George Dougherty III is a financial advisor with Voya Financial Advisors, Inc. He holds a Series 66 designation and has 25 years of industry experience. He has been with Voya since 2014 and also owns GeoCapital Wealth Management, LLC, where he provides investment advisory and insurance services. Additionally, he is an independent insurance agent specializing in the sale of fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional investors such as retirement plan sponsors, charitable organizations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and various managed account programs, primarily providing non-discretionary recommendations across its service offerings.

Craig Clark is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Commonwealth Financial Network and also owns Clark & Company Wealth Management, LLC. Prior to this, he spent 16 years at Lincoln Financial Securities Corporation. Outside of his advisory work, Clark serves as a team manager for a youth hockey team in Buffalo, NY. Commonwealth Financial Network is a registered investment adviser that supports a national network of advisors with a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, and compliance support while offering advisors discretion to construct client portfolios from a broad array of securities and insurance products.

Thomas Fino is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Key Investment Services and KeyBank since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed model selection supported by non-binding recommendations and ongoing monitoring, while providing access to third-party discretionary managers and conducting due diligence and supervisory oversight.

Douglas Littlewood is a financial advisor with Hightower Advisors in Williamsville, NY, holding Series 63 and Series 65 registrations and possessing 51 years of industry experience. He has been with Hightower Advisors since 2017 and previously worked at Wells Fargo Advisors Financial Network. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and diverse investment vehicles. The firm also manages complex mandates with an emphasis on operational support and international exposure.

Jeffery Karas is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 22 years of industry experience. He has been with Commonwealth since 2013 and also operates New Harbor Financial Management, which he has been affiliated with since 2007. Karas is the sole owner of New Harbor Group, Inc., a private securities business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Diana Lougen is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Her career includes roles at M&T Securities and LPL Financial prior to joining Private Advisor Group in 2017. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering a range of portfolio management, financial planning, and consulting services through both proprietary and third-party asset management programs.

Matthew Richert is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 designations. He has seven years of industry experience, including prior roles at Key Investment Services, LLC, and Northwestern Mutual. Richert also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, where he engages in the sale of bank-related products alongside his advisory duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and discretionary investment options. The firm’s investment process incorporates strategic and tactical asset allocation with due diligence from affiliated providers and includes offerings tailored to private bank clients and qualified non-resident aliens.

David Bush is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY. He holds Series 63 and Series 65 licenses and has 15 years of industry experience, including ten years with New York Life Insurance Company and NYLIFE Securities LLC, and ten years at PNC. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations across multiple program types and primarily manages assets on a non-discretionary basis.

Joseph Masino is a financial advisor with Kestra Advisory Services, holding a Series 66 designation and four years of industry experience. His prior roles include positions at JFG Family Office, Pennington Partners & Co., Rios Partners, and JPMorgan. Masino is based in Williamsville, NY. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional, and individual investors. The firm offers fiduciary services, plan design, compliance testing, and access to multiple management platforms and third-party solutions, serving a range of clients from large institutional investors to sovereign wealth funds.

Derek Bock is a financial advisor at Hightower Advisors with 26 years of industry experience. He has held roles at Hightower Advisors and HighTower Securities since 2017 and previously worked at Wells Fargo Advisors Financial Network LLC for eight years. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, pension and profit-sharing plans, and charitable organizations. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a range of portfolio management and financial planning services.

Joshua Mc Carthy is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY. He holds the ChFC® designation and has 13 years of industry experience. Prior to his current roles at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company since 2018, he worked at Northeastern Financial Partners and Signatore Investors Inc. He is also involved in brokering non-registered insurance products through his business, ROI Financial Group, LLC. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through various program types and maintains a predominantly non-discretionary asset base, working closely with a broad range of plan sponsors and clients.

Michael Paul is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has worked at Key Investment Services LLC and KeyBank since 2015. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client direction in model and manager selection while providing ongoing monitoring and access to third-party discretionary managers.

Michael Donahue is a financial advisor at Key Investment Services LLC with 37 years of industry experience. He has been with Key Investment Services since 2012 and holds Series 63 and Series 66 credentials. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment choices and provides ongoing monitoring and due diligence across its product offerings.

Erik Gorenflo is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has eight years of industry experience and has worked at firms including Royal Alliance Associates, Cambridge Investment Research Advisors, and Custom Wealth Management. Prior to his financial services career, he was employed at Dick's Sporting Goods and Le Moyne College. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Christopher Alderson is a CFP® professional with 22 years of industry experience. He is currently affiliated with Eagle Strategies (NY Life) and has held roles with NYLIFE Securities LLC, ROI Financial Group, and Massachusetts Mutual Life. Outside of his advisory work, Alderson is involved in insurance brokering and property and casualty sales through his agency, Alderson & Gersitz Agency, Inc. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored solutions delivered primarily through non-discretionary advisory relationships.

Nicholas Ruggirello is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY, holding Series 63 and Series 66 credentials and with 15 years of industry experience. He has worked with several firms including Stoll And Weller Insurance Services and Financial Group, Earmark Legacy Partners, NYLIFE Securities LLC, and New York Life Insurance Co. Ruggirello is also involved in insurance brokering under his own DBA, Earmark Legacy Partners. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, providing financial planning, investment management, and advisory services. The firm emphasizes tailored advice delivered through multiple program types with a significant portion of its assets managed on a non-discretionary basis.

Angelo Ciccarelli is a financial advisor with Key Investment Services LLC and holds Series 63 and Series 65 licenses. He has 26 years of industry experience and has been with Key Investment Services since 2012. Outside of his advisory role, Ciccarelli serves as an At-Large Director for the Western New York Hockey Officials Association, where he helps assign referees to local youth ice hockey games. Key Investment Services LLC provides advisory services to individuals, trusts, estates, small businesses, and corporate clients through various investment programs, including wrap-fee advisory programs and separately managed accounts. The firm emphasizes client-directed investment profiles and model selection, supported by ongoing monitoring and due diligence of third-party products.

Kevin Dorr is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at KeyBank and Key Investment Services since 2016. Outside of his advisory role, he is the managing member of CASA DE MAMI LLC, an LLC established to manage a two-unit residential property. Key Investment Services LLC serves a diverse client base, including individuals, trusts, estates, and corporate clients, through various advisory programs and investment products. The firm emphasizes client-directed investment decisions supported by professional recommendations and ongoing product due diligence, operating within the KeyCorp group with connections to affiliated banking and capital markets entities.

Jean Prawel is a financial advisor at Independent Financial Partners with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Key Investments Services LLC since 2005 and Mcdonald Investments Inc. since 1999. Prawel has been with Independent Financial Partners since 2021. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm manages over $12.5 billion in assets and offers both individualized and centralized investment strategies, with a notable focus on retirement-plan advisory and pension consulting services.

Sandra Barry is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked with Private Advisor Group since 2015 and has been associated with LPL Financial and Sage Investment Group since 2014 and 2013, respectively. Additionally, she is an insurance agent with Specific Solution, Inc. Private Advisor Group manages over $41 billion for more than 135,000 clients, including individuals, trusts, estates, charitable organizations, and corporate and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset managers, utilizing a range of investment strategies and platforms.