Artiom Calmis is a CFP®-credentialed financial advisor with Edward Jones, based in Santa Rosa Beach, FL, and has six years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank, as well as positions in the hospitality sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Charles West is a ChFC® credentialed advisor with 35 years of industry experience, currently serving at Raymond James Financial since 2009. He has prior experience founding Charles C. West and Associates and has held various roles within Raymond James Financial Services since 2001. Outside of his advisory work, West is a committee member of the Ft Walton Beach Rotary Scholarship Inc., where he assists with awarding college scholarships. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical and risk profiling tools and supports investment implementation through advisory programs and other providers.

Andrew Bonjean is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 26 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gary Croxall is a CFP® with 49 years of industry experience, currently serving as a financial advisor at LPL Financial since 2017. Prior to joining LPL, he worked at National Planning Corporation for 17 years and operated Croxall Capital Planning for over four decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions, supported by a broad platform of research, technology, and third-party asset management options.

James Richburg is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. He has been with Primerica Advisors since 2002 and also has a role at Wiley Sanders Truck Lines. Outside of advisory activities, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and maintains authority over model selection, operating primarily on a percentage-based wrap fee structure.

Crystal Buchholz is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. She has worked with Wells Fargo Clearing and Wells Fargo Advisors since 2015, with a one-year period at Morgan Stanley from 2018 to 2019. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Carl Mignacca is a financial advisor with Edward Jones in Niceville, Florida, holding Series 63 and Series 66 licenses. He has 25 years of industry experience and has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Harry Holmes is a financial advisor with Primerica Advisors, holding a Series 66 designation and having 25 years of industry experience. His work history includes roles at HD Vest, Turbo Tax TA, and his own tax preparation and business ventures. Outside of advising, Holmes owns businesses including Holmes Ice Company LLC and a tax preparation firm, and he is also a licensed real estate broker. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure.

Thomas Hutson Wiley is a Senior Financial Advisor at Merrill Lynch Wealth Management. He serves clients with expertise in trading strategy and market structure. Thomas brings extensive experience to his role, having begun his career in 1998 serving the venture capital and private equity communities with Robertson Stephens. He played a key role in opening the firm's London office in 2000 and the New York office in 2001. In 2002, he co-founded Merrill Venture Services alongside partners Valerie and Andrew. Prior to his time at Robertson Stephens, Thomas worked as a financial analyst for Booz Allen Hamilton for two years. Thomas holds a bachelor's degree from the University of Virginia and carries the Personal Investment Advisor (PIA) designation. He has been recognized in several industry rankings, including Forbes' "Best-in-State Wealth Advisors" from 2023 to 2026, Barron's "Top 100 Financial Advisors" in 2023, and Barron's "Top 1200 Financial Advisors" in 2024. Thomas splits his time between the San Francisco and New York offices of Merrill Lynch Wealth Management.

John Little is a financial advisor at Wells Fargo Advisors with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has held various positions within Wells Fargo since 2009. Outside of his advisory role, he serves on the architectural review committee for a condominium association in Destin, Florida. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, employing a broad planning menu and integrating advisory services with banking and other financial products.

Roy Gray is a Wealth Management Advisor at Merrill Lynch Wealth Management and leads The Gray Group, a financial advisory team serving successful families, corporate executives, small business owners, and professionals in the medical and legal fields. The team focuses on helping clients prepare for and navigate the next stage of their financial lives, with an emphasis on family wealth management, personal retirement planning, and small business strategies. Roy and his team serve as trusted confidants, providing guidance that supports clients in diligently preparing, organizing, and acting on their financial goals. Roy holds a bachelor's degree from the University of Maryland and a master's degree from the College for Financial Planning. He has earned multiple professional designations, including Certified Financial Planner (CFP®), Accredited Asset Management Specialist (AAMS™), Chartered Financial Consultant (ChFC), Certified Exit Planning Advisor (CEPA), Chartered Life Underwriter (CLU), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC™), Chartered Retirement Plans Specialist (CRPS™), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is fluent in English and German. Outside of his professional role, Roy enjoys cycling, swimming, golf, ballroom dancing, antiquing, chess, running, scuba diving, and traveling. He values spending time with his family.

Shelley Albarado is a financial advisor at Edward Jones with 11 years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Thomas Hickman is a financial advisor with LPL Financial in Miramar Beach, FL, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has worked at several firms including Raymond James Financial, BancorpSouth Investment Services, Amsouth Investment Management, and UBS Financial Services prior to joining LPL Financial in 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customizable strategies across various asset classes.

Stephanie Duffield is a financial advisor with Edward Jones in Destin, Florida. She holds the CFP® and Series 66 designations and has 16 years of industry experience, including over 17 years with Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard, and maintains a large network of financial advisors and branch offices nationwide.

Debra Grill is a financial advisor with Robert W. Baird & Co., holding Series 63 and Series 65 designations and bringing 29 years of industry experience. She has worked at Robert W. Baird since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing a range of traditional and alternative investment strategies tailored to client goals and risk tolerances.

Tamara Kotaska serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. She holds the designation of Personal Investment Advisor (PIA) and completed a Non Accredited Certificate Program at the University of Louisville. Tamara's professional focus includes delivering personalized and comprehensive financial guidance aimed at empowering individuals and families to make informed decisions that enhance their financial well-being. She specializes in providing tailored advice across areas such as wealth management, estate and succession planning, tax optimization, risk management, philanthropy, and family governance. Her mission centers on building long-lasting relationships based on trust and integrity, using education, transparency, and proactive planning to align financial strategies with each client's unique needs and aspirations.

Adam Vafides is a financial advisor with Raymond James & Associates in Destin, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Guaranteed Rate and PrimeLending. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services.

Samuel Shackle is a financial advisor with Primerica Advisors in Niceville, FL, holding Series 63 and Series 65 licenses. He has one year of industry experience, including roles at PFS Investments Inc., Primerica Financial Services, and Gulf Winds Credit Union. Prior to entering financial services, he worked in education for several years. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates through a large network of advisors and utilizes model-driven investment strategies managed by third-party asset managers.

Robert Wilson is a financial advisor with Raymond James & Associates in Destin, Florida, holding Series 63, Series 65, and Series 66 licenses. He has two years of industry experience, having previously worked at Safe Barriers North America LLC and as a self-employed professional. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing about $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Charles Doucette Jr. is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 66 credentials and has 12 years of industry experience. He previously worked at Merrill Lynch and Bank of America, N.A. Outside of his advisory work, he is the sole owner of a rental property business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a large network of financial advisors.