Joshua Defnall is a CFP® and holds a Series 66 license with seven years of industry experience. He has worked at Edward Jones since 2018 and previously spent four years at The Stratford Companies. Outside of his advisory role, he owns rental properties in Harrisonburg, VA, including a basement apartment and an AirBnB managed by a third party. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment options, supported by a nationwide network of more than 23,700 financial advisors.

Morgan Eye is a CFP® and holds a Series 66 designation with eight years of industry experience. He has been with Edward Jones since 2017 and is also involved with Old Dominion Realty and 80 South Main LLC, which operates Jack Browns Beer and Burger Joint. Morgan serves on the finance committee of Stone Haven in Harrisonburg, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations, with over $1 trillion in assets under management. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and maintaining a large network of financial advisors and branch offices nationwide.

Tyler Brass is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James-affiliated firms since 2015. Brass is also associated with Kathy Moran Wealth Group, a public-facing DBA connected to his advisory services at Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Jennifer Duncan is a financial advisor at Ameriprise with 21 years of industry experience. She has been with Ameriprise and its affiliates since 2005. Outside of her advisory work, she operates Jennifer L Duncan Photography, focusing on family and lifestyle photography. Ameriprise is an institutional firm serving clients primarily through retirement-income planning services and a broad array of advisory, brokerage, and insurance solutions. Its approach includes algorithm-driven retirement income recommendations combined with personalized financial advice.

Laura Vanorden is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and having seven years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously held positions at Morgan Stanley and Grand Home Furnishings. Outside of finance, she is involved in horseback riding instruction, online art sales, horse training and care, and participates as an actor in a local Halloween scare attraction. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Benjamin Irick is a CFP® professional with 18 years of industry experience, currently affiliated with LPL Financial. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

John Priester is a CFP® professional with eight years of industry experience, currently affiliated with LPL Financial. His prior roles include five years at Edward Jones. Outside of advising, he is actively involved as a musician with several orchestras, including the Pittsburgh Opera and the Roanoke Symphony Orchestra, and he also coaches sports in his community. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits through a nationwide network. The firm offers a wide range of advisory programs and financial planning services, utilizing research and model portfolios from both internal and third-party sources.

Thomas Sipe is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and with 39 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for a family friends trust. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm employs a large network of advisors and integrates research from Wells Fargo Investment Institute alongside third-party data, offering both brokerage and advisory solutions.

Marshall Kiser is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a finance committee member at Memorial Baptist Church in Staunton, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Katherine Mumaw is a financial advisor with Ameriprise in Harrisonburg, VA, holding a Series 66 designation and seven years of industry experience. She has been with Ameriprise since 2014, including her current role since 2020. Outside of her advisory work, she is a co-owner of YGB Operations LLC, a business unrelated to investments. Ameriprise provides retirement-income planning services primarily for clients with at least $1,000,000 in net investable assets, delivering written recommendations that address income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines algorithmic tools with advisor oversight and offers a broad range of advisory, brokerage, and insurance solutions.

Michael Bowen is a financial advisor with Ameriprise in Rockingham, VA, holding a Series 66 designation and 23 years of industry experience. He has worked with Ameriprise since 2020 and previously spent 18 years at American Express Financial Advisors Inc. Bowen also owns GreenBush, LLC, which manages the back-office operations of his practice. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm delivers these services through a centralized consulting team and emphasizes the use of affiliated funds and managed accounts.

Katherine Crow is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she owns and operates a farming business, Aleta Springs Farms, raising cattle and sheep for meat and wool, and serves on the boards of the Mid Atlantic German Shorthaired Pointer Rescue and the Augusta County Historical Society. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Randall Nutter is a Series 66-licensed financial advisor with 26 years of industry experience, currently affiliated with LPL Financial since 2023. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors from 2015 to 2023. Outside of his advisory role, he is employed by Sherwin Williams in a non-investment-related position. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Coleman Showalter is a financial advisor with Cambridge Investment Research Advisors, holding Series 66 and Series 63 licenses and 11 years of industry experience. He previously worked at James River Advisory, Claraphi Advisory Network, and Concorde Asset Management. Outside of his advisory role, he owns Rocktown Marketing Agency, LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charities, and trusts by providing financial planning, investment management, and retirement advisory services through independent Financial Professionals. The firm offers a range of portfolio management options and model-based solutions, with both discretionary and non-discretionary strategies tailored to client objectives.

Lindsay Stroupe is a Series 66-registered financial advisor at Edward Jones with two years of industry experience. She has been with Edward Jones since 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and advisory services, supported by a large network of financial advisors and branch offices across the country.

Daniel Grandstaff is a CFP® with 34 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC. In addition to his advisory work, he is the author of the book *The Jesus Disruption* and owns a publishing company, Outlander Publishing LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third parties.

Glen Kauffman is a financial advisor at Cetera with 30 years of industry experience. He holds the ChFC® designation, as well as Series 63 and Series 65 licenses. Prior to joining Cetera, he worked at Concourse Financial Group Securities Inc and Everence Trust Company. Kauffman also provides financial planning and charitable planning services through Everence Trust Company, a federally chartered savings bank. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and planning services through a multi-manager platform that accommodates both discretionary and non-discretionary strategies.

Edward Dawkins is a financial advisor with Edward Jones in Staunton, VA, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, he owns a small farm called Star Hill Farm and serves as secretary on the board of The Humane Society of Sedona. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of financial advisors and branches. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, along with affiliated mutual funds and trust services.

Sarah Sunde is a financial advisor at Thrivent Investment Management with three years of industry experience. She holds a Series 66 credential and has been with Thrivent and its related entities since 2022. Prior to her advisory career, she spent sixteen years at James Madison University and took time as a stay-at-home mom. Outside of her advisory role, she serves on the boards of the Harrisonburg Education Foundation and the Shenandoah Valley Children's Choir, and is the treasurer of Muhlenberg Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across a broad range of topics without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option.

Patricia Koogler is a financial advisor with Ameriprise in Staunton, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Ameriprise and its predecessor firms since 2005. Outside of her advisory role, she serves on the Parish Finance Council for St Francis Roman Catholic Church. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary retirement advice within a large institutional framework.