Jaclyn Ackerson is a financial advisor at Merrill with 19 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brett Giaconia is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He has worked at Wells Fargo since 2016 and previously spent a year at Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Marny Keller is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Louis Perfetti is a CFP®-certified financial advisor with 20 years of industry experience. He is currently with Wells Fargo Advisors and previously worked at Wells Fargo Clearing for eight years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, using proprietary research and planning tools.

Robert Freed is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has a longstanding affiliation with Massachusetts Mutual Life Insurance Co. since 1990. Additionally, he is involved with Turnberry Isle Ocean Club. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory and financial planning services, managing approximately $671 billion in assets across more than 14,000 advisors.

Timothy Greiner is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients since 1998. He works in both New Jersey and Florida throughout the year, providing personalized financial guidance and portfolio management services. Timothy focuses on assisting select individuals, corporate executives, nonprofit organizations, small business owners, and retirees in growing and preserving their wealth. With 30 years of experience in the securities industry, Timothy is a registered Financial Advisor since 1994 and a graduate of Guilford College in Greensboro, North Carolina, where he earned his bachelor's degree in 1988. He holds the Personal Investment Advisor (PIA) designation and emphasizes acting in a fiduciary capacity by putting his clients' best interests first. His expertise includes wealth management strategies, retirement planning, portfolio analysis, trust administration, estate planning, college 529 planning, corporate retirement plans, and tax minimization. Timothy's approach involves understanding each client's unique life priorities to create personalized financial plans tailored to their risk tolerance, time horizon, and investment goals. He values transparency in services and fee structures, fostering trust and accountability in client relationships. Outside of his professional work, he has been involved with several nonprofit organizations in South Jersey. His personal interests include biking, boating, gardening, golfing, music, and reading.

James Travagline is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following a prior role at Prudential Equity Group, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research from Wells Fargo Investment Institute alongside third-party analytics to inform its diversified investment approach.

Lisa Mandalaywala is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has been with Wells Fargo Clearing since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Justin Odell is a CFP® professional with 25 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He holds a Series 66 license and is based in Linwood, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to support its diversified investment approach.

Sarah Swofford is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the Lerner Group. Since joining the group in 2012, she has focused on the research and development of investment portfolio strategies and collaborates with her team to create individualized financial plans that include regular portfolio reviews and adjustments based on clients' risk parameters. She also leads the cash flow analysis and modeling efforts within the group. Sarah holds a bachelor's degree in finance from Baruch College and holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She serves as Chair of the NYC Women's Exchange Mentoring Committee, contributing to professional development and mentorship within her community. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, socially responsible and values-based investing, and women and wealth.

Andrey Letushko is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Sorrento Pacific Financial, Invest Financial Corporation, and MSI Financial Services. Outside of advisory work, he is involved in a direct sales business through AUTO VENDORS LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational technologies and a large network of over 22,800 advisors.

Stephen Callahan is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to his current role, he worked as a personal trainer and was involved with Russell's Property Improvements. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephan Moonesar is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has nearly 14 years of experience serving clients, focusing on wealth planning, asset management, and business development. Prior to joining Merrill Lynch in 2013, Stephan worked on Wall Street in New York City as an equities trader and stockbroker, beginning his career during the 2008 financial crisis. This experience has informed his approach to guiding clients through challenging financial times. Stephan holds a Bachelor's degree in Finance from Fairleigh Dickinson University and holds professional designations including CERTIFIED FINANCIAL PLANNER™ and Certified Plan Fiduciary Advisor®. His expertise includes college education planning, corporate benefits, family wealth management, managing new wealth, personal retirement planning, portfolio management services, and socially responsible investing. Outside of his professional role, Stephan resides in Egg Harbor Township, New Jersey, with his wife and children. He is involved in community organizations such as the Boys and Girls Club and the Atlantic City Rescue Mission, and he volunteers his time in local high schools. Stephan also has an interest in classic and modern automobiles and motorsports.

Richard Cohen is a Certified Financial Planner (CFP®) with 30 years of industry experience. He has been with UBS Financial Services since 2008. Outside of his advisory role, he serves as President of Seashore Gardens Living Center, a religious-based nonprofit nursing home, and is a member of the investment committee at the Jewish Community Center in New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Clifford Murray Jr. is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Craig Koehmstedt is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Scott Clayton Sr. is a financial advisor with LPL Financial who holds Series 63 and Series 65 designations and has 34 years of industry experience. His prior roles include positions at Ameriprise Financial Services and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Daniel Koch is a financial advisor with OSAIC, holding the Series 66 designation and bringing 17 years of industry experience. He previously worked for Wells Fargo Advisors for 12 years before joining OSAIC in 2024. Outside of his advisory role, he serves as an ambassador for Gift of Life, speaking at hospitals and schools on organ transplant and donation. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios across a range of investment types, managed on either a discretionary or non-discretionary basis.

Alexander Clark IV is a financial advisor at UBS Financial Services with 21 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2013. Clark serves as a member of the Absecon City Council, where he communicates municipal policies and programs to residents. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

Donna Perez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, Perez serves on the Cumberland County Economic Development Board and the Finance Committee of Inspira Medical Center, and she is a member of the Vineland Public Schools Board of Education. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a mix of brokerage and advisory solutions supported by research and analytics from its investment institute and third-party sources.