Braeden Cutler is a Financial Advisor at Merrill Lynch Wealth Management, focusing on a personal, relationship-driven approach to wealth management. He works closely with clients to understand their priorities and help them make informed financial decisions with confidence. Cutler has over six years of experience in the financial services industry, having started his career at Fidelity Investments. His roles there included customer service, assisting small businesses with retirement plan selection, supporting 401k plan participants with retirement planning and investments, and serving as an investment consultant to help individuals plan and invest for various financial goals. In 2023, he earned a bachelor's degree in Economics from Utah State University while continuing to work in the industry. He joined Merrill Lynch Wealth Management in 2026 to further expand his capabilities for clients. Outside of his professional life, Braeden enjoys outdoor activities such as basketball, cooking, football, golfing, hiking, and soccer. He and his wife appreciate spending time in the Utah outdoors and traveling; his favorite destination is the Dolomites in Italy. Braeden is also working on his golf game with the aspiration of becoming a scratch golfer. He holds the Personal Investment Advisor (PIA) designation and is proficient in English and Italian.

Jeffery Taylor is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity divisions since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, with distinctive involvement in commodity pool operations and advisory roles to multiple registered investment companies.

Brian Cheney is a financial advisor with Wells Fargo Advisors, holding a Series 66 credential and 20 years of industry experience. He previously worked at Goldman, Sachs & Co for 15 years and Morgan Stanley for two years before joining Wells Fargo Advisors in 2021. Outside of his advisory role, Cheney serves as a soccer referee and teaches fundamentals of investing as an adjunct professor at the University of Nevada Reno. He is also an advisory member of the finance committee for The Miller Foundation, an organization focused on health. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Benjamin Workman is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and has worked at several firms including Goldman Sachs, LendingClub, and Collective Health. Outside of his advisory role, he manages rental properties, handling maintenance and rent collection. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of investment strategies and advisory services supported by a large nationwide network of advisors and branch offices.

Thomas Carlson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at several firms including Cetera Advisors LLC, Ameriprise, and Centaurus Financial, Inc. Carlson also acts in a fiduciary capacity for the Carlson Family Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by a large network of investment adviser representatives.

Stephanie Hill is a financial advisor at Edward Jones in Provo, UT, holding a Series 66 designation with 18 years of experience at the firm since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment options, operating under a fiduciary standard and maintaining a large network of advisors and branch offices across the country.

Jeffrey Toone is a financial advisor with Edward Jones in Provo, Utah, holding a Series 66 designation and four years of industry experience. Before joining Edward Jones in 2022, he worked at Precoa for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Connor Boyd is a CFP® professional affiliated with LPL Financial, with seven years of industry experience. He has held roles at LPL Financial and Progressive Planning LLC, among other positions. Boyd previously worked with VIP Home & Garden and Aptive Environmental and has experience connected to Utah Valley University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Christopher Morrill is a financial advisor with Cambridge Investment Research Advisors in Provo, Utah, holding Series 63, 65, and 66 licenses and possessing 28 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, Morrill serves on the board of the Hobble Creek Bicycle Association and is involved in several entrepreneurial ventures, including software services for financial advisors. Cambridge Investment Research Advisors serves a broad client base, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services. The firm offers diverse investment implementation options through multiple platforms, combining proprietary and third-party strategies tailored to client objectives.

Joshua Christensen is a Series 66 credentialed financial advisor at Fisher Investments with 20 years of industry experience. He has been with Fisher Investments since 2010. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across various asset classes. The firm employs a centralized investment approach combining quantitative and qualitative analysis and offers a range of services including sub-advisory and retirement plan management.

Darren Walker is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. Prior to joining Cambridge Investment Research Advisors in 2022, he worked at Commonwealth Financial Network and Merrill Financial Associates from 2014 to 2022. He is also a licensed notary. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies that can be tailored to client objectives.

Christopher Green is a financial advisor with Merrill in Provo, UT, holding a Series 66 license and six years of industry experience. His prior roles include positions at Bank of America, Merrill, and Fidelity Investments. Outside of advising, he is involved in managing multiple real estate ventures, including rehabbing and operating rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lucille Lambert is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated products, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Jeffrey Nielson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His career includes roles at Morgan Stanley and Wells Fargo Clearing Services before joining Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides non-discretionary advisory services tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Randy Reid is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial planning and investment advisory services to clients, leveraging his expertise to support their wealth management needs. Randy holds the professional designation of Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Brigham Young University and a Master's Degree from Harvard University.

Andrew Walker is a financial advisor with LPL Financial in Orem, Utah, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Commonwealth Financial Network for 15 years and Merrill Financial Associates for 18 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Miriam Rushton is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 1989. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Travis Ewell is a financial advisor with Cambridge Investment Research Advisors based in Provo, UT. He holds Series 63 and Series 65 designations and has 28 years of industry experience. Prior to his current role, he worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Company. He is also an owner and partner of Frandsen Morrill Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing a variety of portfolio management strategies and custody platforms.

Cameron Hardy is a Series 66 licensed financial advisor with UBS Financial Services in Mapleton, Utah, where he has worked since 2015. He has 12 years of industry experience. Outside of his advisory role, he is involved in real estate partnerships and property management in Washington. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services to support tailored investment strategies.

Michael Perkins is a financial advisor with Primerica Advisors in Springville, UT, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Primerica since 2005. Outside of advisory activities, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-based strategies developed by third-party managers and maintains approximately $15.5 billion in assets under management through a nationwide network of nearly 3,700 advisors.