Sean Monahan is a CFP® professional with over 23 years of experience in the financial industry. He is affiliated with Commonwealth Financial Network and has been involved with Financial Alternatives, Inc. since 2009. Monahan serves as president and owner of Financial Alternatives, LLC, and acts as a FINRA arbitrator. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including wealth management and retirement plan consulting, and provides operational, compliance, and practice-management support to affiliated advisors.

Rachel Vergari is a financial advisor with Eagle Strategies (NY Life) and holds the Series 63 designation. She has 23 years of industry experience, including roles with New York Life Insurance Co. and John Hancock. Outside of her advisory work, she serves as a board member for the DreamCatchers Youth Foundation Inc., which supports children with life-threatening illnesses. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and manages a significant portion of assets on a non-discretionary basis, particularly in connection with insurance and annuity products.

Michael Ferrone is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His career includes positions at Park Avenue Securities and Guardian Life Insurance Company, where he has been licensed since 1988. Ferrone is also licensed to sell insurance products outside of Guardian. Park Avenue Securities serves a broad retail client base with a mix of brokerage and advisory services, offering proprietary and third-party investment programs alongside financial planning and consulting.

Robert Richards is a CFP® professional with 44 years of industry experience, currently affiliated with Commonwealth Financial Network. He has held roles at EPA Financial Services since 2020, serving as CEO and part owner, and previously worked at Ameriprise Financial Advisors and Cambridge Investment Research Advisors. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a variety of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support while allowing advisors discretion to build client portfolios from diverse securities and insurance products.

Dimitrie Radinovic is a Series 66-licensed financial advisor at Rockefeller Financial LLC with three years of industry experience. He previously worked at Fidelity Investments and Halstead Management Ltd before joining Rockefeller Capital Management and Rockefeller Financial LLC. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, operating as a registered broker-dealer that provides securities transactions, variable insurance products, and placement and investment banking services through a consolidated investment platform.

Robert Hannam is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and 36 years of industry experience. His prior roles include positions at LPL Financial, Banc of America Investment Services, and Wells Fargo Clearing. Outside of advising, he is a co-owner of Sportsbeef USA, LLC, a sports reality television company, and also provides tax preparation services through Ocean Tax Pros. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports approximately 2,900 advisors nationwide. The firm offers a range of managed-account programs, third-party asset manager access, and back-office services, serving both individual and institutional clients.

David Suckey is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance for the past 10 years. Outside of his advisory role, he is a passive investor in three Jersey Mike’s sub shops in North Lake, Texas. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and investment advisory programs, including discretionary and non-discretionary portfolio management.

George Steiner is a financial advisor at Mariner with 19 years of industry experience and holds a Series 65 credential. His prior work includes positions at Msec, LLC, Capital Analysts, Inc., Lincoln Investment, and various Mariner entities. Outside of his advisory role, he is a firefighter with the FDNY and serves as vice chair for the Manasquan Turkey Run, a local fundraising event. Mariner serves a diverse client base including individuals, trusts, pension plans, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm employs a discretionary, customized portfolio approach supported by an Investment Committee and internal research, integrating tax and accounting services alongside typical portfolio management.

Jonathan Hempstead is a financial advisor at Eagle Strategies (NY Life) with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at AssuredPartners for five years. Eagle Strategies serves a broad mix of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and primarily manages its assets on a non-discretionary basis.

Bryan Sitzer is a financial advisor at Farther with Series 63 and Series 65 licenses and four years of industry experience. His prior career includes roles at CohnReznick, EisnerAmpner, and Ernst & Young, among others. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform combined with in-person meetings. The firm employs a Modern Portfolio Theory-based approach utilizing proprietary model portfolios and algorithmic rebalancing, mainly investing in ETFs, mutual funds, equities, and fixed income.

Carl Demarco Jr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience, including 24 years at Hornor, Townsend & Kent and Penn Mutual. Outside of advising, he teaches adult education classes in financial planning at Richard Stockton University and serves as an officer on the NAC Executive Committee. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services and employs third-party asset manager relationships with both discretionary and non-discretionary account options.

Marc Colasanto is a financial advisor at Empower Advisory Group with 23 years of industry experience. He holds a Series 66 designation and has worked at Gwfs Equities, Inc. since 2022 and Prudential Investment Management Services and Prudential Insurance Company of America since 2012. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers integrated services tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within client savings plans.

Philip Yohannan is a financial advisor with Schwab Wealth Advisory, Inc., holding a Series 66 designation and 16 years of industry experience. Prior to joining Schwab in 2023, he worked at UBS Financial Services and Bank of America, including Merrill Lynch, Pierce, Fenner & Smith Inc. He is based in Freehold, New Jersey. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across a range of asset classes. The firm’s advice is delivered through Schwab’s proprietary asset allocation models and research tools, with final trading decisions made by clients.

Michael Rahbari is a financial advisor with Guardian Life, holding Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at Heritage Group of Companies and Prosperity Capital Advisors. Guardian Life’s subsidiary, Park Avenue® Wealth Management, offers a range of brokerage and advisory services to individuals, retirement plans, charitable organizations, and corporate clients, combining proprietary and third-party investment strategies with digital advisory solutions.

Phillip Dambrisi is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior work includes a year at Hornor, Townsend & Kent, LLC. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser that serves individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and corporate clients through brokerage services, financial planning, retirement plan consulting, and various investment advisory programs.

Sean Nolan is a financial advisor at AE Wealth Management, LLC with three years of industry experience. He holds a Series 65 designation and has previously worked at Family Focus Private Wealth LLC and Family Focus Retirement Group LLC. Outside of advising, he is president of Must Be Nice Media, Inc., a graphic design and project management company. AE Wealth Management is an SEC-registered investment adviser serving individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolios, discretionary asset management, and financial planning services.

Robert Farrell is a financial advisor with Primerica Advisors who holds Series 63 and Series 65 licenses and has 16 years of industry experience. He has worked primarily with Park Avenue Securities and Guardian Life Insurance Company since 2016. Outside of his advisory role, he serves on the Colts Neck Zoning Board and acts as a FINRA arbitrator, in addition to owning a business consulting firm. Primerica Advisors operates as an enterprise with nearly 2,000 advisors, serving a diverse retail client base through brokerage and advisory services. The firm offers various investment programs and financial planning solutions tailored to individual, charitable, and corporate clients.

William Gallagher is a CFP® professional with 21 years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at firms including Zynergy Retirement Planning, Facet Wealth, and Millington Securities, Inc. Gallagher’s background also includes roles outside traditional advisory firms, such as a position at Amazon. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and a range of program offerings such as no-transaction-fee mutual funds, ETF model portfolios, and specialized retirement plan consulting.

Emily Zeigler is a CFP® with eight years of industry experience, currently affiliated with Primerica Advisors and associated with Park Avenue Securities, Guardian Life Insurance Co of America, and C&A Financial Group since 2017. Prior to her current roles, she worked at Service Works Inc. from 2014 to 2017. She is involved in a non-investment business, Commitment to Excellence LLC, which manages payroll for her assistants. Park Avenue Securities LLC serves a diverse retail client base, offering both brokerage and advisory services along with financial and retirement planning. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services including lending solutions and donor-advised funds.

Ernest Caponegro is a financial advisor at Osaic Advisory Services, LLC with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at American Portfolios Financial Services, Inc. and National Securities Corporation. Outside of his advisory role, he owns and operates a full-service insurance agency and serves as a board member of the Brick Police Athletic League. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, trusts, and nonprofit organizations. The firm provides a range of services such as investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and platforms to tailor portfolios for clients.