Robert Lyons is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 20 years of progressive experience in the financial services industry. He specializes in assisting individuals and businesses to achieve their financial goals by developing and implementing tailored financial and investment strategies. His areas of focus include college education planning, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, and tax minimization. Robert holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned both his bachelor's degree in Accounting and his MBA in Finance from the University of Massachusetts Amherst. A long-time resident of Townsend, Massachusetts, Robert lives with his wife and three children. Outside of his professional work, Robert is involved in community service and volunteers with local organizations. His personal interests include biking, camping, gardening, hiking, running, yoga, and spending time with his family.

Robert Lewis is a financial advisor with Morgan Stanley in Hyannis, MA, holding a Series 63 designation and 34 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Mark Garvey is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has 38 years of industry experience, including over three decades with Prudential Insurance Company of America and its affiliate, Pruco Securities, LLC. Outside of his advisory role, he is involved in non-variable insurance-related business activities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm’s investment approach is model-driven and includes financial planning, access to third-party asset managers, and participation in wrap programs, along with notable services in non-securities products and affiliated insurance agency operations.

Christopher Fredo is a financial advisor at Cetera with 23 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at New York Life and Eagle Strategies. Outside of his advisory work, Fredo serves as a head hockey coach at Saint John Paul II High School and is a board member of the Barnstable Youth Hockey Association. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers, with over 10,000 advisors and more than $256 billion in assets under management.

Robert Blasche is a financial advisor at Edward Jones in Hyannis, MA, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2023, he worked at Affinivax Inc and Veolia Environmental. He serves as a board member of the Rolling Ridge Farm Homeowners Association, participating in neighborhood volunteer activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm manages over $1 trillion in assets through a nationwide network of advisors and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Scott Swaylik is a financial advisor with Morgan Stanley in Hyannis, MA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Swaylik serves as a board member for the Osterville Anglers Club, a private fishing club that organizes tournaments for its members. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and broad investment offerings while acting primarily in an advisory capacity.

Vera Nigmatullina is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2019 and previously at The Cooperative Bank of Cape Cod from 2013 to 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that emphasize structured planning conversations without individual security recommendations in standalone planning.

Sean Todd is a financial advisor with Ameriprise in Yarmouth Port, MA, holding a Series 63 designation and possessing 32 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement income planning, using proprietary research and algorithmic tools.

Michael Sullivan is a Series 66-licensed financial advisor with STIFEL, based in East Harwich, MA, and has three years of industry experience. Before joining Stifel Nicolaus in 2022, he worked at Santander Bank N.A. and has prior experience outside the financial industry. He is also commissioned as a Notary Public in Massachusetts. Stifel serves a diverse clientele, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation guidance developed by its Investment Strategy Group.

Crystal Knowlton is a financial advisor at Morgan Stanley in Hyannis, MA, holding Series 66 and Series 63 designations with 12 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2014 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, including customized financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers a wide range of investment and financial services.

Katherine Cleary is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in Hyannis, MA. She joined Merrill Lynch in 2016 and is a member of The Driscoll Group, focusing on providing a goals-based wealth management approach to select individuals, families, and businesses. Katherine works to build solid client relationships to understand personal needs and financial goals, delivering customized and consistent financial guidance beyond portfolio management. Katherine holds a Bachelor of Science degree in Finance and Economics from Plymouth State University, graduating Magna Cum Laude. She has earned the CERTIFIED FINANCIAL PLANNER™ certification certified by the CFP® Board, as well as the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Her experience includes prior insurance industry work through an internship at Lloyd's of London in Chicago. Her client focus areas include college education planning, corporate retirement plan services, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Katherine's personal interests include biking, boating, fishing, gardening, hiking, horseback riding, skiing, spending time with family, traveling, and yoga.

Steven Tenaglia is a financial advisor with UBS Financial Services in Hyannis, MA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with UBS since 1988. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Paul Laurell is a financial advisor with Stifel, holding a Series 66 designation and 14 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2014. Outside of his advisory role, Paul is involved as an LLC member in Little Tides LLC, a children’s play space and café in Harwich, Massachusetts. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.