Brian Cacace is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2008 and is currently associated with Bank of America, N.A. since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies primarily for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dominic Carfora is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Bank of America, Corbin Advisors, and Delphian Trading, as well as various engagements with Quinnipiac University and involvement with the Conny Lacrosse Tournament. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutions.

William Squarciafico is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley and JPMorgan Chase in various capacities. Outside of his advisory role, he serves as treasurer for a condominium association in East Lyme, CT. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Jane Cohen is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019. Prior to joining Merrill, she spent twelve years working for the Town of Norwell. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bartley Damon is a financial advisor with Ameriprise in Clinton, CT, holding a Series 66 designation and nine years of industry experience. He has worked at Ameriprise since 2017, following two years at UBS Financial Services. Ameriprise offers a retirement-income planning service targeting individuals with at least $1 million in net investable assets, providing written Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools to deliver non-discretionary, customized retirement income recommendations.

Christopher Holloway is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the positions of Senior Vice President, Senior Financial Advisor, and Portfolio Advisor, focusing on creating personalized financial plans for clients to achieve their long-term goals. He holds a Bachelor's Degree from Salve Regina University and has earned the professional designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Christopher serves on various professional and community boards, including the Catholic Charities of SE CT Advisory Board, East Lyme Babe Ruth Baseball Board of Directors, Junior Achievement of CT Advisory Board, and Old Lyme Little League Baseball Board of Directors. His commitment extends to community involvement as a manager and coach for East Lyme Babe Ruth Baseball and Old Lyme Little League Baseball, a volunteer for Junior Achievement, Lyman Allyn Museum, Old Lyme Youth Soccer, and the Salvation Army.

Sandra Cross is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Lisa Fratoni is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 34 years of industry experience. She worked at Stifel Nicolaus & Co Inc for 20 years prior to joining Wells Fargo. Outside of her advisory role, she is a commissioned notary in Oakdale, Connecticut. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Santino Funaro is a Financial Advisor at Merrill Lynch Wealth Management, based in the Mystic, Connecticut office. He joined Merrill Lynch in 2022 and holds the designation of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA). Santino offers financial guidance with a relationship-first approach, collaborating closely with families and business owners to develop tailored financial plans aligned with their personal goals. With a focus on retirement planning, college education planning, and family wealth management strategies, Santino leverages the full range of resources at Merrill Lynch to provide consistent and transparent advice. He regularly works alongside clients' accountants, attorneys, and other advisors to ensure a coordinated and comprehensive planning process. Santino earned his Bachelor's degree from Roger Williams University and is a member of Beta Alpha Psi and Beta Gamma Sigma, two international honor societies in accounting, finance, and business. Outside of his professional work, he enjoys basketball, boxing, hiking, interior decorating, music, traveling, watching movies, writing, and spending time with his family.

Joseph Mariani Jr. serves as a Senior Resident Director and Financial Advisor with Merrill Lynch Wealth Management. He specializes in capital preservation and growth strategies, including wealth-management services, asset allocation, investment selection, options and hedging, and income tax minimization for both individuals and business owners. Joe also focuses on asset management through the utilization of top managers worldwide. His client focus areas include divorce transition planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Joe earned a Bachelor's Degree in Political Science from Providence College in 1989. He began his career as a Naval Aviator, flying two different carrier-based aircraft before joining Merrill Lynch Wealth Management. In 2007, he earned the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning Institutes Corp. He also holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Joe has been named to the Forbes "Best-in-State Wealth Advisors" list multiple times, as well as the Forbes "Best-in-State Wealth Management Teams" list as a member of the McBride Mariani Group. Residing in Waterford, Connecticut, Joe lives with his wife, Gwen, and their two sons, Joe and Nicholas. He is involved in the community through participation in Waterford American Legion Baseball, serving on the Mitchell College Board of Trustees, and membership in the VFW and American Legion. His personal interests include baseball, cooking, and skiing.

Daniel Spring is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He previously worked for Stifel Nicolaus & Co Inc for 20 years before joining Wells Fargo Clearing in 2025. He holds Series 63 and Series 65 licenses. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, and it includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Allen Smith is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 43 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 33 years with MetLife Securities Inc. In addition to his advisory role, Smith operates as an independent insurance agent offering a range of insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop written recommendations tailored to clients' goals.

Nicholas Moura is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Glastonbury, CT. He previously worked at UBS Financial Services for 10 years before joining Ameriprise in 2025. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized retirement income plans through a centralized consulting team.

Karli Nielsen is a Series 66-credentialed financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Sharon Dufresne is a CFP®-designated financial advisor with 22 years of industry experience, currently with Cetera. She has an extensive background with Avantax Insurance and Advisory Services, spanning nearly two decades, and has operated her own firm, Dufresne & Associates, since 1979. Outside of her advisory work, she is the owner and sole proprietor of a tax preparation and accounting business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a nationwide network of over 10,000 independent advisors.

R. Damon is a financial advisor at Ameriprise with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services Inc. Damon is also involved in independent insurance brokering, specifically offering whole life insurance through Ameritas. Ameriprise provides retirement-income planning services tailored to individuals with substantial investable assets, combining research, modeling, and tax-efficient strategies delivered by a centralized consulting team in partnership with client advisors.

David Cikatz is a Series 66-licensed financial advisor with Edward Jones, based in Waterford, CT. He has seven years of industry experience, all with Edward Jones, where he has worked since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Dana Kopp Jr. is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Before joining Edward Jones in 2025, he was self-employed for five years and worked at Norwegian Cruise Line Holdings for eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment strategies and advisory services supported by a large network of financial advisors and branch offices nationwide.

Linda Brophy is a Series 66-licensed financial advisor with Edward Jones in Essex, CT, where she has worked since 2008. She has 17 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Robert Sartori is a financial advisor with Morgan Stanley based in Mystic, CT, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and approved tools but does not include individual security recommendations as part of standalone planning.