Alan Melanson is a CFP® with 27 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked at American Portfolios Financial Services, Inc. for eight years and has been involved with American United Life since 2014. In addition to his advisory role, Melanson operates Cape Cod Wealth Strategies, a business focused on insurance sales. OSAIC serves a wide range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of financial advisors and multiple platforms. The firm employs a variety of asset-allocation tools and third-party arrangements to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Deborah Gwizd is a financial advisor at Merrill with 38 years of industry experience. She holds Series 63, Series 65, and Series 66 designations and has been with Merrill since 1997. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Metell is a financial advisor at Morgan Stanley with 26 years of industry experience. She has held her current role at Morgan Stanley Smith Barney LLC since 2009. She holds the Series 63 designation and is based in Hyannis, MA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs for individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Dimitar Arabadzhiev is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2008 and previously served as a Vice President with Bank of America Premier Banking & Investments, holding various leadership positions since 2002. Dimitar holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Chartered Retirement Planning Counselor™ (CRPC™) designation. He focuses on planning, designing, implementing, and regularly reviewing financial plans for individuals and families. Dimitar applies an institutional approach to wealth management, utilizing alternative investment and flexible mandate strategies, and assists clients in defining long-term objectives, developing appropriate strategies and asset allocations based on risk tolerance, and conducting regular reviews to oversee progress toward goals. He earned an MBA from Providence College with a concentration in Finance and a Bachelor's degree in Economics from Southwestern University in Bulgaria. Dimitar lives on Cape Cod with his wife Christina and their two sons, Alexander and Eric. He is also involved in community volunteering in line with Merrill's tradition of community participation.

Jordan King is a financial advisor at Morgan Stanley with 33 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets Inc. Outside of his advisory work, he is the drummer in a rock and roll cover band. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Ryan Mcmullen is a financial advisor with Morgan Stanley, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by advanced modeling tools.

Guido Di Pietro III is a financial advisor at Cetera with eight years of industry experience. He holds the Series 66 and Series 63 designations. His prior experience includes roles at Prudential Insurance Company of America, Citizens Securities Inc, Edward Jones, and Primerica. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large nationwide network of advisors, utilizing both affiliated and third-party investment managers across various discretionary and non-discretionary program structures.

Justin Embree is a financial advisor with Ameriprise in West Yarmouth, MA, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, American Income Life, and State Street Bank. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset thresholds. The firm combines algorithmic modeling and personalized recommendations to provide tax-efficient withdrawal strategies and income planning, primarily for clients with Ameriprise-managed accounts.

Ana Giordano is a financial advisor at Morgan Stanley in Hyannis, MA, holding a Series 66 designation with three years of industry experience. Her prior work includes roles at Merrill and several years with Blade Tech Systems and Zipcar. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, utilizing structured financial planning tools and firm-supported investment models. The firm manages approximately $2.74 trillion in client assets and offers customized planning through its Financial Advisors and Estate Planning Strategies Group.

Christopher Mccarthy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors for five years. Outside of his advisory role, he serves as a trustee for a special needs trust for his brother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Anthony Lopopolo is a financial advisor at Cetera with 28 years of industry experience. He holds a Series 63 designation and has held roles at Archstone Financial Partners, Cetera Wealth Services, and Voya Financial Advisors. Outside of advising, he owns a commercial fishing permit for tuna and has the ability to sell Bluefin tuna. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates as a multi-manager platform with various discretionary and non-discretionary program options.

James Morris is a financial advisor with Morgan Stanley in Hyannis, MA, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory role, he serves as club secretary and a board member of The Function Grounds at West Barnstable Deer Club, a social club. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and offers a broad range of retail and institutional investment solutions.

Calan Philbrook is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2009, accumulating 16 years of industry experience. In addition to his advisory role, he contributes as an engineer at Javawood, a composites manufacturing startup, focusing on product design and development without currently taking income from the business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions through a nationwide network of advisors and branches.

Thomas Madden is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His prior roles include positions at Ameriprise Financial Services LLC and Stifel, Nicolaus & Company, Inc. Outside of his advisory work, Madden serves as a Providence College Class Ambassador and participates on the Cummaquid Golf Club Bereavement Committee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary advisory services using analytical tools and supports clients through a broad multi-advisor network, with notable municipal and public-finance capabilities.

Silas Atsalis is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He previously worked at Edward Jones for nine years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and a range of model portfolios and research resources.

Andrew Ball is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 licenses and with nine years of industry experience. His prior roles include positions at Citizens Securities, Edward Jones, Bank of America, and Merrill. Outside of his advisory work, he serves as the head coach for the Cambridge Rindge and Latin Varsity Boys Ice Hockey Team. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Rogers is a financial advisor with Osaic Wealth, Inc. based in South Yarmouth, MA, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior experience includes roles at American Portfolios Financial Services, Inc., MML Investors Services, and MassMutual Life Insurance Company. Rogers is also involved in fixed life and annuity sales through several insurance-related business activities. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers through multiple advisory platforms and employs a range of portfolio construction tools and investment options.

Timothy Quill is a financial advisor with LPL Financial based in Falmouth, MA, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been affiliated with both LPL Financial and Rockland Trust Company since 2009. Quill also serves as a relationship manager and business development officer for Rockland Trust’s wealth management department. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and external sources.

William Mccann is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Outside of his advisory role, he manages a residential rental property and holds power of attorney responsibilities for his mother. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Evelina Fitzgerald is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has worked previously at TD Bank N.A., Bank of America N.A., Merrill Lynch, and Harvest Development. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence, including an ESG eligibility framework.