Chase Bertrand is an investment adviser representative at 49 Financial with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Purshe Kaplan Sterling Investments and Oakwood Capital Securities. Outside of his advisory work, he is the owner of Ranch Water Pool Co., a pool company based in Austin, TX. 49 Financial serves individual and institutional clients with financial planning, advanced planning, retirement-plan consulting, and investment management. The firm emphasizes disciplined, long-term diversified asset allocation and offers tiered fractional family office services alongside access to third-party managers and legacy position implementation.

Kevin Mahoney is a financial advisor with INTELLICENTS INVESTMENT SOLUTIONS INC in Austin, TX, holding a Series 63 designation and over 23 years of industry experience. His career includes roles at Findec Wealth Services, Inc., and Western Associates Insurance Services, as well as experience in plan administration and consulting through Embedded Capital Advisors LLC. He has also held business development responsibilities for third-party 401(k) plan administration. Intellicents Investment Solutions Inc. serves retirement plan sponsors, individual clients, and various institutions, offering ERISA retirement plan consulting, HSA services, wealth management, and a wrap fee program. The firm employs long-term, buy-and-hold investment strategies overseen by a CFA Chief Investment Officer and manages nearly $10 billion in assets across multiple offices.

Richard Drucker is a financial advisor with 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Oakwood Capital Securities and PKS Investments. He has also worked in the hospitality sector and briefly at Amazon. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term, diversified asset allocation strategy and offers tiered fractional family office services along with access to third-party managers.

John Moriarty is a ChFC® credentialed financial advisor with 29 years of industry experience. He is currently with Transce3nd LLC and has held previous roles at firms including Kalos Capital, Inc., and National Planning Corporation. Outside of his advisory work, he is president of the John & Ellen Moriarty Family Foundation, a private nonprofit organization. Transce3nd LLC serves a diverse client base including individuals, foundations, trusts, and institutional clients. The firm employs a strategic asset allocation approach using fundamental, technical, and quantitative analysis, often implementing portfolios through third-party model managers and a wrap fee program administered via AE Wealth Management.

Anjali Mehta is a financial advisor with Waterloo Capital in Austin, TX. She holds a Series 65 designation and has one year of industry experience. Her prior roles include positions at Merit Financial Advisors and the Badami Office of Experiential Learning, along with academic engagement at the University of Colorado. Waterloo Capital is an SEC-registered multi-team adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm manages approximately $2.26 billion across about 2,600 clients, offering customized portfolios with a long-term, buy-and-hold investment approach and access to diverse investment tools and third-party sub-advisers.

Benjamin Long is an advisor with 9 years of industry experience, currently affiliated with 49 Financial in Austin, TX. He holds Series 65 and Series 63 licenses and has worked at firms including Purshe Kaplan Sterling Investments, Thrivent Advisor Network, and Bank of America. In addition to his advisory role, he is also a licensed fixed insurance sales agent. 49 Financial serves individual and institutional clients, providing financial planning, retirement-plan consulting, and discretionary investment management. The firm uses a disciplined, long-term diversified asset allocation approach and offers tiered fractional family office services along with access to third-party managers.

Gail Stewart is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and 14 years of industry experience. She previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of her advisory role, she is the owner of a tax entity, Tight Lines Financial Management LLC, and serves as Operations Director for Kindred Wealth Partners. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, offering access to a broad range of investment products and specialized services such as annuity subaccount and 529 plan management.

Colton Dunn is a financial advisor at 49 Financial with one year of industry experience. He holds a Series 65 designation and previously worked at Ariv Wealth and Auburn University. Dunn is also a licensed fixed insurance agent. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term asset allocation strategy and provides tiered fractional family office services along with access to third-party managers.

Gordon Reynolds is a CFP® and CFA® charterholder with 15 years of experience in the financial services industry. He is currently with Kestra Private Wealth Services, LLC and Kestra Investment Services, LLC since 2021, following an 18-year tenure at Wells Fargo Bank, NA. Reynolds serves as President and CEO of Ridgway Private Wealth, an independent investment advisory firm, and holds several board positions, including investment committee membership and treasurer roles for various nonprofit organizations. He also tutors students in finance and exam preparation for the CFA and CFP designations. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients with a broad range of investment products and platforms. The firm manages approximately $13.45 billion in client assets across about 208 advisors and emphasizes operational and institutional support, including affiliations with a trust company and specialized retirement and insurance-related services.

Kyle Wilcutt is a financial advisor at Transce3nd LLC with six years of industry experience. He holds a Series 66 designation and has worked with firms including Madison Avenue Securities and AE Wealth Management. He is also involved in marketing the advisory business under the name e3 Wealth and holds insurance licenses for fixed annuities and life insurance. Transce3nd LLC serves a broad range of clients, including individuals, foundations, trusts, estates, and institutions, providing investment management, financial planning, and retirement plan consulting. The firm’s investment approach emphasizes strategic asset allocation supported by fundamental, technical, and quantitative analysis, often implementing portfolios via third-party models and managers.

Nicholas Bishop is an investment advisor representative at 49 Financial in Austin, TX, holding Series 63 and Series 66 licenses with eight years of industry experience. He has worked at firms including Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network. Outside of advisory services, he is also involved in insurance sales as a licensed agent. 49 Financial serves a diverse client base ranging from individuals to institutions, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and provides tiered fractional family office services alongside access to third-party managers.

May Reid is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and 11 years of industry experience. Prior to joining Kestra in 2022, she worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC from 2014 to 2021. She is also involved in registered representative activities through Kestra Investment Services. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams serving individuals and institutions. The firm manages approximately $13.45 billion in client assets and offers a wide range of investment products and platforms, including discretionary and non-discretionary arrangements.

Amy Dunham is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. She previously worked at Edward Jones for 17 years before joining Kestra in 2025. Outside of her advisory role, she serves as chairman of the board for a local food pantry and participates in community finance and fair board committees. Kestra Private Wealth Services provides investment advisory services through independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in assets. The firm offers a broad range of investment options and specialized programs, supporting both discretionary and non-discretionary account management.

Daniel Czulno is a CFP® professional with 12 years of experience in financial advising. He is currently affiliated with BlueSpring Wealth Management, LLC and has previously worked at Kestra Investment Inc., Joule Financial LLC, and Tatro Capital LLC. BlueSpring Wealth Management serves individuals, business owners, trusts and estates, and pension and profit-sharing plans, offering investment management, financial planning, and retirement plan consulting. The firm’s investment process is overseen by an Investment Committee and emphasizes a customized approach that includes mutual funds, ETFs, individual securities, derivatives, and independent managers.

Grace Hill is a financial advisor at Waterloo Capital with two years of industry experience. She holds a Series 65 credential and previously worked at The Monument Group and Amazon Logistics. In addition to her advisory role, she is a co-owner of Austin Clear Pool, a pool cleaning company, and serves on the board of the Psalm 89:1 Ministries women's ministry. Waterloo Capital is a multi-team SEC-registered advisory firm serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans. The firm offers customized portfolios with a long-term, buy-and-hold approach, comprehensive financial planning, and access to a range of investment tools and third-party sub-advisers.

Dean Dillenberg is a financial advisor with 10 years of industry experience, currently with 49 Financial. He holds a Series 66 designation and has previously worked at firms including Purshe Kaplan Sterling Investments and Thrivent Advisor Network. In addition to his advisory role, he is involved with 25 Giving, where he refers nonprofits to develop charitable plans for donors. 49 Financial serves a diverse client base including individuals, trusts, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm’s investment approach centers on disciplined, long-term diversified asset allocation using a combination of fundamental, cyclical, technical, and behavioral analysis.

Hunter Lloyd is a financial advisor at 49 Financial with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including AXA Advisors, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network. He is also involved with Oakwood Capital Securities and 49 Wealth Management. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and discretionary and non-discretionary investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and offers tiered fractional family office services alongside access to third-party managers.

Eddie Hebert is a financial advisor with Strategic Financial Concepts, LLC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Strategic Financial Concepts since 2025 and has concurrently been associated with Associated Credit Union and LPL Financial since 2008. Strategic Financial Concepts provides personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, often integrating financial planning with investment management.

Montgomery Fortenbaugh is a financial advisor at Waterloo Capital in Austin, TX, holding a Series 65 designation with three years of industry experience. His previous roles include positions at Portage Partners and Apogem Capital, along with experience at the University of Richmond. Waterloo Capital is a multi-team SEC-registered adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm offers customized portfolios based on fundamental analysis and a long-term, buy-and-hold approach, along with access to third-party sub-advisers, comprehensive financial planning, and educational seminars.

Sebastiano Vassallo is a financial advisor at Transce3nd LLC with a Series 65 license and three years of industry experience. His prior work includes roles at Madison Avenue Securities, E3 Wealth, and educational institutions such as the University of Texas at Dallas and Uplift North Hills Prep. Outside of advising, he owns Mayhem Trading Co., a business that sells collectibles. Transce3nd LLC serves a diverse range of clients, including individuals, foundations, trusts, retirement plans, and institutions. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement plan consulting, employing a strategic asset allocation process supported by fundamental, technical, and quantitative analysis.