Dennis Herndon III is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Heyman Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting supported by analytical tools and has specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Shanda Bortner is a financial advisor at MassMutual Investors Services with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with MassMutual Life Insurance Company and MML Investors Services since 2017, following earlier roles at Carroll Financial Associates and Cetera Advisor Networks. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual relationships that use firm-approved software for goal analysis and strategy recommendations.

Courtney Hamilton is a financial advisor at Merrill with three years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and Hamer Fitness. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Eastburn is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Advisors, Cetera, and Langley Federal Credit Union. Eastburn serves as a board member of Sister Cities of Newport News, an organization focused on building international cooperation between cities. OSAIC Wealth, Inc. serves a diverse client base including individual and institutional investors through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to construct portfolios across multiple asset classes.

Franklin Belvin is a financial advisor at Edward Jones with 36 years of industry experience. He has held his current position since 1990 and holds Series 63, Series 65, and Series 66 designations. Outside of his advisory work, he owns a storage business in Yorktown, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, investment options, and affiliated services, supported by one of the largest networks of advisors and branch offices in the industry.

Steven Kennedy is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and totaling 39 years of industry experience. His prior roles include positions at Townebank and Raymond James Financial. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by model portfolios, research, and technology-driven strategies.

Johanna Wiggins is a financial advisor at Edward Jones with four years of industry experience. She holds the Series 66 designation and previously worked at Colonial Farm Credit for 12 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Thomas Vitaletti is a CFP® professional with four years of industry experience, currently affiliated with Raymond James Financial in Hampton, VA. His prior experience includes roles at LPL Financial and Towne Bank. Outside of his advisory work, he is involved with Towne Wealth Management, supporting the investment division of FID Bank. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, offering tailored non-discretionary advisory services supported by advanced analytical tools and a notable municipal advisory affiliation.

Curtis Lassiter is a financial advisor at Edward Jones with 18 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Edward Jones in 2024, he worked at Bank of America, Merrill Lynch, Wells Fargo Clearing Services, and Wells Fargo Advisors. Outside of his advisory work, he owns Lassiter Media LLC, providing video and audio services for churches, and serves as the audio and video director for St. John Baptist Church. He is also a board member of Habitat for Humanity in Newport News, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Heyman is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has nine years of industry experience, including five years at Raymond James and five years at Wells Fargo Advisors. In addition to his advisory role, he is a managing partner of Heyman Investment Group and a partner in Heyman Oyster Company, which holds a stake in James River Holdings. He also serves as a voting board member of his condominium association. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, while also providing specialized municipal and public finance advisory services.

Wanda Austin is a financial advisor with Morgan Stanley in Newport News, VA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Outside of her advisory role, she serves as a board member of Riverside Regional Medical Center. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured tools and modeling techniques, providing advisory services without individual security recommendations as part of standalone plans.

Robert Carmines is a CFP® with 26 years of industry experience, currently serving as an advisor at Cetera since 2025. He has held roles at Avantax Advisory Services and 1ST Global Advisors, among others. He also owns Carmines Robbins Financial Services, LLC and serves as a trustee for a family trust. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform to independent advisors nationwide. The firm serves a broad range of clients, including individuals, retirement plans, and institutional accounts, with services spanning portfolio management, financial planning, and access to third-party managers.

John Rhoades is a financial advisor with Edward Jones in Norfolk, VA, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, Rhoades owns and operates Rocky's Culture Co., a Virginia Beach-based art and concept design business specializing in creative design consulting, mural artwork, and event coordination. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies, supported by a large nationwide network of financial advisors and branch offices, and provides additional affiliated capabilities including trust services and securities-based lending.

Kimberly Debusk is a financial advisor at LPL Financial with 26 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Nationwide Advisory Services and Nationwide Insurance Company. Kimberly is linked to a family-owned electrical contracting business and has a minor ownership interest in a non-variable insurance firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, with investment management supported by internal and third-party research and model portfolios.

Shannon Green is a financial advisor at Morgan Stanley with 19 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets starting in 2007. He holds a Series 66 credential. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

William Davis is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked with Mass Mutual Investors Services since 1985 and has been affiliated with MassMutual Life Insurance Company since 1978. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers tailored financial planning using firm-approved analytical tools and provides a range of investment and insurance solutions.

Anderson Reames is a financial advisor with Raymond James Financial, holding a Series 66 designation and beginning his industry career in 2025. Prior to joining Raymond James, he worked in various roles including teaching positions at Hampden-Sydney College and York High School, as well as involvement with Reames Realty Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs risk profiling and analytical modeling in its non-discretionary planning and consulting, supports municipal and public-finance work, and offers specialized advisory programs such as a SIMPLE IRA Employer Advisory & Consulting Services program.

Cynthia Norris is a financial advisor with Cetera who holds a Series 66 designation and has six years of industry experience. She previously worked at Avantax Investment Services and 1ST Global Advisors before joining Cetera. In addition to her advisory role, she is a partner at Carmines, Robbins & Company, a tax and public accounting firm, and serves on the finance committee at Bethel Baptist Church in Yorktown, VA. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios.

Anthony Reed is a financial advisor with Edward Jones in Yorktown, VA, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mark Fendrick is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of a Wealth Management team based in Newport News, Virginia, and Rogers, Arkansas. He works with clients to help them achieve their financial goals through tailored strategies. His expertise includes education planning, family wealth management strategies, legacy planning, personal retirement planning, tax minimization, and retirement income. He holds a Bachelor's Degree from Christopher Newport University and is a Personal Investment Advisor (PIA). A native of the Virginia peninsula, Mark graduated from Hampton High School and Christopher Newport College prior to its transition to university status. Mark is involved in his community through participation in the Rotary Club of Oyster Point and support for St. Jude Children's Research Hospital. In his personal time, he enjoys golfing, music, reading, and tennis.