Timothy Neumann is a CFP® with 16 years of industry experience, currently with LPL Financial since 2021. His prior roles include positions at Bass Addicts and Waddell & Reed, Inc., and various insurance carriers within W&R Insurance Agencies. He is also involved with Shoreline Wealth Management, a business entity related to tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, combining advisory services with non-advisory financial products and technologies.

Bryan Treadway is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Allianz Life Insurance Company of North America, Thornburg Securities Corp., and Invesco Distributors, Inc. He is based in Kingwood, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Heather Lunsford is a financial advisor at LPL Financial with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including PNC Investments, BBVA Wealth Solutions, and Community Resource Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

John Taphorn serves as a Wealth Management Advisor and leads a team dedicated to providing financial advice and services to affluent families and successful business owners. With over 40 years of experience in the financial services industry, he focuses on complex planning needs and financial strategies tailored to high net worth investors and private business owners. John holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor℠ (CRPC), and Certified Divorce Financial Analyst® credentials. He earned his Bachelor's Degree in Economics from the State University of New York at Albany, and holds FINRA Series 7, 24, 53, 63, and 65 registrations. Outside of his professional work, John enjoys spending time restoring and racing vintage race and collectible cars. He is married and a father of two, with a family connection to his wealth management team through his son, Robert.

Travis Gaynor is a CFP® and holds a Series 66 license, with 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Lawson Cavarretta is a financial advisor at Ameriprise in Mont Belvieu, Texas, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Barbers Hill Independent School District and Texas A&M University. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Lynn Fletcher is a CFP® professional affiliated with Cetera, with 39 years of experience in the financial services industry. Prior to joining Cetera in 2025, Lynn held roles at Avantax Advisory Services, Provision Brokerage, and Avantax Insurance Agency, among others. In addition to financial advising, Lynn operates a tax preparation and accounting business as a certified public accountant. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party strategies.

Gary Price Sr. is a financial advisor with Cetera who holds the PFS™ designation and has 28 years of industry experience. His career includes long tenures at Avantax Advisory Services, Avantax Insurance Services, and 1st Global Advisors, as well as co-ownership of Price & Price, CPA since 1985. Cetera Investment Advisers LLC is a multi-manager platform serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management options, combining affiliated and third-party model portfolios under both discretionary and non-discretionary authorities.

Andrew Perla is a financial advisor with Edward Jones in Crosby, TX, holding Series 65 and Series 66 registrations. He has one year of industry experience and previously worked at Liberty Mutual, NTT Data, UBER, among other firms. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and maintaining a large network of advisors and branch offices across the United States.

Connie Gambatese is a financial advisor with Wells Fargo Clearing in Bee Cave, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm serves institutional clients with a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Cassandra Richardson is a CFP® with 17 years of industry experience, currently affiliated with J.P. Morgan Securities. She has been with J.P. Morgan in various roles since 2012. Outside of her advisory work, she is an owner and partner in a short-term Airbnb rental business in Houston. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment processes.

Matthew Prucha is a CFP® professional with 25 years of experience in the financial services industry. He has been with Edward Jones since 2001. Outside of his advisory role, he manages Tres Lomas Ranch LLC, a ranch property in Humble, Texas. Edward Jones is a full-service wealth management firm serving over four million clients across individual and institutional segments. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Donald Gaddy is a financial advisor with Edward Jones in Houston, TX, holding Series 63 and Series 66 designations and having 21 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and affiliated investment options. The firm manages approximately $1.01 trillion in assets and is noted for its extensive retail advisor and branch network as well as its affiliated capabilities beyond advisory services.

Manuel Elvir III is a financial advisor at Fidelity with 24 years of industry experience. He holds the ChFC® designation and securities licenses Series 63, 65, and 66. His prior experience includes roles at Mutual of America Securities LLC and Mutual of America Life Insurance Company. Fidelity’s Strategic Advisers LLC, where Manuel works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Kirsten Price is a CFP® and Series 63 licensed advisor with Ameriprise in Mont Belvieu, TX. She has been in the financial industry since 2016, previously working with Womack & Associates, LLC and Frontier Wealth Management LLC, with intermittent periods as a homemaker. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Nabat Mahmudova is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Her prior experience includes roles at Bank of America, Neoair, and New York Life Insurance Company, as well as academic positions at Izmir University of Economics and City University of New York. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Diana Weaver is a Series 66 licensed financial advisor with Edward Jones, where she has worked for 10 years. She is based in Crosby, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Jerry Cutaia Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. He has worked at LPL Financial since 2021 and previously spent 17 years at Waddell & Reed, Inc. Outside of his advisory role, he owns Shepherd's Border Collies and Schnauzers, a business based in Shepherd, Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional advisory platforms.

Kyle Sadler is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Securities America Advisors and Cambridge Investment Research Advisors. Sadler is an author of several publications including the Amazon best-seller "I'm Retire, Now What? 101 Adventures After Retirement" and serves on the board of directors for Family Promise of Lake Houston, a nonprofit organization. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of advisors and multiple advisory platforms. The firm combines brokerage and advisory services with financial planning, managed accounts, and access to third-party money managers, employing asset-allocation tools and risk-tolerance analysis to manage portfolios across various asset classes.

Ismael Vazquez is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at JP Morgan Chase Bank and Direct Discount Display. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.