Nelson Maler is a financial advisor with Morgan Stanley in Medford, OR, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves on the advisory board for Rotary District 5110 Youth Exchange and works as a Direct Support Professional assisting individuals with intellectual and developmental disabilities. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured process. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct relationships and corporate financial planning agreements.

Elise Humphreys is a financial advisor at Raymond James Financial with five years of industry experience. She holds a Series 66 designation and previously worked at Nike for eight years. Humphreys is also involved in supporting the financial advisory branch at Evolve Wealth as an associate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting utilizing analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Paul Smith is a financial advisor with Morgan Stanley in Medford, Oregon, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2009. Outside of his advisory role, he serves on the Finance Committee of the Congregational United Church of Christ in Ashland, Oregon. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and markets a variety of advisory programs but does not provide individual security recommendations as part of its standalone planning services.

Daric Lucero is a financial advisor with LPL Financial in Ashland, OR, holding a Series 66 designation and 19 years of industry experience. He has been with LPL Financial since 2009 and was associated with A Street Financial Advisors, Inc. from 2009 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Asa Clark is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to his advisory role, he held various positions in the hospitality and food service industries, including at Woodstocks Pizza and Jefferson Spirits Bar. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Deven Howard is a Series 66-licensed financial advisor with Edward Jones in Central Point, Oregon. He has 13 years of industry experience and has worked at Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Amanda Dodson is a financial advisor with Stifel, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. She has worked at Stifel since 2019 and previously spent 12 years at Umpqua Investments, Inc. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

Richard Harding is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior roles include tenures at Bank of America, N.A. and Merrill Lynch from 2010 to 2020. Outside of his advisory work, Harding serves as a shotgun instructor and coach for several sports shooting clubs in Oregon. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Lawrence Cogdell Jr. is a financial advisor at OSAIC with 44 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Sagepoint Financial, Inc. since 2009 before joining OSAIC in 2023. Outside of his advisory work, he serves on the board of Wilderness Trails, assisting in planning activities for teen camps. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, retirement plan consulting, and access to third-party money managers, using various analytical tools and automated rebalancing to construct diversified portfolios.

Ryan Bolin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at Northwestern Mutual and NW Mutual Investment Management from 2004 to 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Laura Cogdell is a financial advisor at OSAIC with 16 years of industry experience and holds a Series 66 designation. She has previously worked at Sagepoint Financial, Inc. and is also the owner of Oregon Cowgirl, LLC, a retail business specializing in gifts and accessories. In addition, she provides business consulting services and serves as successor trustee for a family trust. OSAIC serves a diverse clientele including individual, high-net-worth, pension, and corporate clients through a broad network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct diversified portfolios across various asset classes.

Leo Hull is a financial advisor with Edelman Financial Engines holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at ProfitMax Professionals, Simple CFO Solutions, Standing Stone Brewing Co, and Umpqua Investments. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large participant base through advisor-led and online platforms.

Robert Engelbach is a financial advisor at Edward Jones in Medford, OR, holding a Series 66 designation with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at Lithia Motors Inc. for 20 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Claire O Connor is a CFP®, ChFC®, and Series 66–licensed financial advisor with seven years of industry experience. She is currently with Cetera and has held roles at multiple Cetera entities and Avantax, as well as KDP Wealth Management LLC, where she provides tax-optimized private wealth management and retirement income planning services. Prior to her advisory career, she worked at Rogue Credit Union for 11 years. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and custodial relationships with over $256 billion in assets under management.

Margarita Duran Espino is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and two years of industry experience. She previously worked at Raymond James Financial Services, Inc., Bell Wealth Advisors, and CA Ventures. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Alan Levine is a financial advisor with LPL Financial in Ashland, Oregon, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been affiliated with LPL Financial since 2023 and has also maintained roles at Grove Point Advisors, LLC, Diversified Securities, Inc., and Grove Point Investments. Outside of advisory work, he is involved in insurance sales through an independent business he owns. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations, through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Alisha Holt is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including Wells Fargo and Bank of America/Merrill Lynch. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with affiliated brokerage and investment management services.

Scott Bybee is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for First Heartland Capital, Inc. and Sellin Insurance Group for 30 years. He serves as president of the Superior Court Condo Association. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Susan Birdsong is a financial advisor with Morgan Stanley in Medford, Oregon, holding Series 63 and Series 66 licenses and 36 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets starting in 2003. Outside of her advisory role, she serves as a trustee for personal trusts involving estate administration and investment decisions. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools to support its advisory process.

Edward Winslow Jr. is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 45 years of industry experience. His prior roles include positions at Western International Securities, Inc., Financial West Group, and Personal Financial Planning Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios and research from multiple sources.