Hans Hoffmeyer is a financial advisor with Cetera and holds Series 63 and Series 65 credentials. He has 14 years of industry experience and has previously worked with Avantax and Kevin O'Reilly. Hoffmeyer is the owner of Potomac Advisory Group, which provides tax preparation, financial advising, and insurance services. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and retirement services, supporting both discretionary and non-discretionary account structures.

Davin Rudy is a Senior Financial Advisor at Merrill Lynch Wealth Management, providing personalized financial strategies to help clients pursue their long-term goals. He specializes in wealth management services including portfolio construction, education planning, liability management, tax minimization strategies, and cash management. Davin works closely with business owners, physicians, executives, individuals, and families across various stages of wealth. With over twenty-five years of experience in business and team management, Davin prides himself on being a dedicated professional and family man. He is a graduate of the University of Delaware and holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is proficient in both English and Spanish. Davin and his family have lived in Frederick, Maryland, since 2001. He is involved in community activities including Habitat For Humanity, FC Frederick, and Elite Feet Dance Studio. Outside of his professional life, he enjoys chess, drawing, football, genealogy, photography, soccer, spending time with his family, traveling, and watching movies.

Matthew Larsen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on creating personalized financial strategies tailored to the individual goals and changing market conditions of his clients. His approach involves providing access to investment insights from Merrill and banking solutions from Bank of America to support his clients' wealth management needs. Matthew specializes in areas such as education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, and retirement income. He works with corporate executives, entrepreneurs, professionals, and their families to develop coordinated financial strategies that support their current lifestyle, retirement income, and legacy objectives. He earned his Bachelor's Degree in Finance from Salisbury University and is a member of several professional organizations including Beta Gamma Sigma Honor Society, Financial Management Association, and Sigma Phi Epsilon Fraternity. In February 2016, Matthew obtained the CERTIFIED FINANCIAL PLANNER® certification. He also holds designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional life, Matthew enjoys boating, golfing, ice hockey, spending time with his family, and traveling.

Elaine Rose is a financial advisor at Primerica Advisors with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2003. In addition to her advisory role, she is involved in sales of investment-related products and receives compensation for referrals of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and offers a tiered wrap-fee structure for its services.

Martin Depetris is a Series 66 registered advisor with Fidelity Investments, bringing six years of industry experience. His career includes roles at Bank of America, Merrill, H. Beck, Inc., Scottrade, and the University of Maryland University College. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios involving mutual funds, ETFs, and ETPs.

Elizabeth Pakenas is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including her current role at Morgan Stanley Private Bank, National Association since 2015. Pakenas serves as a board member of the Washington and Lee University Investment Committee. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and a broad range of investment offerings.

Stuart Wright is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at Bank of America, Merrill, TIAA, and TIAA-CREF. He also administers trusts for ACNB Bank, assisting with client inquiries and account management tasks without handling securities transactions. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform that provides access to affiliated and third-party money managers across various program structures.

Herbert Findeisen III is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at SagePoint for 15 years before joining OSAIC. Outside of his advisory role, he is a notary public and active owner of Baker Street Financial Services LLC, which provides investment and insurance services. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated financial services and uses various portfolio construction tools and third-party platforms to support its advisors and clients.

Tracy Bush is a financial advisor with LPL Financial in Frederick, MD, holding Series 63 and Series 65 credentials and 35 years of industry experience. Prior to joining LPL Financial in 2025, Bush worked at Grove Point Investments and Grove Point Advisors from 2021 to 2025, and at H. Beck, Inc. from 2002 to 2021. Outside of finance, Bush has had a temporary employer relationship with the Buffalo Bills since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management, and provides access to model portfolios, research, and technology-driven strategies.

Analili Kilroy is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and five years of industry experience. Prior to joining Raymond James, she held roles in the hospitality industry at The Ritz Carlton Hotel, Mandarin Oriental DC, and Marriott International. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and is notable for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory services.

Andre Mcdonald is a Series 66-registered financial advisor with LPL Financial, based in Urbana, MD, and has 25 years of industry experience. He has been with LPL Financial since 2009. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network of investment adviser representatives. The firm offers multiple advisory programs, retirement plan consulting, and brokerage services, with investment management supported by proprietary and third-party research, and utilizes both discretionary and non-discretionary strategies.

Kenneth Root is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses, and has 38 years of industry experience. He has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, tailored to each client’s risk profile and utilizing a combination of in-house and third-party investment managers.

Emaida Avenilla is a financial advisor at Edward Jones in Germantown, MD, holding the CFP® and Series 63 designations with five years of industry experience. Prior to joining Edward Jones in 2021, she worked at EMA Insight LLC and Kaiser Permanente. She has also engaged in audit testing and potential tax preparation through Integrity Audit & Tax, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Madison Lilly is a financial advisor at Edward Jones in Frederick, MD, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, Madison worked in roles at Iron Rooster and the University of Maryland College Park. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs with approximately $1.01 trillion in assets under management. The firm is notable for its extensive network of financial advisors and branch offices, as well as a variety of discretionary and non-discretionary investment strategies and affiliated financial services.

Robert Buttarazzi is a financial advisor at Stifel with 34 years of industry experience. He has held his current position at Stifel Nicolaus since 2008. Outside of his advisory role, he serves as Golf Chairman for the Lido Civic Club, where he organizes an annual golf tournament to raise funds for scholarships. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Annette Bratt is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in family wealth management strategies, liquidity management, personal retirement planning, small business strategies, women and wealth, and retirement income. Annette utilizes the investment insights of Merrill and the banking services of Bank of America to address diverse aspects of her clients' financial lives, focusing on developing personalized financial strategies based on clients' individual goals. Annette began her career in wealth management at SunTrust in 2004 and joined Merrill Lynch Wealth Management in 2017. She holds a Bachelor of Science degree in Business Management from the University of Maryland. She has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). A native of the Washington DC region, Annette lives in New Market, Maryland with her husband and two children. Outside of work, she enjoys spending time with family and friends, participating in local 5k and 10k charity runs, and traveling to O’ahu. She and her team are actively involved in community initiatives where they live and work.

Jason Jennings is a financial advisor with LPL Financial in Frederick, MD, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he is involved with Key Financial Group, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Andrew Smith is a financial advisor at Fidelity with four years of industry experience and holds the Series 66 designation. His prior roles include positions at Merrill, Fis, T. Rowe Price Investment Services, and Pruco Securities LLC. Before entering the financial sector, he worked for Baltimore County Public Schools for 11 years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Mark Van Bibber is a financial advisor at Thrivent Investment Management with nine years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones, Equitable Advisors, LLC, Valic Financial Advisors, and Agia. Outside of advisory work, he is appointed as an agent to sell non-securities insurance products for AGIA. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers goal-based, holistic analyses covering various planning areas and separates planning services from managed-account programs under a consolidated billing option called “WealthPlan.”

Nirman Vijayamohan is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at Merrill Lynch, Bank of America, and Amazon.com, Inc. He also has involvement with Sree Manjunatha Enterprises, a business he has been associated with since 2008. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.