James Bricker is a financial advisor at Wells Fargo Clearing with a Series 66 designation and experience dating back to 2015, including eight years at Navy Federal Credit Union. He joined Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kent Herring is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes longstanding roles at Cambridge Investment Research Advisors since 2015 and Chemical Associates since 2001. Outside of his advisory work, Herring serves as vice president of Herring Brothers, Inc., a timber sales company, and is treasurer of the Gulf Breeze Optimist Club, a local nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using various portfolio management strategies and custody platforms.

Steven Junge is a financial advisor at Equitable Advisors with 26 years of industry experience. He holds the ChFC®, Series 65, and Series 66 designations. His career includes long tenures at Equitable Distributors and Axa Distributors. Outside of his advisory role, he serves as Power of Attorney and Executor for his mother. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party advisory models and emphasizing fiduciary services for qualified plans.

Ryan Osborn is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 credential and 23 years of industry experience. He has been affiliated with Morgan Stanley and its related entities since 2003, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning that uses firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Scott Shanks is a CFP® professional with 23 years of experience in the financial services industry. He has been with Edward Jones since 2003. Outside of his advisory role, he is a managing member of Red Lodge Investments LLC, a real estate holding company. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, supported by a large nationwide network of financial advisors and branch offices.

Michael Camferdam is a CFP® with 40 years of industry experience, currently serving at Osaic Wealth, Inc. since 2023. He previously worked at Royal Alliance for 10 years. Outside of his advisory role, he owns a sole proprietorship involved in crop planting and harvesting. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers. The firm provides integrated brokerage and investment advisory services, utilizing various portfolio construction tools and offering access to multiple third-party managed account solutions.

Jeffrey Brooks is a Series 66-licensed financial advisor with Morgan Stanley in Pensacola, FL, bringing five years of industry experience. Prior to joining Morgan Stanley in 2020, he spent 14 years at International Paper Company. Brooks currently works within Morgan Stanley’s Private Bank and Smith Barney divisions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market outlook models.

Petya Hamilton is a Series 66-licensed financial advisor with Morgan Stanley, based in Pensacola, FL, and has six years of industry experience. Prior to joining Morgan Stanley in 2019, Petya worked at SunTrust Bank and The Bank of New York Mellon. She also has experience outside the financial sector, having been involved with Fosko Coffee Barre in 2018. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including customized financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer corporate financial planning agreements.

Robert Alft is a financial advisor with Raymond James & Associates based in Pensacola, FL, holding the Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Raymond James Financial, and Gulf Wind Federal Credit Union. He has ownership interests in several investment-related businesses, including The Wealth Advisors of the Gulf Coast Inc. and Alft, Watters Elmore Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and municipal entities. The firm offers tailored financial planning and investment consulting services, combining proprietary research and multiple portfolio management styles while maintaining primarily non-discretionary client relationships.

Jacey Cosentino is a CFP® professional with seven years of experience in the financial industry, currently serving as an advisor at Edward Jones since 2023. Prior to this, Cosentino worked at Morgan Stanley and Morgan Stanley Private Bank, N.A., and held leadership responsibilities at Sunday's Child, a nonprofit organization in Pensacola, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

James Johnson is a financial advisor with Edward Jones in Pensacola, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones throughout his career since 2009. Outside of advising, Johnson performs as a singer at parties, weddings, funerals, and other special events. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Robert Ford IV is a CFP® professional with 14 years of industry experience. He has worked at LPL Financial since 2018, following roles at Fidelity Bank and USAA Financial Advisors. In addition to his advisory work, Ford teaches online courses at Southern New Hampshire University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and a range of operational and research tools.

Carl Willert is a financial advisor at Stifel with 23 years of industry experience and a Series 66 credential. He has been with Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment strategy developed by its Investment Strategy Group.

William Van Voorhis is a financial advisor at Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 credentials with one year of industry experience. His prior roles include positions at DoorDash and Sterling Wealth Advisors, as well as involvement with Liberty University’s Center for Financial Literacy. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and models, with approximately $2.74 trillion in client assets under management.

Ignacio Salazar is a financial advisor with Merrill, holding a Series 66 designation and based in Pensacola, FL. He has been with Merrill since 2017 and also has experience at Bank of America, N.A. since 2025. Prior to his financial services career, he worked at LA Fitness and The Coliseum Motors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nathan Babb is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. He holds the Series 66 designation and has worked previously at Edward Jones and Wells Fargo Clearing. He is also the owner of Next Chapter Capital Advisors, LLC, an investment advisory firm based in Pensacola, FL. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting net-worth thresholds, utilizing proprietary research and tools to develop customized recommendations.

Michael Blunt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 after six years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a board member for the Raintree Villas Homeowners Association in Independence, MO. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research from Wells Fargo Investment Institute and third-party sources to support diversified investment strategies and provides both brokerage and advisory solutions.

De Shana Williams Harbaugh is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 66 designations and 11 years of industry experience. Her prior roles include positions at Fidelity Investments and Fidelity Personal and Workplace Advisors. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing financial planning through structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and via Corporate Financial Planning agreements.

Timothy Letsch is a financial advisor with Ameriprise in Gulf Breeze, FL, holding a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for nine years before joining Ameriprise in 2024. Outside of his advisory role, he owns a business that buys and resells event tickets online. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations primarily for clients maintaining assets in Ameriprise-managed accounts.

Monica Sherman is a financial advisor with Raymond James & Associates in Pensacola, FL, holding the PFS™ designation and Series 66 license. She has 19 years of industry experience, including roles at Hancock Bank and Cetera Investment Services. Sherman serves on the boards and finance committees of two local nonprofit organizations focused on arts, culture, and healthcare in Pensacola. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm provides financial planning and non-discretionary investment consulting to a diverse client base, including individuals, institutions, and municipalities, utilizing risk profiling, software-driven analyses, and a variety of portfolio management styles.