanley in Ormond Beach, Florida, holding a Series 66 credential and 22 years of industry experience. He has been with Morgan Stanley and its affiliated private bank since 2012. Outside of his advisory role, he serves on the executive committee of the Larry and Marianne Williams Family Foundation and is a council member of the Florida State University Institute for Public Affairs in the UK. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning processes supported by proprietary tools and serves clients through both direct relationships and corporate agreements.

Jonathan Baety is a financial advisor with Ameriprise in Palm Coast, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 30 years of industry experience, including over a decade at Ameriprise and its affiliated entities. Outside of his advisory role, Baety serves on the boards of All Saints Episcopal Church Vestry and the Financial Planning Association of Central Florida, and coaches middle school boys basketball at St. Charles Borromeo Catholic School. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with substantial investable assets, delivering tailored recommendation reports that incorporate tax-efficient withdrawal strategies and Social Security options. The firm combines algorithm-driven analysis with advisor collaboration and offers a broad range of advisory, brokerage, and insurance solutions.

Jason Frederick is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2023. Prior to joining Edward Jones, he was employed at CHC Consulting Group, Family Health Source, Security First Insurance, and held positions at the University of Central Florida and Daytona State College. He serves as a trustee on the City of Ormond Beach Police Pension Trust Fund Board. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jamie Calkins, CFP®, serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2010, he has worked with individuals and businesses to support their short-term and long-term financial goals. Jamie emphasizes a personalized approach to wealth management, meeting one-on-one with clients to understand their financial situations and objectives, and developing tailored plans whether the goal is to grow, preserve, or provide income from assets. His approach is consultative and objective, beginning with listening to clients' needs, followed by recommendations aligned with their income and growth expectations. Jamie's guidance covers a broad range of financial opportunities including investments, retirement planning, estate planning, and philanthropy. He holds a bachelor's degree in Finance from Stetson University, with minors in Marketing and Management Information Systems, and maintains his professional credentials as a Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). Active in his community, Jamie has served as Past President of the Southeast Volusia Chamber of Commerce and on the City of New Smyrna Beach Planning and Zoning Board, among other roles. He participates in local organizations such as the Anglers Yacht Club and supports community initiatives including the Southeast Volusia Holiday Boat Parade. Jamie resides in New Smyrna Beach, Florida, with his wife and son, and enjoys boating, fishing, pickleball, reading, spending time with family, and surfing.

Kami Zonin is a CFP®-credentialed financial advisor with 25 years of industry experience, currently affiliated with Cetera. Prior to joining Cetera in 2025, she spent over two decades at Avantax in various advisory and insurance roles. She also operates a financial planning practice specializing in assisting clients and attorneys with divorce-related asset division and facilitates a program aimed at financial education for women. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services across multiple program structures and custodians, leveraging affiliated and third-party investment managers.

James Oldham is a financial advisor with Ameriprise in Daytona Beach, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliate, Ameriprise Financial Services, Inc., since 2005. Outside of his advisory role, he oversees management of office expenses and payroll through his ownership of Hoxie Management Corporation. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm offers a range of advisory, brokerage, and insurance solutions, delivering retirement income recommendations through a centralized consulting team that uses research, modeling, and tax-efficiency analysis.

Gregory Duncan Peters is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. Prior to joining Raymond James in 2024, he worked at Wells Fargo Clearing and Wells Fargo Advisors from 2015 to 2024. Outside of his advisory role, he is co-owner of Minotaur, LLC, a business he operates with his spouse, and serves as acting trustee of a family irrevocable trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services, supported by a broad range of portfolio management options and affiliated research.

Brian Peterson is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 designations and bringing 24 years of industry experience. His prior roles include positions at Total Retirement Solutions, LLC, Gradient Securities, LLC, and Total Retirement Security. Peterson is based in Daytona Beach Shores, Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager selection, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

Kevin Sullivan is a financial advisor at Edward Jones with seven years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Edward Jones, he was self-employed for one year and worked at Del Mar Fans & Lighting for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Sabrina Kelly is a financial advisor with Morgan Stanley in Ormond Beach, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she works as an independent contractor for Market Force Information, conducting mystery shopper assignments. Morgan Stanley Wealth Management provides a range of advisory services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers its services both directly and through corporate financial planning agreements.

Christopher Klinck is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, Capital City Bank, LPL Financial, and other firms prior to joining J.P. Morgan Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Shannon Barnwell is a Senior Financial Advisor with Merrill Lynch Wealth Management in Daytona Beach. She currently holds the Chartered Retirement Planning Counselor™ (CRPC), Chartered Retirement Plans Specialist™ (CRPS), and Certified Plan Fiduciary Advisor® (CPFA) designations. Shannon has been in the financial industry for 27 years and focuses on developing personalized wealth management strategies tailored to individual client goals. Her approach emphasizes understanding clients’ financial positions in detail, implementing customized investment programs, and maintaining ongoing communication to adapt to changing circumstances. Shannon’s expertise covers a range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, special needs planning strategies, women and wealth, and retirement income. She collaborates closely with clients’ other professional advisors, such as attorneys and accountants, to address estate and wealth transfer planning as well as tax minimization strategies. Her educational background includes a High School Diploma from Mainland High School, an Associate's Degree from Daytona State College, and attendance at the University of Central Florida without degree conferment. Outside of her professional role, Shannon participates in community volunteering activities and enjoys personal interests such as adventure sports, biking, boating, hiking, reading, running, traveling, and spending time with her family.

Marc Nilsen is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has worked at Citigroup Global Markets since 2006 and has been with Morgan Stanley Smith Barney since 2009, joining Morgan Stanley Private Bank in 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Caren Cardin is a financial advisor with Ameriprise in Daytona Beach, FL, holding a Series 66 designation and 25 years of industry experience. She previously worked at Stifel Nicolaus & Co Inc for 12 years before joining Ameriprise in 2021. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized retirement planning through a centralized consulting team.

Robert Mastrosimone is a CFP® and ChFC® with 44 years of experience in the financial services industry. He is currently affiliated with Osaic Wealth, Inc. and has previously worked at Securities America Advisors, Inc. and operated Mastro Financial Services. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset allocation tools and supports multiple advisory platforms, including third-party managed account solutions.

Paul Strong is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 31 years of industry experience. He has worked at Ameriprise since 2019 and previously held roles at Morgan Stanley and its affiliated entities between 2007 and 2019. Outside of finance, he is involved in family farming, with ownership in Strong Family Farm established in 1890. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on tax-aware withdrawal strategies and dependable income sources.

Alexis Lenssen is a financial advisor with Ameriprise in De Land, Florida, holding Series 63 and Series 65 designations and 29 years of industry experience. She has worked at Ameriprise since 2020 and previously spent 13 years with Raymond James & Associates. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.