Mark Van Houten is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. He has been with Janney since 2006 and is also associated with GJ-MAC Enterprises, LLC, d/b/a Home Instead. He holds Series 63 and Series 66 credentials. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, and advisory programs through a combination of in-house portfolio management and third-party managers.

Brian Fischer is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and over 44 years of industry experience. He has been with Commonwealth since 2011 and maintains leadership roles in several related entities, including Economic Concepts, Inc., where he serves as president. Outside of his advisory work, he is part owner of La Familia LLC, an entity created to own and operate a boat. Commonwealth Financial Network is a nationally recognized dual-registered broker/dealer and SEC-registered investment adviser supporting approximately 2,900 affiliated advisors and managing over $212 billion in client assets. The firm offers a comprehensive adviser platform that includes managed-account programs, access to third-party asset managers, plan consulting, and custody services.

Peter Neuberg is a financial advisor with United Planners' Financial Services of America and holds the PFS™ designation along with Series 63 and 65 licenses. He has 28 years of industry experience, including roles at BCG Securities and IC Advisory Services. Neuberg is also the owner of Henderson & Neuberg, LLC, a CPA firm providing tax preparation and accounting services. United Planners serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, and retirement services through an open-architecture platform utilizing multiple custodians and third-party money managers.

Thomas Rose is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has worked at Private Advisor Group since 2015 and has been associated with LPL Financial LLC since 2004. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset management programs, employing a range of strategies and supporting held-away account management through technology partnerships.

Matthew Jerkovich is a financial advisor at Janney Montgomery Scott with 29 years of industry experience. He previously worked at UBS Financial Services Inc. for 11 years before joining Janney in 2022. He holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage services, financial planning, and advisory programs.

Ryan Goldschmitt is a financial advisor at NewEdge Advisors with 19 years of industry experience. He has held roles at JP Morgan Chase Bank, N.A. and J.P. Morgan Securities over an 11-year period prior to joining NewEdge Advisors in 2023. Goldschmitt is also involved as a referrer with First Element Planners, an insurance agency. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a broad range of portfolio management, financial planning, retirement plan consulting, and advisory program services that combine in-house and third-party manager strategies supported by centralized due diligence and technology tools.

John Rachel is a financial advisor with Primerica Advisors, holding a CFP® designation and Series 63 and 65 licenses, with 30 years of industry experience. He has worked at Primerica Advisors since 1999 and is also associated with Park Avenue Securities and Guardian Life Insurance Company. In addition to his advisory work, he places term life and health insurance policies beyond Guardian products. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services along with financial planning and consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services including securities-based lending.

Richard Rosa is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at LPL Financial and AXA Advisors and spent a year at Montclair State University prior to entering the financial sector. Rosa is based in Somerset, NJ. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a broad network of investment adviser representatives and access to third-party asset managers and model portfolios.

Sean Sullivan is a financial advisor at PNC Wealth Management in Bridgewater, NJ, holding Series 63 and Series 65 licenses with one year of industry experience. His prior work includes roles at PNC Bank and GNC Live Well. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution for employees that uses algorithm-driven risk assessment and third-party managed investment strategies.

Tanya Brown is a Series 66-licensed financial advisor with PNC Wealth Management in Bridgewater, NJ, where she has worked since 2009. She has 18 years of industry experience. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital, discretionary model account available by invitation to employees with existing PNC Bank online-banking credentials. The firm uses algorithm-driven model selection and delegates portfolio implementation to third parties, employing mutual funds and ETFs with annual rebalancing.

Christopher Riebling is a financial advisor with Eagle Strategies (NY Life) based in Chester, NJ, holding a Series 66 designation and 16 years of industry experience. He has worked with Eagle Strategies and affiliated New York Life entities since 2010 and operates several related firms, including Riebling Wealth Strategies, LLC and Mahoney Financial Organization, LLC. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, delivering a range of program types with an emphasis on tailoring recommendations to client objectives and plan sponsor criteria.

Justin Cannella is a financial advisor with PNC Wealth Management in Bridgewater, NJ, holding a Series 66 designation and 21 years of industry experience. He has worked at PNC Investment since 2006. Outside of his advisory role, he owns and operates a residential short-term rental property via Airbnb. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessment and invests in mutual funds and ETFs with annual rebalancing.

Scott Cooper is a CFP® with 36 years of industry experience. He has been with Commonwealth Financial Network since 2011 and is a part owner of Economic Concepts, Inc., a firm involved in securities, advisory, and fixed insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and a broad base of individual and institutional clients. The firm provides a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Luis Tagliaferro is a financial advisor with Eagle Strategies (NY Life) based in Chester, NJ. He holds a Series 66 designation and has three years of industry experience. Prior to his current role at Eagle Strategies and affiliated firms, he worked at Bank of America and Merrill. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory programs tailored to client objectives and emphasizes non-discretionary asset management within an integrated New York Life affiliate structure.

Allan Vera is a Series 66 licensed financial advisor with 12 years of industry experience. He is currently affiliated with GWN Securities Inc. and serves as president of Vera Capital Management, LLC, managing retirement funds for families in Chester, NJ. His prior roles include positions at Gradient Advisors, American Portfolios Financial Services, and operating Vera Reliable Car Service. Outside of advisory work, he is involved in selling annuities and life insurance through related business activities. GWN Securities provides investment advisory services to individual and corporate clients through a variety of managed account programs, incorporating portfolios managed by both affiliated and unaffiliated sub-advisers. The firm utilizes a range of strategies including market-timing and momentum-based approaches alongside model-based asset allocation.

Elizabeth Ferraro is a CFP® professional with 12 years of industry experience. She is currently with Janney Montgomery Scott and previously spent 10 years at UBS Financial Services. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage, financial planning, consulting, and various advisory programs.

Kyle Wilt is a financial advisor with PNC Wealth Management in Bridgewater, NJ, holding a Series 66 designation and 16 years of industry experience. He has been with PNC Investments LLC since 2013. Outside of his advisory role, he is a member of Blue Hen Holdings LLC, a non-investment related business. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering for employees that uses algorithmic risk assessment to manage portfolios primarily with mutual funds and ETFs.

John Anderson Jr. is a financial advisor with Kestra Advisory and holds Series 63 and Series 65 credentials. He has 39 years of industry experience, including roles at Kestra Advisory since 2016 and Kestra Investment Services since 2006. Anderson is also the owner of Tempewick Wealth Management, which provides consulting, insurance, and investment advisory services. Kestra Advisory Services delivers investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms. The firm serves a diverse client base including large institutional investors and provides both discretionary and non-discretionary fiduciary services.

Victor Vera Arias is a financial advisor with GWN Securities Inc. holding Series 63 and Series 65 licenses and has five years of industry experience. He has worked at Vera Capital Management LLC since 2019 and previously at ASO Safety Solutions Inc. from 2015 to 2019. Outside of investment advisory, he is also active as a licensed life insurance agent. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a range of investment strategies through a large network of over 400 advisors.

Brian Karl is a CFP® professional with 25 years of industry experience, currently serving at OSAIC Institutions, INC. since 2024. He has a long tenure with Financial Resources Federal Credit Union dating back to 2006 and was previously associated with CUSO Financial Services, Lp. Karl serves as a committee member for the 401(k) plan at Financial Resources FCU, where he reviews investment performance and discusses strategy with plan trustees and administrators. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering advisory and brokerage services through customized engagements, financial planning, ERISA plan services, and access to alternative investments. The firm’s investment adviser representatives utilize a combination of fundamental and technical analysis, asset allocation, and third-party due diligence, with a notable emphasis on non-discretionary assets.