Rhonda Crosby is a financial advisor at Charles Schwab with 28 years of industry experience. She holds the ChFC® designation and Series 63 license. Prior to joining Charles Schwab in 2021, she worked at TD Ameritrade, Inc., TD Ameritrade Investment Management, LLC, and Scottrade. Outside of her advisory role, Crosby serves as treasurer of her homeowners association. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services, combining brokerage, custody, and advisory offerings in a large-scale, integrated structure.

Scott Keen is a CFP® and Series 66-credentialed financial advisor with nine years of industry experience. He has worked at Edward Jones since 2017 and previously at Ingles Markets from 2010 to 2017. Outside of his advisory role, he manages rental property business activities in Blairsville, GA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fees, separately managed accounts, and affiliated investment products, supported by a large nationwide network of financial advisors and branch offices.

Erin Holmes is a financial advisor at Fidelity with 18 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones before joining Fidelity. In addition to her advisory role, she independently contracts as a secret shopper for local restaurants. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Ronald Palmateer Jr. is a financial advisor at OSAIC with 23 years of industry experience. He holds the Series 66 designation and previously worked at FSC Securities Corporation for 19 years before joining OSAIC in 2023. In addition to his advisory role, he serves as Chief Compliance Officer for a corporation named Undefined Gridlines. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to offer a range of investment solutions.

Heather Murphy is a Series 66-registered financial advisor with Morgan Stanley in Cumming, GA, where she has worked since 2014. She has 13 years of industry experience. Outside of her advisory role, she serves as a referee for the Georgia High School Fencing League. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Shirley Prather is a Series 66 credentialed financial advisor at Edward Jones with two years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and is known for its extensive network of financial advisors and branch offices, offering a range of advisory programs and investment solutions under a fiduciary standard.

Carol Alka is a financial advisor with Primerica Advisors in Cumming, GA, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Primerica Advisors and Primerica Financial Services in 2021, she worked at American Lawyer Media for ten years and had brief roles at Nalley Nissan and a period of retirement. Outside of advisory duties, she is involved in the sale of home-related products and loan services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-driven strategies and a limited range of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Jack Shampine Jr. is a financial advisor with LPL Financial, holding a Series 66 license and 17 years of industry experience. Prior to joining LPL in 2017, he worked at Morgan Stanley Private Bank and Morgan Stanley from 2013 to 2017, and Edward Jones from 2009 to 2013. Outside of his advisory work, he owns an art gallery called J. Lyndon Gallery. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Todd Elgin is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 40 years of industry experience. He previously worked at Cuna Mutual Group and Cuna Brokerage Services, Inc. for 19 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

William Frechtman is a financial advisor with Mass Mutual Investors Services in Cumming, GA, holding Series 63 and Series 65 designations and having seven years of industry experience. He has been with Mass Mutual Investors Services since 2018 and has been associated with Mass Mutual Life Insurance Company since 2007. Outside of his advisory role, he is a member of The Connective Networking, which focuses on introducing individuals to membership opportunities. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and investment management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements that use analytic tools to develop client recommendations, with implementation conducted through separate brokerage or insurance arrangements.

Robert Henriques IV is a financial advisor with Primerica Advisors in Ball Ground, GA, holding Series 63 and Series 65 credentials and over 28 years of industry experience. He has been with Primerica Advisors since 1997 and with Primerica Financial Services since 1996. Outside of advising, he is the owner of R&M Henriques Enterprises LLC, an entity established for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed account options. The firm uses third-party asset managers and offers a tiered wrap fee structure, focusing on curated investment models rather than institutional plan management.

Ben Rutledge is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and seven years of industry experience. Prior to joining Cambridge, he worked for over two decades at Anheuser-Busch Commercial Strategy, LLC. Outside of his advisory role, he is involved with Unique Remodel Concepts, LLC, serving as registered agent and managing bookkeeping duties. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and estates. The firm provides a range of financial planning and investment management services through a network of independent professionals, utilizing both proprietary and third-party strategies tailored to client goals.

Sarah Kendall is a financial advisor with Edward Jones in Canton, GA, holding a Series 66 designation and eight years of industry experience. She has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Robert Smith Jr. is a financial advisor at Cetera with four years of industry experience. He holds a Series 65 designation and previously worked at Avantax Advisory Services. In addition to his advisory roles, he has operated Robert Smith CPA since 2011. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers a range of portfolio management and retirement services and operates a multi-manager platform with various program options and custodial relationships.

Matthew Ellis is a Series 66-licensed financial advisor with Edward Jones in Canton, GA, where he has worked since 2008, accumulating 18 years of industry experience. He operates an LLC related to real estate outside of his advisory role. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions with over $1 trillion in assets under management supported by a nationwide network of more than 23,700 financial advisors.

Ethan Davis is a financial advisor with LPL Financial in Cumming, GA, holding Series 63 and Series 65 credentials and having eight years of industry experience. Prior to his advisory role, he worked for four years at OneLife Fitness. Outside of finance, he is involved in creating children's coloring books through Clarke Creations. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by technology tools for operational and research assistance.

Whitney Bryant is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. Prior to joining Equitable Advisors, Bryant worked at Next Financial Group Inc and Financial Strategies of Georgia. Bryant serves as a board member of the Johns Creek Chamber of Commerce, participating in nonprofit activities and decision-making. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a range of advisory models, including third-party asset managers and LPL-sponsored programs, offering diversified investment solutions without sponsoring its own wrap fee program.

William Hearn is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. His prior work history includes roles at Emmanuel College, United Parcel Service, and other diverse organizations. He is also the Vice President of Memories Matter Forever, LLC, a separate business activity based in Marble Hill, GA. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, managing over $1 trillion in assets. The firm offers a range of advisory programs and investment strategies supported by a large national network of financial advisors and branch offices.

Christian Doom is a financial advisor at Thrivent Investment Management with nine years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Voya Investment Management and E*TRADE Securities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary portfolio management. The firm offers clients options to combine planning with managed-account programs under a consolidated billing system while maintaining separate planning and investment services.

Pat Holcombe is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2017, having worked with Primerica Financial Services since 2009. Outside of advisory services, he is involved in sales of loan products and referrals for home security and automation services through Primerica affiliates. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and employs a tiered wrap fee structure while maintaining oversight of its investment models.