John Sload is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Jennifer Patterson is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in the financial services industry. She has worked extensively with institutional investors on Defined Benefit and Defined Contribution plans, qualified and non-qualified plans, securities lending, performance and risk analytics, plan design, customized communication, and employee education. Jennifer assists clients in navigating complex financial dynamics including wealth accumulation, generational wealth building, retirement planning, income distribution, and related strategies. Her approach utilizes a goals-based wealth management process where she assesses individual situations to identify and prioritize financial goals. Jennifer develops tailored wealth management strategies considering clients' risk tolerance, liquidity needs, and time horizons, tracking progress and adjusting plans as needed due to life changes or market events. Through Merrill's broad suite of products and services, she offers access to banking, lending through Bank of America, investments, estate planning, trusts, and retirement planning to provide comprehensive financial solutions. Jennifer holds a Bachelor of Science in Business Administration with a concentration in Finance from Old Dominion University and is a Personal Investment Advisor (PIA). She is a military spouse who enjoys spending time with her family, crafting, reading, and hiking.

Brock Petrie is a Wealth Management Advisor with Merrill Lynch Wealth Management who began his financial services career in 2011. Prior to joining Merrill Lynch, he spent 15 years in college athletics, focusing on fiscal management and revenue generation. Brock holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree in Economics and Business from the University of Illinois and a Master's degree in Sports Management from The Ohio State University. Brock works closely with individuals, families, and business owners to develop personalized wealth management strategies that align with their specific goals and financial needs. His areas of focus include college education planning, legacy planning, managing new wealth, personal retirement planning, small business strategies, and retirement income. Brock and his wife, Cindy, live in Charlottesville with their family. He is actively involved in his community and attends City Church in Charlottesville. In his personal time, he enjoys basketball, cooking, football, golfing, pickleball, reading, softball, spending time with family, traveling, and volleyball.

Scott Gibson is a financial advisor with Wells Fargo Advisors in Charlottesville, VA, holding Series 63 and Series 65 licenses and 20 years of industry experience. Prior to joining Wells Fargo Advisors in 2023, he spent 10 years with Ameriprise Financial Services. He is the sole owner of Scott Gibson Wealth Management LLC and a majority owner of Gibson GP, LLC, both investment-related entities. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and niche areas such as business-owner transition and special-needs analysis. The firm’s advisory services integrate with other financial products and referral channels, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Joseph Platt is a financial advisor with LPL Financial based in Charlottesville, VA. He holds Series 63 and Series 65 designations and has 42 years of industry experience. His career includes roles at Grove Point Investments, H. Beck, Inc., and operating Platt Financial since 2008. He is also involved with a privately held entity, Skip Platt Inc, which is not investment related. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Mary Frances White is a financial advisor at Morgan Stanley in Charlottesville, VA, holding a Series 66 designation with one year of industry experience. Her prior work includes roles at Synthesia, Airtable, and Box, as well as experience as a writer. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process emphasizes structured discovery, firm-approved tools, and modeling of outcomes without providing individual security recommendations as part of standalone planning.

Christian Mccullough III is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Stifel since 2009. He holds the Series 63, 65, and 66 licenses. Outside of his advisory role, he is also a musician and writer, involved in public performance and the dissemination of original music and words. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Thomas Grierson is a CFP® certified financial advisor with 32 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2016. His prior experience includes roles at Morgan Stanley and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of financial advisors and offers both brokerage and advisory solutions.

Graham Scharf is a financial advisor with Ameriprise in Charlottesville, VA, holding a Series 66 designation and eight years of experience at the firm. Prior to joining Ameriprise in 2018, he spent four years with the Advanced Studies in Culture Foundation. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Scott Marshall is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo Advisors since 2009. Marshall serves on the compliance committee of the Lake Monticello Owners Association in Palmyra, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jason Statuta is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Raymond James & Associates, Wells Fargo Clearing, Wells Fargo Advisors, and Amundi Asset Management US, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various advisory services including financial planning, model portfolios, and institutional platforms, supported by a network of more than 22,800 advisors and advanced research tools.

Kevin Sparacino is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has a background that includes roles at Citizens and Farmers Bank, United Brokerage Services Inc., and First Citizens Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Steven Engel is a financial advisor with Ameriprise Financial Services in Charlottesville, VA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise since 2005, serving in his current role since 2020. Outside of his advisory work, he is co-owner of Origin Wealth LLC, through which he manages his Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Eric Parker is a Series 66 credentialed financial advisor with 23 years of industry experience, currently with Morgan Stanley in Charlottesville, VA. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves on the Board of Directors for the Boys and Girls Club of Charlottesville/Albemarle and is involved in business development with the Greencroft Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers structured planning processes that incorporate firm-approved tools and economic modeling.

Crystal Crawford is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 licenses and 28 years of industry experience. She has worked at Wells Fargo Clearing since 2020 and previously was with Bank of America, N.A. from 2015 to 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Chad Davis is a financial advisor at Fidelity with 19 years of industry experience and holds a Series 66 designation. His prior work includes roles at TD Ameritrade, Scottrade, Citizens & Farmers Bank, and LPL Financial. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a research-driven approach that combines fundamental analysis with quantitative and algorithmic methods. The firm is noted for its use of model portfolios, management of registered investment companies, and application of advanced technologies such as AI in its investment process.

Mary Sexton is a CFP® professional with 34 years of industry experience. She is currently with RBC Capital Markets and has previously worked at Morgan Stanley and Citigroup Global Markets. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of advisory programs with customized investment strategies implemented through a combination of in-house and third-party managers, alongside integrated financial planning and brokerage services.

James Neligan is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding a Series 63 designation and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Buckman is a financial advisor at Raymond James Financial Services Advisors, Inc. with 10 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at several firms including Truist Investment Services and Buckman & Company. Buckman serves as a board member for both the Spotsylvania Education Foundation and the Lloyd F. Moss Free Clinic. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and consulting to client goals and supports a broad network of advisors with specialized offerings, including municipal finance and employer advisory programs.

Susan Owens is a CFP® professional with 16 years of experience in financial advising. She is currently with Mass Mutual Investors Services and MassMutual Life Insurance Company, having held prior roles at firms including USAA Financial Advisors and First Command Advisory Services. Owens also co-owned Night Water Industries, LLC from 2017 to 2022. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships that focus on goal analysis and written recommendations.