Timothy Greiner is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients since 1998. He works in both New Jersey and Florida throughout the year, providing personalized financial guidance and portfolio management services. Timothy focuses on assisting select individuals, corporate executives, nonprofit organizations, small business owners, and retirees in growing and preserving their wealth. With 30 years of experience in the securities industry, Timothy is a registered Financial Advisor since 1994 and a graduate of Guilford College in Greensboro, North Carolina, where he earned his bachelor's degree in 1988. He holds the Personal Investment Advisor (PIA) designation and emphasizes acting in a fiduciary capacity by putting his clients' best interests first. His expertise includes wealth management strategies, retirement planning, portfolio analysis, trust administration, estate planning, college 529 planning, corporate retirement plans, and tax minimization. Timothy's approach involves understanding each client's unique life priorities to create personalized financial plans tailored to their risk tolerance, time horizon, and investment goals. He values transparency in services and fee structures, fostering trust and accountability in client relationships. Outside of his professional work, he has been involved with several nonprofit organizations in South Jersey. His personal interests include biking, boating, gardening, golfing, music, and reading.

James Travagline is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lisa Mandalaywala is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 9 years of industry experience. She has been with Wells Fargo Clearing since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Justin Odell is a CFP® with 25 years of industry experience, currently serving as an advisor at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Sarah Swofford is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the Lerner Group. Since joining the group in 2012, she has focused on the research and development of investment portfolio strategies and collaborates with her team to create individualized financial plans that include regular portfolio reviews and adjustments based on clients' risk parameters. She also leads the cash flow analysis and modeling efforts within the group. Sarah holds a bachelor's degree in finance from Baruch College and holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She serves as Chair of the NYC Women's Exchange Mentoring Committee, contributing to professional development and mentorship within her community. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, socially responsible and values-based investing, and women and wealth.

Andrey Letushko is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. Prior to joining LPL Financial in 2025, he spent nine years at Sorrento Pacific Financial, LLC. Outside of his advisory role, he is the owner of Auto Vendors LLC, a direct sales business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, combining discretionary and non-discretionary management with extensive research and diverse investment strategies.

Stephen Callahan is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to his current role, he worked as a personal trainer and was involved with Russell's Property Improvements. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephan Moonesar is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has nearly 14 years of experience serving clients, focusing on wealth planning, asset management, and business development. Prior to joining Merrill Lynch in 2013, Stephan worked on Wall Street in New York City as an equities trader and stockbroker, beginning his career during the 2008 financial crisis. This experience has informed his approach to guiding clients through challenging financial times. Stephan holds a Bachelor's degree in Finance from Fairleigh Dickinson University and holds professional designations including CERTIFIED FINANCIAL PLANNER™ and Certified Plan Fiduciary Advisor®. His expertise includes college education planning, corporate benefits, family wealth management, managing new wealth, personal retirement planning, portfolio management services, and socially responsible investing. Outside of his professional role, Stephan resides in Egg Harbor Township, New Jersey, with his wife and children. He is involved in community organizations such as the Boys and Girls Club and the Atlantic City Rescue Mission, and he volunteers his time in local high schools. Stephan also has an interest in classic and modern automobiles and motorsports.

Richard Cohen is a Certified Financial Planner (CFP®) with 30 years of industry experience. He has been with UBS Financial Services since 2008. Outside of his advisory role, he serves as President of Seashore Gardens Living Center, a religious-based nonprofit nursing home, and is a member of the investment committee at the Jewish Community Center in New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Clifford Murray Jr. is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds a Series 66 designation and has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Scott Clayton Sr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for eight years before joining LPL Financial in 2021. LPL Financial is an SEC‑registered investment adviser and broker‑dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Daniel Koch is a financial advisor with OSAIC, holding the Series 66 designation and bringing 17 years of industry experience. He previously worked for Wells Fargo Advisors for 12 years before joining OSAIC in 2024. Outside of his advisory role, he serves as an ambassador for Gift of Life, speaking at hospitals and schools on organ transplant and donation. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios across a range of investment types, managed on either a discretionary or non-discretionary basis.

Alexander Clark IV is a financial advisor at UBS Financial Services with 21 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2013. Clark serves as a member of the Absecon City Council, where he communicates municipal policies and programs to residents. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

Donna Perez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with Wells Fargo since 2009, initially at Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Outside of her advisory role, she serves on the Cumberland County Economic Development Board and the finance committee of Inspira Medical Center, and she is a board member of Vineland Public Schools. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad array of financial products including insurance-related vehicles and bank deposit sweep options.

Kimberly Kern is a Series 66-licensed financial advisor at Edward Jones with two years of industry experience. She has been with Edward Jones since 2014, including her current tenure from 2023 onward. Outside of her advisory work, Kern serves as Vice President of the Linwood Nursery School and is an administrator for the J19 Foundation, where she is involved in social media, event planning, and volunteer coordination. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including managed solutions and separately managed accounts. The firm is notable for its extensive network of advisors and branches, along with affiliated services such as a trust company and proprietary mutual funds.

Marcus Treadwell is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing, Merrill, Bank of America, Wells Fargo Bank, and TD Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Brian Macdonald is a financial advisor with Raymond James Financial in Galloway, NJ, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. His prior roles include positions at ALPS Distributors, Arcview Capital, and DWS/DEAWM Distributors. He is also associated with Fulton Financial Advisors, where he is involved in investment sales and service. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports clients through advisory programs while maintaining a unique municipal advisory affiliation.

Robert Mairone is a financial advisor with Equitable Advisors in Linwood, NJ, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory work, he serves as a co-trustee for the Mairone Family Trust and is executor of his brother’s estate. He is also involved in a nonprofit organization, A Round for Rick, Inc., which raises funds for mental health awareness and suicide prevention. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL and third-party managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk profiles.

Holli Delgado is a Series 66-licensed financial advisor with Raymond James Financial in Linwood, NJ, having two years of industry experience. Prior to her financial career, she worked for over three decades at Action Uniform Co. Outside of advising, she is employed as an associate at Anchor Financial, a support company in Linwood. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base including individuals, institutional clients, and charitable organizations. The firm provides non-discretionary, tailored advisory services supported by risk profiling and probabilistic modeling, and maintains unique offerings such as municipal advisory services and SIMPLE IRA Employer Consulting programs.

David Shelly Jr. is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Lincoln Investment Planning for six years before joining Charles Schwab in 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, delivering investment guidance through multi-asset model portfolios and alternative investment due diligence.