Troy Olsen is a financial advisor at Edward Jones in St George, UT, with one year of industry experience. He holds a Series 66 designation and previously worked at Thomson Reuters and Helm360. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a variety of advisory programs and investment strategies, operating under a fiduciary standard and maintaining a large network of advisors and branch offices.

Nicholas Olsen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients manage their wealth through personalized financial strategies that align with their most important goals. His areas of expertise include college education planning, family wealth management strategies, legacy planning, retirement income, and portfolio management services among others. Nicholas holds a Bachelor's Degree from Western Governors University and has earned professional designations such as Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He also attended the University of Phoenix and completed his high school diploma at Highland High School. Outside of his professional work, Nicholas engages in community involvement with organizations like Pivotal Solutions: Empowering People Through Life Changes. His personal interests include baseball, biking, camping, football, golfing, hiking, reading, traveling, yoga, and spending time with his family.

Matthew Cushing is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior work includes roles at State Bank of Southern Utah and positions outside finance such as at JW Marriott Hill Country Resort and Spa and Ross Stores, Inc. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment and advisory services through a multi-manager platform with access to various portfolio management options and third-party money managers.

William Huff is a financial advisor with LPL Financial in St. George, Utah, holding Series 63 and Series 66 credentials and bringing 15 years of industry experience. His prior roles include positions at Horner, Townsend & Kent LLC, Penn Mutual Life Insurance Company, MML Investor Services, and MassMutual Life Insurance Company. Outside of his advisory work, Huff is involved in life insurance brokerage through multiple firms and is a partner or owner in several businesses, including a beauty academy and a telecom service company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, leveraging technology and a large advisor network.

Eric Brenchley is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked within Wells Fargo and its affiliates since 2009. Outside of his advisory role, he owns Meadow Valley Holdings LLC, a holding company related to his financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm provides tailored recommendations using in-house research and planning tools, with planning engagements typically conducted on a discrete basis.

Cade Baldwin is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked within various Fidelity entities since 2007, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Outside his advisory role, Baldwin is a running coach, creating training plans and providing guidance through Dragon Endurance. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its model portfolios, use of algorithmic methods and AI in research, and its advisory roles with multiple registered investment companies.

Cole Clarkson is a Financial Advisor with Merrill Lynch Wealth Management. He holds a Bachelor's Degree from Utah Tech University. Outside of his professional role, Cole has a variety of personal interests including baseball, basketball, boating, fishing, football, golfing, pickleball, spending time with his family, traveling, and watching movies.

Carl Russell is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 29 years of industry experience. His prior work includes roles with Waddell & Reed, Inc., various insurance carriers, and community organizations such as the American Indian Services and BYU Alumni Association of St. George. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions with a range of financial planning, asset management, and institutional services. The firm offers diverse advisory solutions including model portfolios and third-party management, supported by proprietary research and operational tools.

Daniel Wyson is a CFP® professional with 27 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has worked with firms including Commonwealth Financial Network and LPL Financial and has operated Wyson Financial since 2012. Outside of advising, he is an author of financial books and children's literature and is involved in publishing through UleBwise Publishing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory program.

Brent Christensen is a financial advisor with LPL Enterprise and holds Series 63 and Series 66 licenses. He has three years of industry experience, including prior roles at Allstate Financial Services and MassMutual Life Insurance Company. Before entering the financial advisory field, he worked at GE Capital and GE HealthCare for 25 years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Mayra Femia Hetrick is a financial advisor at Charles Schwab with 25 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Smith Barney for 13 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by strategic asset allocation, alternative investment due diligence, and integrated custody and brokerage services.

Jennifer Higby is a financial advisor with Primerica Advisors in Cedar City, UT, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has been associated with PFS Investments Inc. and Primerica Financial Services since 2007. Outside of advisory work, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Neil Ruda is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with both discretionary and non-discretionary options tailored to plan objectives and risk tolerances.

Eric Andra is a financial advisor with Charles Schwab in St. George, Utah, holding a Series 66 designation and 10 years of industry experience. He has been with Charles Schwab since 2015. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocation and periodic reviews.

Lydia Feild is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and five years of industry experience. She has been with Primerica Advisors since 2021 and Primerica Financial Services since 2020. Outside of finance, she has been involved in music education through Lydia Feild Music Lessons since 2017 and has worked with the Neil Simon Festival. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Stephen Skokos is a financial advisor with LPL Financial based in St. George, UT. He holds a Series 66 designation and has 14 years of industry experience, including his concurrent role at Mountain America Credit Union. He is also an insurance agent affiliated with Mountain America Insurance Services. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment solutions, leveraging both proprietary and third-party strategies, and supports its network of advisors with technology and operational resources.

David Harrison is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 21 years of industry experience. He has been associated with Cetera and Cetera Wealth Services since 2013 and has been self-employed since 2001. Outside of financial advising, Harrison is a practicing attorney specializing in estate planning, wills, and living trusts, and he is also a licensed insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, integrating affiliated and third-party managers, and manages over $256 billion in assets through a network of more than 10,000 advisors.

Grant Carter III is a Series 66 licensed financial advisor with Edward Jones in St. George, Utah, where he has worked since 2001, totaling 25 years of industry experience. Outside of his advisory role, he is involved as a coach with the BYU Summer Basketball Camp and is a silent partner in a local restaurant business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 advisors.

Darin Frandsen is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 18 years of industry experience, including 14 years at Edward Jones prior to joining Raymond James in 2022. He also owns and operates a personal LLC for tax purposes and manages a branch DBA related to expense administration. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialized programs in municipal finance and SIMPLE IRA Employer Advisory services.

Ray Mcdonald III is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 10 years of industry experience. He previously worked at Wells Fargo Bank for 14 years before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. He is also the owner of Ray's Collectables, a business focused on buying, selling, and trading sports cards. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers a range of approved funds and strategies, operating within the larger J.P. Morgan financial organization.