Jormiah Hayes is a financial advisor at Citigroup Global Markets with three years of industry experience and holds the Series 66 designation. Prior to joining Citigroup, he worked at Merrill and Amazon, among other companies. Outside of his advisory role, he is involved as a delivery driver for Instacart and is a partner in a rental agency business in Jacksonville. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including operating as a swap dealer and futures commission merchant.

James Hargis is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, Morgan Keegan & Company, and Empower. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Wendy Delp is a financial advisor at Citigroup Global Markets with 27 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Merrill from 1998 to 2022. Outside of her advisory role, she co-owns a rental property in Jacksonville, Florida, with her spouse. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs and a variety of advisory, execution, and custody services. The firm combines large institutional scale with unique market roles, including in-house research and futures commission merchant activities.

Christine Helms is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. She has worked at PNC Investments LLC since 2024 and previously held roles at PNC Bank and BBVA entities spanning from 2005 to 2021. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an online discretionary model account offered via an invitation-only employee pilot. The firm uses algorithm-driven risk assessments and delegates portfolio implementation and proxy voting to third parties, focusing on mutual funds and ETFs with annual rebalancing.

Felix Ortiz is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms, including Wells Fargo Bank, LPL Financial LLC, Affinity Federal Credit Union, and Fidelity Investments. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by in-house research and specialized market roles.

Michael Perkins is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Prior to his current role starting in 2022, he worked at Merrill Lynch from 2007 to 2021. He is also co-owner of Ruthies Card Collection LLC, a family-run online sports card and memorabilia business. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and manages complex institutional arrangements, including derivatives and futures services.

Ryan Rech is a financial advisor at Private Advisor Group, LLC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2015, with prior experience at Merrill and Wells Fargo Clearing. Outside of his advisory role, he serves as president of Breakwater Real Estate Holdings, a business entity primarily for tax and investment purposes. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering a range of portfolio management and financial planning services. The firm combines fiduciary-based advice with technology platforms and multiple investment strategies, providing access to proprietary and third-party managed account solutions.

Lisa Elkins is a financial advisor with Truist Advisory Services in Orange Park, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked with Truist Advisory Services and its related entities since 2015, including Bb&T Securities and BB&T Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration across its affiliated broker-dealer and banking services.

Aadarsh Jagadish is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 63 designation and over 25 years of industry experience. His work history includes roles at LPL Financial, Independent Financial Partners, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He is also a life, accident, and health insurance agent. Independent Advisor Alliance serves a diverse range of clients including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting. The firm utilizes both discretionary and non-discretionary portfolio management strategies and integrates technology platforms to support estate planning and account aggregation.

Lavendel Williams is a financial advisor at Citigroup Global Markets with six years of industry experience. Williams holds Series 63 and Series 66 licenses and has worked previously at Fidelity Brokerage Services, Merrill Lynch, and KASA Inc. Outside of financial services, Williams has been affiliated with Florida State College at Jacksonville since 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and unique market roles, supporting both discretionary and non-discretionary investment solutions.

Dylan Vastardis is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fidelity Investments and Apple Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as security-based swap dealing and futures commission merchant activities.

Katherine Sanjuan is a Series 66-licensed financial advisor with Citigroup Global Markets, based in Jacksonville, FL, and has four years of industry experience. Her career includes roles at Citigroup since 2022 and Fidelity Investments from 2021 to 2022. She has also worked in educational and recreational settings prior to entering the financial industry. Citigroup Global Markets serves a broad client base, including individual and institutional investors across multiple wealth segments. The firm offers a wide range of investment advisory programs and brokerage services, employing multi-asset, multi-manager strategies with both discretionary and non-discretionary options.

Ford Stokes is a financial advisor at Brookstone Capital Management LLC with 9 years of industry experience. He holds a Series 65 designation and has previously worked at Amerilife, Foundations Investment Advisors, Retirement Wealth Advisors, Talon Wealth Management, and The Stokes Agency. Outside of his advisory role, he owns a cheer and gymnastics gym in Fort Walton, Florida. Brookstone Capital Management is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions. The firm offers fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program, delivering investment management primarily on a discretionary basis via various model portfolios and managed accounts.

Chad Karhoff is a financial advisor at Empower Advisory Group with three years of industry experience. He holds a Series 66 designation and has previously worked at Thrivent Investment Management Inc., Thrivent Financial, and Edward Jones. Outside of finance, he managed LuLu's Lawn & Landscape Business for five years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Robert Sadberry is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds the Series 66 designation and previously worked at Merrill from 2013 to 2021 before joining Citigroup in 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Jose Perez is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2006 to 2022 before joining Citigroup in 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, and it operates with significant institutional scale and specialized market roles.

Gary Conicella is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 35 years of industry experience. He previously worked at MetLife Securities Inc. and Metropolitan Life Insurance Company for over two decades. Conicella also maintains an outside insurance business focused on life, fixed annuities, and disability products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual, collaborative relationships using advanced analytical tools to develop written recommendations.

Courtney Schlaich is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 21 years of industry experience. She worked at Merrill from 2004 to 2022 before joining UBS in 2022. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of services such as custody, underwriting, and securities-backed lending.

James Nation is a financial advisor with Edward Jones in Green Cove Springs, FL, holding a Series 66 designation. He has a combined 13 years of industry experience, having previously worked at Kemper and TIAA before joining Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs and investment options, supported by a large network of financial advisors and branch offices across the country.

Dennis Lott Jr. is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise and J.W. Cole Advisors, Inc. He also served in the U.S. Air Force for seven years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.