Wendell Thomas is a financial advisor with Primerica Advisors in Suisun City, CA, holding Series 65 and Series 63 licenses with six years of industry experience. He previously worked at Wells Fargo Bank for 17 years and has been a self-employed DJ since 2010. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-delivery strategies managed by unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody. The firm maintains a large network of advisors and approximately $15.5 billion in assets under management.

Justin Katz is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing and CreativeLive, Inc. Katz is also the owner and sole operator of a photography business based in Portland, Oregon. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services supported by LPL Research and third-party subadvisors.

Arnoldo Santiago is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at UBS, Bank of America, and Merrill over his career. Santiago is based in Napa, CA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

John Whittemore is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to that, he was with Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by advanced modeling tools.

Kathryn Jabour is a CFP® with 41 years of industry experience, currently serving at Osaic Wealth, Inc. since 2024. She previously worked at Securities America, Inc. and Securities America Advisors, Inc. for over 17 years. Osaic Wealth, Inc. provides a broad range of financial services to retail and institutional clients through a large network of advisers, offering integrated brokerage and investment advisory services with access to multiple platforms and third-party money managers.

David Tozer is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 16 years of industry experience. He has been associated with Cetera and related entities since 2013 and also operates Tozer Wealth Management. Outside of his advisory roles, he is the owner and president of Tozer Enterprises, an S-Corp focused on business operations. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a nationwide network of independent advisors and offers multiple program structures with discretionary and non-discretionary management options.

Gregory Soulsburg is a financial advisor with MassMutual Investors Services, holding a Series 66 credential and 25 years of industry experience. He has been with MML Investors Services since 2001 and with MassMutual since 2000. In addition to his advisory role, he is active as a sales agent with Silver Leaf Financial Management & Insurance Services. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual collaborative planning engagements using firm-approved analytical tools and offers a variety of programs including wrap accounts, money-manager solutions, and educational seminars.

Jesus Villalpando is an advisor with LPL Financial in Napa, CA, holding Series 63 and Series 66 licenses and having two years of industry experience. His background includes roles at Redwood Credit Union, Wells Fargo, JPMorgan Chase, and several credit unions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by proprietary research and a range of portfolio management options.

Gerardo Martin is a financial advisor with LPL Financial who holds a Series 66 designation and has 20 years of industry experience. Prior to joining LPL Financial in 2021, he spent 15 years with Waddell & Reed Inc and worked with various insurance carriers. He has been involved with the Napa County Hispanic Chamber of Commerce since 2012 and served on the Napa Valley College Foundation board from 2012 to 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios and research from multiple sources to support discretionary and non-discretionary management.

William Tang is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 26 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a focus on tailored solutions and fiduciary responsibility.

Sebastien Tomescu is a financial advisor with LPL Financial in Fairfield, CA, holding a Series 66 credential and six years of industry experience. He has previously worked at Patelco Credit Union, CUSO Financial Services, LP, and San Francisco Fire Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, offering both discretionary and non-discretionary management supported by research and model portfolios.

Shannon Schmidt is a financial advisor with LPL Financial and holds a Series 66 designation. She has eight years of industry experience, including five years at Edward Jones and prior roles in education support and at UC Berkeley Extension. Outside of advising, Schmidt owns SDS Fine Art, a fine art business. LPL Financial is a registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Lisa Ann Nouchi is a financial advisor with LPL Financial, holding the Series 63 and Series 65 designations and over 32 years of industry experience. Prior to joining LPL Financial in 2025, she worked at Western International Securities, Inc. for 17 years. In addition to her advisory role, she is involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, and institutional entities. The firm offers financial planning, diverse advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Dena Debenedetti is a financial advisor with LPL Financial in Napa, CA, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. She previously worked at Waddell & Reed, Inc. for 34 years and has been involved with Pinnacle Plan Management, Inc. since 2018. Debenedetti also operates Wine Valley Wealth Management as a DBA under her LPL business. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of advisory and brokerage services utilizing discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Erika Uribe is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018. Outside of finance, Uribe has managed and bartended at Ristorante Allegria since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs for individuals and institutions. The firm provides tailored financial planning using structured processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Kirk Mulligan is a Senior Financial Advisor with extensive experience in personal and corporate advisory services, focusing on personal and family wealth strategies, legacy planning, and corporate benefits and executive compensation. Based in the Sonoma Valley, he works closely with family-owned businesses in the Napa and Sonoma Valleys to provide personal wealth strategies and holistic wealth planning. His approach helps clients bridge generational gaps by supporting legacy succession, wealth transfer, and related tax considerations. With 35 years in the financial services industry, Kirk has expertise in corporate benefits, employee benefits planning, institutional consulting, and retirement income strategies. He assists clients with defined contribution and defined benefit plans, as well as fiduciary and compliance-related challenges. Kirk's professional designations include Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a bachelor's degree from the University of California system. Kirk lives in Sonoma Valley, California, where he enjoys gardening and spending time with his family and dogs.

Damon Tyler is a financial advisor with LPL Financial in Vacaville, CA, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He worked at National Planning Corp for 15 years before joining LPL Financial in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Sean Lynch is a financial advisor with LPL Financial in Napa, CA, holding a Series 66 designation and one year of industry experience. His prior work experience includes roles at Redwood Credit Union, Merrill, and Bank of America. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios from internal and third-party sources.

Jack Miller Jr. is a financial advisor with Cambridge Investment Research Advisors and holds 28 years of industry experience. He has been with Cambridge since 2025 and also operates JD Miller CPA, A Professional Corporation, a role he has held since 2009. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform arrangements.

Joseph Turfa is a financial advisor with LPL Financial in Napa, CA, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He previously worked at Redwood Credit Union and CUSO Financial Services, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and technology-driven research to support diversified investment strategies.