Albert Heath IV is a Series 65-licensed financial advisor with three years of industry experience, currently with Edelman Financial Engines in St. George, UT. He has worked at Edelman Financial Engines and its predecessor, Financial Engines Advisors L.L.C., since 2017, and previously worked at Wittwer Inc. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.

Sandra Caprine Esquer is a financial advisor at Ameriprise with 36 years of industry experience. She has been with Ameriprise and its predecessor firm since 1989 and holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines algorithmic analysis with expert review to deliver tailored, non-discretionary advice through a centralized consulting team.

Wayne Evans is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Prior to joining J.P. Morgan in 2021, he worked at firms including Equitable Advisors, Massachusetts Mutual Life Insurance, and Edward Jones. Outside of his advisory role, Evans is involved in education as an instructor for a beginning finance course at Utah Tech and serves as an assistant coach for a high school softball team, as well as working as a baseball umpire. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary process that incorporates quantitative modeling and ESG frameworks.

Dustin Schofield is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he has ownership interests in several investment-related entities in St. George, Utah. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk management, and specialized services such as business-owner transition and divorce planning. Advisors use firm research and tools to develop tailored recommendations, with clients choosing whether and how to implement them through various brokerage or advisory programs.

Allen Frost is a financial advisor at Edward Jones in St. George, UT, with two years of industry experience. Before joining Edward Jones in 2024, he worked at MX Technologies, Vivint, and Honeywell. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a nationwide network of financial advisors and branch offices.

Craig Nelson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at firms including Epic Trust Investment Advisors, LPL Financial, and Zions Bank. Nelson serves as a Senior Wealth Advisor at Epic Private Wealth, providing financial planning and wealth management services to individual clients and families. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jason Wright is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the CFP® designation and has 10 years of industry experience. Prior to joining Raymond James, he worked for Commonwealth Financial Network for seven years and has been involved with Wyson Financial since 2013. He is also the owner and operator of Wright Financial Group, LLC, a business providing marketing consulting services to local companies. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses fact-finding and risk profiling tools to deliver tailored, non-discretionary planning and supports client implementation through its advisory programs and partners.

Troy Olsen is a financial advisor at Edward Jones in St George, UT, with one year of industry experience. He holds a Series 66 designation and previously worked at Thomson Reuters and Helm360. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a variety of advisory programs and investment strategies, operating under a fiduciary standard and maintaining a large network of advisors and branch offices.

Nicholas Olsen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients manage their wealth through personalized financial strategies that align with their most important goals. His areas of expertise include college education planning, family wealth management strategies, legacy planning, retirement income, and portfolio management services among others. Nicholas holds a Bachelor's Degree from Western Governors University and has earned professional designations such as Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He also attended the University of Phoenix and completed his high school diploma at Highland High School. Outside of his professional work, Nicholas engages in community involvement with organizations like Pivotal Solutions: Empowering People Through Life Changes. His personal interests include baseball, biking, camping, football, golfing, hiking, reading, traveling, yoga, and spending time with his family.

Matthew Cushing is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior work includes roles at State Bank of Southern Utah and positions outside finance such as at JW Marriott Hill Country Resort and Spa and Ross Stores, Inc. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment and advisory services through a multi-manager platform with access to various portfolio management options and third-party money managers.

William Huff is a financial advisor with LPL Financial in St. George, Utah, holding Series 63 and Series 66 credentials and bringing 15 years of industry experience. His prior roles include positions at Horner, Townsend & Kent LLC, Penn Mutual Life Insurance Company, MML Investor Services, and MassMutual Life Insurance Company. Outside of his advisory work, Huff is involved in life insurance brokerage through multiple firms and is a partner or owner in several businesses, including a beauty academy and a telecom service company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, leveraging technology and a large advisor network.

Eric Brenchley is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2016. Outside of his advisory role, he owns Meadow Valley Holdings LLC, a holding company for his financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, using Wells Fargo research and tools to develop tailored recommendations across a broad range of planning areas.

Cade Baldwin is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked within various Fidelity entities since 2007, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Outside his advisory role, Baldwin is a running coach, creating training plans and providing guidance through Dragon Endurance. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its model portfolios, use of algorithmic methods and AI in research, and its advisory roles with multiple registered investment companies.

Cole Clarkson is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on personal finance to guide clients in building sustainable wealth and achieving financial security and success. Cole works with individuals and families to support them through every stage of life, helping them pursue their financial goals and aspirations. He holds a Bachelor's degree in Finance from Utah Tech University and has earned the Personal Investment Advisor (PIA) designation. His areas of expertise include college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, sports and entertainment, tax minimization, and retirement income. A Southern Utah native born and raised in Kanab, Utah, Cole currently resides in St. George with his wife, Caitlin. Outside of work, they enjoy traveling, exploring the outdoors, and discovering new restaurants. Cole has a passion for fishing, camping, and staying active through sports such as baseball, basketball, boating, football, golfing, and pickleball.

Carl Russell is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 29 years of industry experience. His prior work includes roles with Waddell & Reed, Inc., various insurance carriers, and community organizations such as the American Indian Services and BYU Alumni Association of St. George. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions with a range of financial planning, asset management, and institutional services. The firm offers diverse advisory solutions including model portfolios and third-party management, supported by proprietary research and operational tools.

Daniel Wyson is a CFP® professional with 27 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has worked with firms including Commonwealth Financial Network and LPL Financial and has operated Wyson Financial since 2012. Outside of advising, he is an author of financial books and children's literature and is involved in publishing through UleBwise Publishing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory program.

Mc Kay Harrison is a Series 66-licensed financial advisor with Cetera, based in Ivins, UT, with three years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2022 and also operates Harrison Enterprises, focusing on Medicare insurance brokerage. His background includes a four-year period at Utah Tech University and two years of church service. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management options and third-party managers, supporting both discretionary and non-discretionary account structures.

Brent Christensen is a financial advisor with LPL Enterprise and holds Series 63 and Series 66 licenses. He has three years of industry experience, including prior roles at Allstate Financial Services and MassMutual Life Insurance Company. Before entering the financial advisory field, he worked at GE Capital and GE HealthCare for 25 years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Mayra Femia Hetrick is a financial advisor at Charles Schwab with 25 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Smith Barney for 13 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by strategic asset allocation, alternative investment due diligence, and integrated custody and brokerage services.

Jennifer Higby is a financial advisor with Primerica Advisors in Cedar City, UT, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has been associated with PFS Investments Inc. and Primerica Financial Services since 2007. Outside of advisory work, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.