Karen Wearden is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and the Series 66 license. She has 11 years of industry experience, including nine years at Edward Jones prior to joining LPL Financial in 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of investment adviser representatives.

William Keetley III is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. His work history includes roles at Fulton Bank, N.A., Raymond James Financial Services Advisors, Inc., and PNC Investments. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting methods that utilize risk profiling and analytical modeling, supporting client implementation through various advisory programs while maintaining specialized municipal and public-finance services.

Michael Franchino is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch and Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices, managing approximately $1.01 trillion in assets under management.

Jonathan Hodges is a financial advisor at Edward Jones with one year of industry experience. Before joining Edward Jones in 2025, he worked for the Naval Supply Systems Command and the Naval Sea Logistics Center from 2010 to 2025. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a range of households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Kenneth Coan is a CFP® professional affiliated with Wells Fargo Clearing, with 28 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by research and analytics.

Kathleen Ryan is a Certified Financial Planner® with 29 years of industry experience. She is currently a financial advisor at Lindenberg Financial and OSAIC and has previously worked at Woodbury Financial Services, Questar Capital Corporation, and KMR Financial Network. Ryan also serves as treasurer of a condominium association. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm uses firm-provided asset-allocation tools and automated rebalancing to construct diversified portfolios across multiple asset classes with discretionary or non-discretionary management options.

Robert Guarino is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. He has worked at various entities within the Cetera network since 2024 and is also the owner of SaproTerra Distributors, LLC, where he partners to place products with retail outlets. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Gregory Slonaker is a Financial Advisor at Merrill Lynch Wealth Management, a role he assumed in 2022 after serving as a Financial Advisor at Northwestern Mutual Life Insurance Company. He has extensive experience in institutional investment management and wealth management, focusing on delivering detailed planning and investment management to help clients achieve clarity and confidence in their financial lives. Gregory holds a Bachelor of Arts in Engineering from Lafayette College and a Master of Business Administration from Carnegie Mellon University. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Income Certified Professional (RICP). His approach emphasizes simplifying financial complexity and empowering clients through ongoing education, proactive planning, and responsive service. Outside of his professional responsibilities, Gregory is actively involved in community service. He serves on the Board of Directors for The Board of Pensions of the Presbyterian Church (U.S.A.) and participates in The First Presbyterian Church of Dutch Neck. His personal interests include golfing, playing pickleball, reading, and spending time with his family.

Franklin Raines Jr. is a financial advisor with LPL Financial, holding Series 65 and 66 credentials and bringing 25 years of industry experience. His prior experience includes roles at Royal Alliance Associates, Inc. and Morgan Stanley DW Inc. Outside of finance, he is active as a part-time entertainer and actor, serves as a church pastor performing wedding ceremonies, and works as a USA Swimming official. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by advanced operational tools.

Thomas Kimmerle is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced modeling tools.

Kristen Jones is a financial advisor at OSAIC with four years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. before joining OSAIC Wealth Inc. in 2025. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios with a variety of investments on both discretionary and non-discretionary bases.

Michael Johnson is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Lindenberg Financial Services, Woodbury Financial Services, and Questar Asset Management. Outside of advisory roles, he is president and owner of Peninsula Financial Group, a tax preparation and planning business. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services with a range of investment options and third-party manager access. The firm employs asset-allocation tools and supports both discretionary and non-discretionary account management.

Cody Smith is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. His prior work includes roles at Nalu Surf Bar and Rusty Rudder, as well as positions within the Cape Henlopen School District and the University of Delaware. Outside of his advisory role, he is involved in managing short-term rental properties in Rehoboth Beach, Delaware. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals and institutions, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, investment solutions, and affiliated financial services through a nationwide network of over 23,000 advisors and more than 15,000 branch offices.

Bradford Donovan is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with executives, families, and business owners to implement wealth management strategies tailored to their financial goals across various life stages, including retirement and wealth transfer. Bradford employs a consultative approach alongside the Merrill Goals-Based Wealth Management process to develop personalized financial plans that reflect each client’s unique objectives and risk tolerance. With over 25 years of business experience, including more than a decade as a business owner, Bradford brings practical insight into the financial and time demands faced by business owners. This background enables him to integrate business performance considerations and commercial banking resources into comprehensive personal wealth plans. His client services include divorce transition planning, education planning, executive compensation, family wealth management strategies, liquidity management, and tax minimization, among others. Bradford holds a Bachelor of Science in Business and Economics with a double major in Accounting and Finance from Lehigh University. He earned his MBA with concentrations in Finance and Marketing from the Kellogg School of Management at Northwestern University. In addition, he has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Bradford’s personal interests include biking, cooking, football, reading, running, spending time with his family, and traveling.

Ann Crehan is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. She has worked within the firm and its predecessor entities since 2010. Edelman Financial Engines offers technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a proprietary modeling process with planner support and online tools to provide diversified portfolio management and advice across workplace and retail channels.

Mark Engberg is a CFP® professional with 26 years of industry experience. He has been with Charles Schwab since 2018 and previously worked at Cetera Advisors LLC for five years. He volunteers with Easter Seals of Delaware and Maryland's Eastern Shore, assisting with fundraising and program development. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

David Draper is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 29 years of industry experience. His prior work includes nine years at Waddell & Reed, Inc., and experience with New England Securities. Draper has also been involved in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing a large network of advisors and advanced research tools.

Conor Murphy is a financial advisor with Morgan Stanley in Rehoboth Beach, Delaware, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at North Highland and other firms, including a role at UNC Kenan Flagler Business School. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and employing a structured discovery process supported by firm-approved planning tools.

C Tingle is a financial advisor with Morgan Stanley possessing 31 years of industry experience. Their tenure at Morgan Stanley and its affiliates began in 2007 and continues to the present. Outside of advising, C Tingle manages an ocean-view rental property in Delaware. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, employing structured financial planning tools and offering services through Financial Advisors and the Estate Planning Strategies Group.

Jeffrey Tidwell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been serving clients as a financial advisor since 2013 and joined Merrill Lynch Wealth Management in 2022. Jeffrey works with families and business owners to assist them in making educated financial decisions by evaluating each client's financial situation and offering tailored recommendations for asset allocation aligned with their risk tolerance, goals, and objectives. He holds a Bachelor's Degree from the University of Mary Washington and has earned the Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA) designations. Outside of his professional work, Jeffrey is an avid sports fan who enjoys attending his children's events and playing golf. He is also active in youth sports organizations and contributes to his local community.