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Travis H

CFP®, ChFC®, Series 63, Series 65

El Paso, TX

Cetera

Travis Hughes is a financial advisor with Cetera, holding the CFP® and ChFC® designations and possessing 40 years of industry experience. His career includes roles at Equitable Advisors, Investors Capital Corp., and Cetera Advisors LLC. He serves as president of both the Sun Bowl Association and the Paso Del Norte Center of Hope, nonprofit organizations in El Paso, TX. Cetera Investment Advisers LLC is an SEC‑registered adviser that supports a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi‑manager platform with diverse program structures and custodial relationships.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Jannet M

Series 63, Series 66

El Paso, TX

J.P. Morgan Securities

Jannet Martinez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and previously at JPMorgan Chase Bank, N.A. from 2010 to 2019. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a large team of Wealth Advisors. The firm combines institutional advisory services with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Wealth management Executive Founder/Business Owner
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Michael V

Series 63, Series 65

El Paso, TX

Raymond James & Associates

Michael Velarde Sr. is a financial advisor with Raymond James & Associates in El Paso, TX, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. His prior roles include tenures at Wells Fargo Clearing, Merrill, and Citigroup Global Markets. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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Carlos F

Series 66

El Paso, TX

Merrill

Carlos Fernandez is an International Wealth Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2002 and specializes in developing strategies for high-net-worth individuals, their families, and their businesses. His work focuses on aligning financial solutions with clients' risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. Carlos employs a client-centered and consultative approach to wealth management. He begins by gaining a thorough understanding of each client’s financial needs, then formulates asset allocation recommendations that reflect their income and growth expectations. He and his team maintain ongoing communication to ensure that the wealth management strategy continues to align with clients' personal financial goals. His expertise extends to serving international clients with considerations such as currency hedging, financial privacy, capital preservation, and estate planning. He holds a Bachelor of Science degree in engineering (1997) and a Master’s in Finance (2001) from Instituto Tecnológico de Monterrey, as well as an M.B.A. from Pepperdine University (2002). Carlos is a Personal Investment Advisor (PIA) and is fluent in Spanish and English. Originally from Mexico City, he resides in El Paso, Texas, with his wife, Chantal, and their children.

Wealth management
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Jesus Z

Series 63, Series 65

El Paso, TX

UBS Financial Services

Jesus Zamarripa is a financial advisor with UBS Financial Services in El Paso, TX, holding Series 63 and Series 65 credentials and with 18 years of industry experience. He previously worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he is the general manager of Liand Investments, LLC, a partnership that passively invests in real estate projects. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

General retirement planning Cash flow / budgeting Equity compensation tax strategy Executive Founder/Business Owner Mid-Career Professionals Approaching retirement
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Theresa W

Series 63, Series 66

El Paso, TX

Wells Fargo Advisors

Theresa Winter is a financial advisor with Wells Fargo Advisors in El Paso, TX, holding Series 63 and Series 66 certifications and bringing 23 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. She is a 50% owner and officer of FORDWIN TX, LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, offering a broad range of planning options tailored to clients who meet specific net-worth criteria.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Sandra O

Series 66

El Paso, TX

Charles Schwab

Sandra Orozco is a financial advisor at Charles Schwab with 18 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley before joining Schwab in 2017. Outside of her advisory role, she has worked seasonally as a driver helper assisting with package deliveries in El Paso, TX. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Private / alternative investments Real estate investing Multi-state taxation College savings (529s, UTMA, etc.)
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Jesus H

CFP®, ChFC®, Series 66

El Paso, TX

Edward Jones

Jesus Horton is a CFP® and ChFC® with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he spent eleven years with TMC Distribution, Inc. Outside of his advisory role, he works as a consulting advertising research and payroll consultant for TMC Distribution. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) General estate planning guidance General retirement planning Wealth management Retired Founder/Business Owner Executive
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Mario L

Series 63, Series 65

El Paso, TX

Merrill

Mario Lopez is a financial advisor with Merrill in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2011 and at Bank of America, N.A. since 2012. Outside of his advisory role, he formerly owned and operated a martial arts school through Zen Jiu Jitsu, LLC, which is now dormant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individual, high-net-worth, corporate, pension, and charitable clients.

Tax-loss harvesting Active portfolio management Wealth management Founder/Business Owner
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Jose A

Series 63, Series 65

El Paso, TX

LPL Financial

Jose Alanis is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. He has worked with LPL Financial since 2021 and previously spent 16 years at Waddell & Reed, Inc. Outside of his advisory work, he operates Alanís & Associates, LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and access to third-party asset managers, supported by technology and a broad network of over 22,800 advisors.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Pedro C

Series 63, Series 65

El Paso, TX

OSAIC

Pedro Chavez is a financial advisor with OSAIC based in El Paso, TX, holding Series 63 and Series 65 licenses and having 24 years of industry experience. His prior roles include positions at Edward Jones, LPL Financial LLC, Sunflower Bank, BBVA Securities Inc., and other financial institutions. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using a range of investment tools and platforms to construct portfolios across various asset classes.

Retirement income strategy Divorce financial planning Business exit / sale strategy General estate planning guidance Founder/Business Owner Executive
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Eric V

Series 66

El Paso, TX

LPL Financial

Eric Villalobos is a financial advisor with LPL Financial in El Paso, TX, holding a Series 66 license and three years of industry experience. Prior to joining LPL Financial in 2024, he worked at First Command Insurance Services and First Command Advisory Services. He also serves in the United States Air Force and the New Mexico Air National Guard. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Justin P

Series 66

El Paso, TX

Morgan Stanley

Justin Pretiger is a Series 66-licensed financial advisor with Morgan Stanley in El Paso, Texas, and has 21 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015 respectively. Outside of his advisory role, Pretiger serves as a board member and on the investment committee of the El Paso Holocaust Museum Foundation. Morgan Stanley Wealth Management provides a wide range of advisory programs and tailored financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools to model financial outcomes, while offering a broad array of investment products and services.

General estate planning guidance
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Benjamin R

Series 63, Series 66

El Paso, TX

Wells Fargo Clearing

Benjamin Rodriguez is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 66 credentials and 14 years of industry experience. His career includes roles at Bank of America, Merrill, BBVA Compass, and Charles Schwab. Outside of financial advising, he works as an inbound and retention sales specialist for DISH Network. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers both brokerage and advisory solutions.

Retired Founder/Business Owner
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Scott D

Series 63, Series 66

El Paso, TX

LPL Financial

Scott Draime is a financial advisor with LPL Financial in El Paso, TX, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Raymond James Financial Services from 1999 to 2026. He also served as a trustee for two nieces from 2010 to 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser that supports individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Eli M

Series 63, Series 66

El Paso, TX

Charles Schwab

Eli Merriman is a financial advisor at Charles Schwab with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2020. Prior to that, he was employed at TD Ameritrade and Scottrade. Outside of his advisory role, Merriman occasionally sells used items at local flea markets. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and centralized custody and brokerage services.

Private / alternative investments Real estate investing Multi-state taxation College savings (529s, UTMA, etc.)
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Austin W

Series 66

El Paso, TX

Edward Jones

Austin Wegener is a financial advisor with Edward Jones in El Paso, TX, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked in various roles including at Premier Roofing Company and Xoikos Interactive Business Systems. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Corina O

Series 66

El Paso, TX

Edward Jones

Corina Otero Edinger is a Series 66 licensed financial advisor with Edward Jones in El Paso, TX, where she has worked since 2015. She has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,700 advisors, offering discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Joaquin P

Series 63, Series 66

El Paso, TX

J.P. Morgan Securities

Joaquin Padilla Carlos is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Wells Fargo Clearing and New York Life Insurance Company. Outside of his advisory work, he has been involved with LLCs related to water and ice businesses. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm emphasizes quantitative asset-allocation modeling, centralized due diligence, and incorporates an ESG eligibility framework in its investment recommendations.

Wealth management Executive Founder/Business Owner
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Cecilia W

Series 63, Series 65

El Paso, TX

Wells Fargo Clearing

Cecilia Ward is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has worked at Wells Fargo Investments, LLC and Wells Fargo Clearing, totaling over two decades with the Wells Fargo organization. Outside of her advisory role, she serves as a general partner in the Borderland Business Association, a networking group based in El Paso, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm offers both brokerage and advisory solutions, managing approximately $671 billion in assets and employing more than 14,000 financial advisors.

Retired Founder/Business Owner
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