Alan Melanson is a CFP®-certified financial advisor at OSAIC with 27 years of industry experience. He previously worked at American Portfolios Financial Services, Inc. and American United Life. Outside of his advisory role, he is involved with Cape Cod Wealth Strategies, focusing on insurance sales. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment approach with tools for portfolio optimization, risk assessment, and flexible strategy implementation.

Deborah Gwizd is a financial advisor at Merrill with 38 years of industry experience. She holds Series 63, Series 65, and Series 66 designations and has been with Merrill since 1997. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Metell is a financial advisor at Morgan Stanley with 26 years of industry experience. She has held her current role at Morgan Stanley Smith Barney LLC since 2009. She holds the Series 63 designation and is based in Hyannis, MA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs for individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Dimitar Arabadzhiev is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2008 and previously held leadership positions at Bank of America Premier Banking & Investments since 2002, including a role as Vice President. In his current position, Dimitar adheres to a disciplined investment process focusing on customized wealth management tailored to clients' long-term objectives and risk tolerance. He employs strategies drawing on Merrill's open architecture platform and conducts regular reviews to oversee clients' progress toward their goals. Dimitar holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Chartered Retirement Planning Counselor™ (CRPC™) designation. His expertise includes planning, designing, implementing, and regularly reviewing financial plans for individual clients and families, with a focus on retirement goals and legacy family wealth management. He brings an institutional approach utilizing alternative investments and flexible mandate strategies. He earned a Master's degree focusing on Finance from Providence College and a Bachelor's degree in Economics from Southwestern University. Dimitar lives on Cape Cod with his wife Christina and their two sons, Alexander and Eric. He follows Merrill's tradition of community involvement and spends time volunteering with local organizations.

Jordan King is a financial advisor at Morgan Stanley with 33 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets Inc. Outside of his advisory work, he is the drummer in a rock and roll cover band. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Ryan Mcmullen is a financial advisor with Morgan Stanley, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by advanced modeling tools.

Guido Di Pietro III is a financial advisor at Cetera with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Citizens Securities Inc, The Prudential Insurance Company of America, and Edward Jones. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Justin Embree is a financial advisor with Ameriprise in West Yarmouth, MA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, American Income Life, and State Street Bank. Ameriprise Financial Services serves both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm employs a centralized team for retirement income analysis and emphasizes a tax-aware, asset allocation approach within a defined investment product framework.

Ana Giordano is a financial advisor at Morgan Stanley in Hyannis, MA, holding a Series 66 designation with three years of industry experience. Her prior work includes roles at Merrill and several years with Blade Tech Systems and Zipcar. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, utilizing structured financial planning tools and firm-supported investment models. The firm manages approximately $2.74 trillion in client assets and offers customized planning through its Financial Advisors and Estate Planning Strategies Group.

Christopher Mccarthy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 34 years of industry experience. His prior roles include positions at Merrill, Banc of America Investment Services, Stifel, and Ryan Beck & Co. He serves as a trustee for a special needs trust for his brother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing approximately $671 billion in assets through a network of over 14,000 advisors.

Anthony Lopopolo is a financial advisor at Cetera with 28 years of industry experience. He holds a Series 63 designation and has held roles at Archstone Financial Partners, Cetera Wealth Services, and Voya Financial Advisors. Outside of advising, he owns a commercial fishing permit for tuna and has the ability to sell Bluefin tuna. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates as a multi-manager platform with various discretionary and non-discretionary program options.

James Morris is a financial advisor with Morgan Stanley in Hyannis, MA, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory role, he serves as club secretary and a board member of The Function Grounds at West Barnstable Deer Club, a social club. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and offers a broad range of retail and institutional investment solutions.

Calan Philbrook is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2009, accumulating 16 years of industry experience. In addition to his advisory role, he contributes as an engineer at Javawood, a composites manufacturing startup, focusing on product design and development without currently taking income from the business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions through a nationwide network of advisors and branches.

Thomas Madden is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His prior roles include positions at Ameriprise Financial Services LLC and Stifel, Nicolaus & Company, Inc. Outside of his advisory work, Madden serves as a Providence College Class Ambassador and participates on the Cummaquid Golf Club Bereavement Committee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary advisory services using analytical tools and supports clients through a broad multi-advisor network, with notable municipal and public-finance capabilities.

Silas Atsalis is a financial advisor with LPL Financial in Centerville, MA, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He previously worked at Edward Jones for nine years before joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing various model portfolios, third-party subadvisors, and customized strategies.

Andrew Ball is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 licenses and with nine years of industry experience. His prior roles include positions at Citizens Securities, Edward Jones, Bank of America, and Merrill. Outside of his advisory work, he serves as the head coach for the Cambridge Rindge and Latin Varsity Boys Ice Hockey Team. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Rogers is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at American Portfolios Financial Services and MML Investors Services. Rogers is also involved in several fixed life and annuity sales businesses. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and managed portfolio programs. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Timothy Quill is a financial advisor with LPL Financial in Falmouth, MA, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has been associated with Rockland Trust Company and LPL Financial since 2009. His background includes roles involving non-variable insurance sales and relationship management within trust and wealth management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various investment programs, supported by a large network of advisors and extensive operational tools.

William Mccann is a Series 66-registered financial advisor with Wells Fargo Clearing, where he has worked since 2016. He has 28 years of industry experience. Outside of his advisory role, he holds power of attorney responsibilities for a family member. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics from its Investment Institute alongside third-party data to evaluate investment options primarily within custodian platforms.

Evelina Fitzgerald is a financial advisor with J.P. Morgan Securities in Falmouth, MA, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at TD Bank, Bank of America, Merrill Lynch, and a decade at Harvest Development. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research supported by a centralized manager solutions team.