Paul Cooper is a CFP® and ChFC® with 41 years of experience in the financial industry. He has been associated with Commonwealth Financial Network since 2006 and is also the owner of Cooper Associates, a securities business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of nearly 2,900 advisors and manages approximately $213 billion in assets. The firm offers a comprehensive adviser-support platform, including managed-account programs, access to third-party asset managers, and custody/clearing services.

James Vukovich is a financial advisor at PNC Wealth Management with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at PNC since 2021. His prior experience includes roles at BBVA Securities Inc., BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, Inc., and COMPASS Bank, spanning over a decade. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees. The firm utilizes algorithm-driven risk assessments and delegates portfolio implementation to third-party managers.

Salli Wells is a financial advisor with VOYA Financial Advisors, Inc. She holds Series 63 and Series 65 licenses and has 41 years of experience in the industry. Wells has been with Voya Financial Partners and its affiliates for a combined 20 years. She is also an independent insurance agent specializing in the sale of fixed insurance products. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer firm serving individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, portfolio management, unified managed accounts, and retirement-plan advisory services, utilizing a combination of in-house and third-party strategies alongside technology-enabled tools.

Hien Huynh is a financial advisor at PlanMember Securities Corporation with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with multiple firms, including Parsonex Securities and Parsonex Insurance Agency. Outside of his advisory role, he coordinates a community-based cooperative that partners with local farmers and companies to provide organic and sustainable products. PlanMember Securities Corporation offers retirement-plan advisory services to employers and plan participants, focusing on strategic asset allocation and risk-based mutual fund portfolios. The firm provides education and support through seminars, personalized planning, and participant services while acting as an ERISA Section 3(38) fiduciary for many plans.

Larry Eye is a financial advisor with PlanMember Securities Corporation who holds 56 years of industry experience. His career includes long tenures at Crown Capital Securities, L.P. and his own firm, Larry R. Eye & Co., which he has operated since 1965. Through Larry R. Eye & Co., he is involved in the sale and service of fixed annuities, life insurance, and long-term care insurance as an independent agent. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary under ERISA Section 3(38). The firm employs a top-down strategic asset allocation approach and offers risk-based mutual fund portfolios, along with education and support services for plan sponsors and participants.

Bradly Stevens is a financial advisor at Farther with 19 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Farther, Stevens worked at BAS Financial for 18 years. Outside of his advisory role, he is a certified personal trainer who independently trains individuals and small groups. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through both digital platforms and in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory and uses proprietary model portfolios with algorithmic rebalancing and incorporates AI tools under internal review.

Kent Cooper is a financial advisor with Centaurus Financial, Inc. in Redlands, CA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Centaurus Financial since 1998 and has additional experience in tax preparation and accounting services as an enrolled agent. Cooper also manages a property in Redlands, dedicating time to property management alongside his advisory work. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning and portfolio management services through its CLASSIC Plus platform, utilizing a combination of fundamental and technical analysis, and offers both discretionary and non-discretionary investment arrangements.

Sam Young is a financial advisor with Integrity Alliance, LLC, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. His prior work includes roles at Brokers International Financial Services, Nylife Securities, LLC, and New York Life Insurance Co. He serves as Head Elder at the Loma Linda Chinese Seventh Day Adventist Church and is president and CEO of Sam Young Financial Services, where he sells fixed insurance and annuities. Integrity Alliance provides advisory and brokerage services to individual investors, corporations, and qualified retirement plans through a large network of independent advisors managing approximately $5.4 billion in assets. The firm offers diversified investment approaches, including advisor-managed discretionary accounts and third-party sub-advisers, supported by multiple operational and service features unique to a large advisory enterprise.

Gregory Gower is a CFP®-certified financial advisor with 10 years of industry experience, currently affiliated with Voya Financial Advisors, Inc. He has worked at Voya since 2018 and previously advised clients at Advised Assets Group, LLC. Outside of his advisory role, Gower is an independent insurance agent focused on fixed insurance products. Voya Financial Advisors, Inc. serves a wide range of clients including individuals, pension plans, and charitable organizations by providing financial planning, portfolio management, and retirement advisory services. The firm combines model portfolios and technology-enabled tools to implement client investment strategies and operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer.

Catherine Mattingley is a financial advisor at VOYA Financial Advisors, Inc. with 34 years of industry experience. She holds Series 63 and Series 66 licenses and has been with VOYA since 2014. Outside of her advisory role, she is an independent insurance agent specializing in fixed insurance products and serves as successor trustee of a family trust. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial, offering financial planning, portfolio management, retirement-plan advisory, and unified managed account services to individuals, institutional, and corporate clients. The firm employs a mix of in-house and third-party strategies with both discretionary and non-discretionary management options.

Anthony Vitulli is a financial advisor with Eagle Strategies (NY Life), holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with New York Life Insurance Company and its affiliated entities since 2005. Outside of advisory work, Vitulli is appointed with outside insurance carriers as an insurance broker through Gillett Financial & Insurance Services, Inc. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working with a broad range of client types including retirement plans and corporate investors.

Katherine Vander Veen is a financial advisor with Integrated Wealth Concepts LLC in Redlands, CA. She has been with Integrated Wealth Concepts since 2026. Prior to this, she has worked at Soren McAdam, LLP since 2009. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a large network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, using a combination of internally managed and third-party asset strategies.

Charlie Lowenberg is a financial advisor at Integrated Wealth Concepts LLC with one year of experience. He has worked at Soren McAdam LLP since 2002. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, using customized portfolios with mutual funds, ETFs, equities, and fixed income, and employs a primarily long-term investment approach.

Akshaya Sheth is a financial advisor with Eagle Strategies (NY Life) based in Riverside, CA, holding the ChFC® designation and Series 63 and 65 licenses. Sheth has 36 years of industry experience, having worked with Eagle Securities LLC since 2008 and with New York Life Insurance Company and Nylife Securities LLC since 1989 and 1990, respectively. Outside of her advisory role, she serves as Chairman of the Board for the Hindu Society of Inland Empire and is a director at Om Foundation Inc., a charitable religious and cultural organization. Eagle Strategies serves individual and institutional clients with financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers tailored advice across multiple program types and works extensively with defined contribution and defined benefit plans, charitable organizations, and corporate clients, managing a significant portion of assets on a non-discretionary basis.

Jack Knight is a financial advisor with Eagle Strategies (NY Life) based in San Bernardino, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 38 years of industry experience, including over 28 years with Eagle Strategies and extensive tenure at New York Life Insurance Company and Nylife Securities LLC. Outside of advising, he owns a website serving military veterans to help them connect, and he serves on the board of a homeowners association. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, institutional sponsors, and corporate clients. The firm offers multiple program types and emphasizes tailoring advice to client objectives, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Collins Jones is a financial advisor with Valic Financial Advisors in Glendale, CA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has been with Valic Financial Advisors since 2010 and also works as an Uber driver on weekends and evenings. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, and supports corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Darren Gunnell is a financial advisor with Eagle Strategies (NY Life) in Riverside, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked with Eagle Strategies since 2018 and has been affiliated with New York Life Insurance Co. and Nylife Securities, LLC since 2009 and 2010, respectively. Outside of advisory services, he is also appointed as an insurance broker with outside carriers for non-registered insurance products. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm operates a large network of affiliated advisors and emphasizes tailored solutions delivered through multiple program types, managing primarily non-discretionary assets under an integrated New York Life affiliate structure.

Michael Sears is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 designations and bringing 16 years of industry experience. He has worked with firms including Global Financial Private Capital and currently leads Sears Wealth Management & Insurance Solutions. Sears is also the author of the book *Retire With Simplicity & Clarity: 10 Mindset Shifts Nurses Should Understand to Feel Confident About Their Financial Future*, which targets nurses approaching retirement. Additionally, he serves as a member and CEO of Clarity Tax Partners, LLC, providing tax strategies and planning services. AE Wealth Management delivers fee-based portfolio management, financial planning, and retirement plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a range of investment strategies while supporting third-party RIAs through sub-advisory and model-licensing programs.

Juan Garcia is a financial advisor at Empower Advisory Group with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including GWFS Equities, PNC, BBVA Compass Insurance Agency, and Compass Bank. He is also registered as a public notary, although he is not currently active in that role. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Patrick Ryan is a financial advisor with Eagle Strategies (NY Life) in Redlands, CA, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been affiliated with Eagle Strategies since 2019 and has also worked with Nylife Securities, LLC and New York Life since 2012 and 2011, respectively. In addition to his advisory work, Ryan is licensed as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.