Matthew Brayer is a Certified Financial Planner™ (CFP®) associated with Carlsbad Wealth Advisory Group, Inc. He has been with the firm since 2023 and has prior experience working at UC San Diego and Brookfield Central High School. Carlsbad Wealth Advisory Group offers discretionary portfolio management and comprehensive financial planning services to a diverse client base including individuals, high-net-worth households, trusts, and charitable organizations. The firm’s investment approach centers on asset allocation through exchange-traded funds (ETFs), emphasizing internal diversification, low expense ratios, and in-house management of client assets.

Derek Finch is a financial advisor at Seaside Wealth Management, Inc. with two years of industry experience. He holds a Series 65 designation and has worked previously at firms including Evolve Private Wealth, LLC and Commonwealth Financial Network. Outside of finance, he has experience in the brewing industry through Gravcap Brewing. Seaside Wealth Management is a team-based registered investment adviser serving individuals, trusts, pension and profit-sharing plans, and business entities, managing approximately $362 million in client assets. The firm employs a modern portfolio theory approach with a focus on passive, diversified exposure and offers asset management, financial planning, and retirement plan consulting services.

Brandon West is a financial advisor at 77 Financial Group with a Series 65 license and two years of industry experience. Prior to joining 77 Financial Group, he worked in marketing and accounting roles, including ownership and management of Top Tier Escape Rooms, an entertainment business designing and operating escape rooms. He has also served in various capacities within nonprofit and educational organizations. 77 Financial Group provides investment advisory and financial planning services to individual investors, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation approach and offers integrated accounting services through a related business.

Raphael Biderman is a financial advisor at Fairbanks Capital Management, Inc. with eight years of industry experience. He holds a Series 65 designation and has been with Fairbanks Capital Management since 2015. The firm provides discretionary investment management and limited financial-planning advice to individual and institutional clients, including high-net-worth individuals, retirement plans, trusts, foundations, and pooled investment vehicles. Fairbanks Capital Management employs a concentrated, long-term equity strategy combined with an investment-grade fixed-income sleeve, managing portfolios on a discretionary basis with documented risk controls and quarterly client reporting.

Jiang Jing is a Series 65 licensed financial advisor at Xinde Asset Management Limited with three years of industry experience. He also operates Sean Jiang Law Office, a boutique California law firm where he is the sole owner and practicing attorney. His prior work includes roles at Shenzhen HongFang Private Securities Fund Management Limited and Northeast Securities Corporation Limited. Xinde Asset Management Limited provides investment management services to a variety of clients, including business entities, families, trusts, and charitable organizations. The firm offers portfolio monitoring, discretionary and non-discretionary account management, and investment analysis utilizing both fundamental and technical approaches, supported by a network of cross-border legal and trust service affiliations.

Luka Erceg is a financial advisor at Dynamique Capital Advisors with six years of industry experience. He holds Series 63 and Series 65 licenses and has a background in consulting on turnaround and restructuring matters through his firm, Erceg Partners, LLC. Erceg is also a licensed attorney who occasionally provides pro bono legal services for non-profit organizations. Dynamique Capital Advisors serves primarily high-net-worth individuals and plan sponsors, offering discretionary portfolio management, retirement plan consulting, and financial planning. The firm employs a tactical asset allocation strategy using fundamental, technical, cyclical, and event-driven analysis across a wide range of investment instruments.

Shawn Orser is a financial advisor with Seaside Financial & Insurance Services, holding Series 63 and Series 66 credentials and over 20 years of industry experience. He has worked at Fortune Financial Services, Inc. since 2014 and was previously with Northwestern Mutual Investment Management. Orser serves as a trustee on the Board of Directors for Collaborative Investment Series Trust, overseeing mutual funds and fund managers. Seaside Financial & Insurance Services provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, businesses, charitable organizations, and trusts and estates. The firm emphasizes fundamental analysis and a long-term investment approach, utilizing third-party research and financial planning tools, and offers portfolio management, pension consulting, and access to a broad range of securities and insurance products.

Lester Antman is a financial advisor at SimplyRich with 25 years of industry experience. He holds a Series 65 designation and has been with SimplyRich since its founding in 2001. Prior to that, he worked with Andrew Tobias starting in 1994. SimplyRich is a small SEC-registered advisory firm serving individual and high-net-worth clients, offering financial planning and personalized investment management with a focus on diversification and a primarily long-term investment approach. The firm manages approximately $439 million across a compact client base, using a variety of instruments including equities, fixed income, options, and commodities.

Damien Lanyon is a CFP® and ChFC® with 27 years of industry experience. He is affiliated with Lanyon Advisory Services (Viewpoint Financial Partners, LLC), where he has worked since 2015. Lanyon is also an independent licensed insurance agent. Lanyon Advisory Services provides portfolio management, financial planning, and access to third-party managers for individuals, high-net-worth clients, charitable organizations, and business entities. The firm manages approximately $109 million across about 70 clients, employing multiple analytical approaches and offering both discretionary and non-discretionary management.

Michael Hart is a CFA® charterholder with 16 years of industry experience. He has been with Hemispheres Investment Management since 2014 and previously worked at Hemisphere Asset Management, Inc. from 2004 to 2008. He is based in San Marcos, CA. Hemispheres Investment Management provides discretionary portfolio management primarily to individual clients, including both high-net-worth and non-high-net-worth households. The firm employs a value-oriented, fundamentally driven investment process that incorporates derivatives strategies to reduce risk and generate income, managing a concentrated client base with frequent account reviews.

Brandon Healy is a CFP® and holds a Series 66 license with 11 years of experience in the financial services industry. He currently serves as an advisor at Alder Capital, a firm he joined in 2026 after working at Pacific Point Advisors and Fidelity Investments. He is also a licensed insurance agent involved in implementing insurance recommendations. Alder Capital is an SEC-registered advisory firm that provides discretionary wealth management, investment management, financial planning, and fund advisory services to high-net-worth individuals, family offices, trusts, estates, and institutions. The firm employs a primarily long-term, fundamentally driven investment approach and actively manages related private funds, offering tailored portfolios and performance-based compensation arrangements for qualified investors.

Maureen Verduyn is a CFP® with 34 years of industry experience, currently serving at The Financial Team, Inc. in Carlsbad, CA. She has worked with Great Point Capital, LLC, Jrl Capital Corporation, and Independent Financial Group prior to her ongoing tenure at The Financial Team, Inc. since 1998. Verduyn is also a licensed California insurance agent. The Financial Team, Inc. provides financial planning, consulting, and third-party investment management referral services to individuals, trusts, estates, small businesses, institutions, and retirement plans. The firm acts as a solicitor connecting clients with independent managers, delivering advisory services on a non-discretionary basis and supporting client onboarding and profile development.

David Brenner is a ChFC® and Series 63 licensed financial advisor with 40 years of industry experience. He has led D. M. Brenner, Inc. since 2013 and previously worked at Fortune Financial Services, Inc. from 2013 to 2020. In addition to his advisory role, he is a licensed insurance agent. D. M. Brenner, Inc. provides customized financial planning, discretionary asset management, and qualified plan consulting to individual and business clients. The firm manages approximately $175 million in discretionary assets and employs an investment approach based on Modern Portfolio Theory, incorporating tax-aware strategies and ongoing portfolio monitoring.

Nate Miles is a financial advisor at Cooper Capital Group with a Series 65 designation and two years of industry experience. Prior to joining Cooper Capital Group, he worked at Kidder Mathews and was self-employed. Outside of his advisory role, Nate owns Heavenearth, an apparel business in Oceanside, CA, where he is involved in photography, design, and social media content. Cooper Capital Group serves individual and high-net-worth clients, offering discretionary asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a diverse investment approach that includes fundamental, technical, quantitative, and sector analysis, utilizing a wide range of strategies from traditional asset allocation to alternative investments.

Timothy Lackey is a ChFC® and holds a Series 66 license with 23 years of industry experience. He has worked at Centered Financial since 2020 and previously spent 15 years at Anchor Bay Securities, LLC. Outside of financial advising, he is a partner in a tanning salon business. Centered Financial serves individuals, including high-net-worth and non-HNW households, as well as pension and profit-sharing plans, charitable organizations, and business entities. The firm manages approximately $59 million across 149 client accounts, offering portfolio management, financial planning, pension consulting, and referral and sub-advisory services with an investment approach that combines fundamental and technical analysis and uses a range of asset classes and strategies.

Andrew Russell is a CFP® with 18 years of industry experience and has been with Dean Roland Russell, LLC since 2012. He is based in San Diego, CA, and holds a Series 63 license. Dean Roland Russell, LLC serves individual and high-net-worth families, including related entities such as trusts and estates, offering fee-only wealth management and financial planning. The firm creates customized portfolios across global asset classes, incorporating tax, cash-flow, and estate planning considerations alongside security analysis.

N Alexander Alard is a financial advisor at Eiger Wealth Management, LLC with 10 years of industry experience. He holds the Series 66 designation and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. outside of his advisory role, he has been employed by JPMorgan Bank, where he offers banking products and services. Eiger Wealth Management primarily serves accredited individual investors as well as qualified retirement plans, trusts, and other entities. The firm provides wealth management and financial planning with discretionary portfolio management across public and private markets, emphasizing multi-asset diversification and coordination with outside professionals.

Tod Lenhoff is a financial advisor with Wealth Compass Financial, Inc. in Carlsbad, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at AE Wealth Management, Madison Avenue Securities, and managing his own insurance services firms. He is also president of a fixed income tax preparation practice. Wealth Compass Financial, Inc. provides discretionary portfolio management and integrated financial planning to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm emphasizes individualized investment policy statements and a portfolio construction approach based on modern portfolio theory, offering ongoing monitoring and the use of major custodians.

Tamara Morgosh is a financial advisor at 10 Star Asset Management with 14 years of industry experience. She holds a Series 65 designation and has worked at 10 Star Asset Management since 2011. Outside of her advisory role, she is employed as a full-time accounts payable clerk at Halo Motor Company. 10 Star Asset Management provides discretionary investment management primarily for individuals, high-net-worth clients, trusts, estates, and a limited number of pension and retirement accounts. The firm utilizes licensed S&P research and model portfolios, combining qualitative and quantitative analysis to manage equity and income strategies with common stocks, ETFs, and options.

Andrew Cornell is a Series 65 licensed financial advisor with six years of industry experience. He has worked at Cornell Capital Group LLC since 2019 and previously spent 11 years at SMBP LLC. Cornell Capital Group LLC provides ongoing portfolio management services to high-net-worth individuals, focusing on asset allocation, security selection, and regular portfolio monitoring. The firm employs a blend of fundamental analysis, quantitative models, and modern portfolio theory, with a notable emphasis on derivatives and options trading within separately managed accounts.