William Ulle IV is a CFP® and holds the Series 65 designation with six years of industry experience. He has worked at Plante Moran Financial Advisors since 2018, following a brief tenure at Enterprise Rent-A-Car and a period at Michigan State University. Plante Moran Financial Advisors offers investment advisory, financial planning, and estate-planning services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a variety of analytical methods and manages both discretionary and non-discretionary portfolios, operating as part of the broader Plante Moran enterprise with affiliated trust, insurance, broker-dealer, and real estate advisory services.

Eric Ruth is a financial advisor at CL Wealth Management LLC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Cabot Lodge Securities, LLC, SB Advisory, LLC, and IFS Securities. CL Wealth Management LLC is an SEC-registered multi-advisor firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm provides portfolio advisory services, financial planning, and client education, tailoring investment strategies through fundamental and technical analysis, custom model portfolios, and regular monitoring.

Robert Young is a CFP® with seven years of industry experience. He has worked at Edward Jones and A123 Systems Inc. before joining Kingsview Wealth Management, LLC, where he is currently an advisor. Kingsview Wealth Management serves a diverse client base including individuals, retirement plans, trusts, and corporate entities, providing wealth management, financial planning, and asset management through a network of Investment Adviser Representatives and an internal portfolio group. The firm offers tailored portfolio management across a broad range of securities and operates proprietary model portfolios alongside partnerships for tax, estate, and alternative-asset services.

Austin De La Cruz is a CFP® with two years of industry experience, currently serving as a financial advisor at Plante Moran Financial Advisors. He has been with the Plante Moran enterprise since 2014, including nine years at Plante & Moran, PLLC. Plante Moran Financial Advisors provides investment advisory, financial planning, and estate planning services to a diverse client base, including individuals, charitable organizations, corporations, and trusts. The firm employs a range of analytical approaches and emphasizes strategic asset allocation, with a notable focus on managing a majority of its assets on a non-discretionary basis.

Lance Johnson is a financial advisor with B. Riley Wealth Advisors, Inc. in Plymouth, MI, holding Series 66 and Series 63 designations and bringing 28 years of industry experience. His prior roles include positions at Brighthouse Financial and Foreside Fund Services, LLC. B. Riley Wealth Advisors provides investment advice and portfolio management to a diverse client base including individuals, pension plans, trusts, charitable organizations, and business clients. The firm offers various programs such as Advisor-as-Portfolio-Manager, third-party managed solutions via the Envestnet platform, internally managed models, and financial planning services, managing approximately $4.21 billion in assets with a team of about 173 advisors.

James Silbernagel is a CFP® with 40 years of experience in the financial industry. He is currently with Concorde Asset Management, LLC and has held roles at Concorde Investment Services, Woodbury Financial Services Inc, and operates The Silbernagel Group, which provides consulting services to families of high school students on college planning. He is also involved in managing a tax practice, hosting a weekly online radio show, and participates on the advisory board of a philanthropy organization focused on educating high school students. Concorde Asset Management serves individual, corporate, and retirement-plan clients by offering portfolio management, tailored financial planning, and access to third-party asset managers. The firm builds individualized portfolios using asset allocation and model-based strategies across proprietary and third-party platforms, including discretionary trading and allocation oversight.

Allison Nowacki is a financial advisor with Plante Moran Financial Advisors in Ann Arbor, MI. She holds a Series 65 credential and began her advisory career in 2024, with prior experience at Ameriprise Financial Advisors and Azimuth Capital Management. Outside of finance, she is involved with Harper's Brewpub and Restaurant, where she works as a DJ. Plante Moran Financial Advisors provides investment advisory, financial planning, and estate planning services to a diverse client base including individuals, charitable organizations, corporations, and trusts. The firm employs a strategic asset allocation process supported by fundamental, technical, and cyclical analysis, managing a significant portion of assets on a non-discretionary basis.

Gerard Taylor is a financial advisor with Prospera Financial Services, Inc., holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has worked at Prospera since 2021 and previously held positions at Cetera Advisor Networks LLC and Summit Financial Group Inc. Taylor is also the owner of Taylor & Associates, LLC, an investment-related business. Prospera Financial Services is an enterprise-scale adviser and dually registered broker-dealer serving individuals—including high-net-worth clients—corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors and offers investment advisory and financial planning services across multiple platforms with a combination of firm models, third-party sub-advisers, and customizable allocations.

Michelle Lafuente is a financial advisor with Merit Financial Advisors, holding Series 65 and Series 66 credentials and 14 years of industry experience. She has previously worked at Commonwealth Financial Network, LPL Financial, Advantage Investment Management, and TL Financial Group. Merit Financial Advisors is a multi-team registered investment adviser serving over 20,000 clients through 66 offices, managing approximately $23.9 billion in assets. The firm offers wealth-management services including asset management, financial planning, and employee financial-wellness programs, and employs a long-term, diversified investment approach with customizable portfolio models overseen by an internal investment team.

Ross Ziegler is a financial advisor with Plante Moran Financial Advisors, holding a Series 65 designation and having one year of industry experience. His prior work experience includes roles at CincyTech, Pine Lake Capital, and Miami University. Plante Moran Financial Advisors serves a diverse client base including individuals, institutions, trusts, and charitable organizations, providing investment advisory, financial planning, and estate-planning services. The firm employs fundamental, technical, and cyclical analysis alongside proprietary equity valuation models to develop strategic asset allocations and manage portfolios across discretionary and non-discretionary arrangements.

Mary Hanson Kent is a financial advisor with Bison Wealth, LLC in Canton, MI, holding a Series 65 designation. She has been with Bison Wealth since 2025, with prior experience at Raymond James and Village Global. Bison Wealth serves a diverse client base including high-net-worth individuals, family offices, retirement plans, corporations, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, curated model portfolios, financial planning, and a turnkey asset management platform for unaffiliated advisers, utilizing both traditional and alternative investments alongside option-based overlay strategies.

Carson Stoltz is an investment advisor at Concorde Asset Management, LLC with four years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Concorde Asset Management since 2022. Outside of his advisory role, Stoltz is involved in legal and identity insurance referrals, serves as a trustee for a family client, and drives for DoorDash. Concorde Asset Management serves individual, corporate, and retirement-plan clients by providing discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset managers. The firm constructs individualized portfolios using model-based strategies and serves as an overlay manager with established operational relationships and ERISA retirement-plan advisory services.

Julie Goldsmith is a CFP® with 38 years of experience, currently serving at Mutual of Omaha Investor Services, Inc. since 1987. She holds Series 63 and has maintained a long tenure with the firm. Outside of advisory work, she is Co-President of the Kelly Green Meadow Condominium Association and is involved in insurance sales through J Weil Goldsmith & Associates, LLC. Mutual of Omaha Investor Services, Inc. provides advisory and retirement-plan services to a diverse client base, including individuals, retirement plans, corporations, and charitable organizations. The firm operates through a network of Investment Advisor Representatives who utilize model portfolios and third-party managers on an approved platform, offering discretionary management and ongoing financial planning support.

Randall Stoltz is a financial advisor with Concorde Asset Management, LLC in Ann Arbor, MI, holding the Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has worked at Concorde Asset Management since 2018 and was previously with Woodbury from 2003 to 2018. Stoltz is also the founder of Campus Advisers, a college planning and consulting firm where he serves as a consultant and presenter to parents of college-bound students. Concorde Asset Management serves individual, corporate, and retirement-plan clients by providing discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset managers. The firm builds individualized portfolios through model-based strategies and serves as an overlay manager, utilizing platforms such as Envestnet and Orion.

Richard Grucz is a financial advisor with Silver Oak Securities, Incorporated, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Silver Oak Securities since 2020 and has concurrently served at SagePoint Financial since 2011. Outside of advisory services, he is a licensed insurance agent. Silver Oak Securities provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets through a network of more than 100 financial professionals. The firm offers individualized portfolio management, unified managed account programs, financial planning, and third-party manager referrals, delivering investment advice mainly on a discretionary basis.

Nathan Kosanke is a financial advisor at Concorde Asset Management, LLC with one year of industry experience. He holds a Series 66 designation and has prior work experience at Orchid Orthopedics and Plastic Omnium, as well as teaching roles at Eppler Middle School and Utica High School. Concorde Asset Management offers discretionary and non-discretionary investment management, financial planning, and access to third-party asset management programs for a diverse client base including individuals, corporate and charitable clients, and retirement plans. The firm utilizes model-based portfolio construction and individualized asset allocation, with a range of investment options including alternative products and ERISA fiduciary services.

James Maher is a financial advisor with Concorde Asset Management, LLC in Ann Arbor, MI, holding a Series 66 designation and 22 years of industry experience. He has been with Concorde since 2013 and also operates Maher Financial Group, which he founded in 2004. Outside of advisory services, he is involved in lawsuit funding and structured settlement consulting through Michigan Lawsuit Funding, LLC and Maher Structured Settlements. Concorde Asset Management provides discretionary and non-discretionary investment management, financial planning, and access to third-party asset management programs for individuals, corporate and charitable clients, and retirement plans. The firm emphasizes individualized asset allocation and model-based portfolio construction, utilizing in-house and external strategist models, and offers a range of services including wrap fee programs and ERISA plan advisory.

Eric Johnson is a CFP® professional with five years of industry experience, currently serving as an advisor at Plante Moran Financial Advisors since 2019. His background includes roles at Grand Valley State University, Thomson Reuters, and First National Bank. Plante Moran Financial Advisors offers investment advisory, financial planning, and estate-planning services to a diverse client base including individuals, institutions, trusts, and charitable organizations. The firm employs a range of analytical methods and proprietary models to manage portfolios through both discretionary and non-discretionary arrangements.

Darren Van Hevel is a financial advisor with Thrivent Advisor Network, LLC, holding a Series 66 designation and 13 years of industry experience. He has been with Thrivent Advisor Network since 2020 and previously worked at Thrivent Financial for Lutherans and Thrivent Investment Management Inc. from 2012 to 2020. Outside of his advisory role, he serves as a college football official for the Great Lakes Intercollegiate Athletic Conference and works as a video operator for Detroit Lions home games. Thrivent Advisor Network, LLC provides investment advisory services to individuals, families, trusts, estates, businesses, retirement plans, and charitable organizations through a network of advisors. The firm emphasizes a long-term investment approach, building customized portfolios with low-cost mutual funds, ETFs, fixed-income securities, and alternative investments, while offering access to independent managers and a range of implementation options.

Gabrielle Murad is a CFP® with seven years of experience in financial advising, currently working at Plante Moran Financial Advisors since 2017. Her background includes a role at Michigan State University from 2016 to 2018. Plante Moran Financial Advisors serves a diverse client base including individuals, institutions, trusts, and charitable organizations. The firm provides investment advisory, financial planning, and estate-planning services, employing a variety of analytical methods and managing a mix of discretionary and non-discretionary assets.