Michael Leeder is a Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management in San Luis Obispo. He has been with Merrill Lynch since 2004, following a career in the technology industry. In his role, he provides personalized wealth planning and investment strategies to high-net-worth individuals, business owners, executives, and multi-generational families throughout San Luis Obispo County and surrounding areas. Michael specializes in wealth planning and strategy, including tax-sensitive wealth transfer, investment management with access to traditional and alternative investments, retirement planning, business owner planning, and estate and legacy planning strategies. His services are tailored to address clients' varied financial goals such as security, investment growth, and wealth transition. He holds a Bachelor's degree from the University of Southern California and holds several professional designations, including Certified Financial Planner (CFP®), Certified Exit Planning Advisor (CEPA®), and Certified Plan Fiduciary Advisor (CPFA®). Outside of his professional work, Michael is involved with community organizations such as 805 Lacrosse, Alex's Lemonade Stand, California Central Coast Estate Planning Council, Central Coast Economic Forecast, Jack's Helping Hand, Little Wishes, and the San Luis Obispo Community Foundation. His personal interests include golfing, scuba diving, skiing, and tennis.

Moyses Muguira is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.

Jessica Fetcho is a financial advisor at Edward Jones with a Series 66 designation and 13 years of industry experience. She has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a broad network of advisors and branch offices, offering various investment strategies and fiduciary advisory services.

Thomas Holbrook is a financial advisor with LPL Financial based in San Luis Obispo, CA. He holds the Series 63 and Series 65 designations and has 37 years of industry experience, including a tenure at Linsco Private Ledger since 2007. He also operates a registered DBA, Holbrook Investment Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research from multiple sources, providing both discretionary and non-discretionary management options.

Roman Quisol III is a financial advisor at Ameriprise with 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds the Series 63 designation. Based in Santa Maria, CA, he provides financial advisory services through a large institutional firm. Ameriprise offers a retirement-income planning service aimed at individuals with at least $1 million in net investable assets and $500,000 in Ameriprise-managed accounts. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written Recommendation Reports that support retirement income planning.

Wesley Carlson is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2012. He has 13 years of industry experience and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Doroteo Cabral is a financial advisor with Wells Fargo Clearing in Santa Maria, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Daniel Martin is a financial advisor at Stifel with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2013. He is based in San Luis Obispo, CA. Stifel serves a wide range of clients, including individuals, institutions, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to guide investment analysis and asset allocation.

Mark Barton is a financial advisor with Wells Fargo Clearing in San Luis Obispo, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with affiliated Wells Fargo entities since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment advice grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm serves as an ERISA fiduciary and offers both discretionary and non-discretionary services, including unique investment options such as insurance-related vehicles and bank deposit sweep programs.

Brian Clarke is a financial advisor at Morgan Stanley in San Luis Obispo, CA, holding a Series 66 designation with 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize firm-approved tools and market simulations to assist clients in developing tailored plans.

Joseph Harter III is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior roles include positions at J.P. Morgan Securities and Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services primarily to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Gary Yoder is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated entities since 2009. His current roles include positions at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients by providing advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis from its Global Investment Committee.

Noah Aragon is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work includes roles at Firestone Walker Brewing Company and iFixit, among other businesses in diverse sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by research and due diligence.

Chandra Platt is a financial advisor with Morgan Stanley in San Luis Obispo, CA, holding a Series 66 credential and 10 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, Platt is involved in an art and culture venture, working occasionally as a designer. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Jeff Showers is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. Based in the Bakersfield office, he has been with Merrill Lynch since 1984. Jeff helps clients determine long-term financial goals and develop strategies in areas such as education planning, family wealth management, retirement planning, and retirement income. He holds a Bachelor of Science in Finance from San Jose State University and has earned multiple professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jeff is a native of Kern County and is involved in the community as a member of the advisory board for the Bob Elias Athletic Hall of Fame. Outside of his professional work, Jeff enjoys hiking, music, reading, and spending time with his wife, Kym, their two children, and three grandchildren.

Marie Caldera is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and over 35 years of industry experience. She worked for NEXT Financial Group, Inc. for 25 years before joining LPL Financial in 2025. Outside of advisory services, Caldera owns a non-variable insurance agency, Marie Caldera Insurance Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Sandra Sailer is a financial advisor at Stifel with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a broad range of clients including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Jerry Gunn is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 45 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering investment solutions that include insurance-related vehicles and bank deposit sweep options.

Loren Peters is a financial advisor with OSAIC, holding a Series 66 designation and 26 years of industry experience. His prior experience includes roles at Lincoln Financial Advisors Corporation, Bank of America, and Merrill. Outside of advising, he owns WealthQ2, LLC, a legal entity for business management purposes. OSAIC serves a diverse group of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs tools such as asset-allocation models and automated rebalancing to construct portfolios that include a broad range of investment options.

Eddie Holmes is a CFP® and ChFC® with 30 years of industry experience, currently advising at OSAIC since 2024. His previous roles include positions at Woodbury Financial Services and Questar Asset Management. In addition to his advisory work, he operates as a sole proprietor selling life, disability, health insurance, and fixed annuities in San Luis Obispo. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, offering integrated advisory and brokerage services through a large network of affiliated financial advisers. The firm utilizes various tools and platforms to construct and manage portfolios across multiple asset classes on discretionary or non-discretionary bases.