Dale Robinson is a CFP® professional with 46 years of experience in the financial services industry. He is currently with Osaic Wealth Inc., having previously worked at LPL Financial, National Planning Corporation, and Cetera Advisors LLC. Robinson operates Robinson Wealth Management, LLC, a business related to his advisory activities. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of financial advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across various asset classes.

Kimberly Savoie is a CFP® professional with 41 years of industry experience, currently serving as a financial advisor at Stifel since 2004. She holds Series 63 and Series 65 licenses. Stifel serves a broad client base including individuals, institutional clients, charitable organizations, and public entities, offering brokerage and advisory services alongside fee-based financial planning. The firm uses a proprietary methodology developed by its Investment Strategy Group to provide investment analysis and allocation guidance.

Larry Bluhm is a financial advisor with Morgan Stanley in Muskegon, MI, holding Series 63 and Series 65 licenses and with 31 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning using structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Jay Wallace Jr. is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2003, totaling 22 years of industry experience. He serves on the board of the Muskegon Yacht Club, contributing to general planning and policy making. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and affiliated investment options, supported by a large nationwide network of financial advisors and branch offices.

Kenneth Johnson is a financial advisor with LPL Financial in Muskegon, MI, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Waddell & Reed, various insurance carriers, and involvement with the City of Muskegon. He served as a council member and mayoral candidate, contributing to local government and community affairs. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and specialized portfolio management services supported by in-house and third-party research.

Margaret Doornewerd is a Series 66 licensed financial advisor with Edward Jones in Spring Lake, MI, where she has worked since 2008, accumulating 18 years of industry experience. She is also president of MLGD LLC, an entity involved in property maintenance. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Paul Dickinson is a Series 66-credentialed financial advisor with 13 years of industry experience. He is currently with Cambridge Investment Research Advisors and previously worked at Lincoln Investment and Legend Advisory Corporation. Dickinson is also involved as an independent insurance agent through Ash Brokerage. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using various platform arrangements and both proprietary and third-party strategies.

Darryl Jarmosco is a financial advisor with Cambridge Investment Research Advisors, holding CFP® and ChFC® designations and over 22 years of industry experience. He has been with Cambridge-affiliated firms since 2013 and also operates Darryl Jarmosco International, a business focused on business and peak performance/life coaching. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory through a network of independent professionals. The firm provides multiple investment platforms and combines proprietary and third-party strategies tailored to client objectives.

Caterina Holt is a financial advisor with Raymond James & Associates in Muskegon, MI, holding a Series 66 designation and 15 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of advising, she is involved in small business ownership, including a functional fitness gym and its holding company. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles, supported by firm research, and provides specialized municipal advisory services.

Shelley Stefanits is a financial advisor with Edward Jones in Spring Lake, MI, holding a Series 66 designation and 18 years of industry experience. Prior to joining Edward Jones in 2026, she worked at Raymond James & Associates for eight years, JPMorgan Securities, LLC for four years, and was involved with Little Traverse Inn for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices across the United States.

Michael Kraus is a financial advisor at Edward Jones with five years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2020. Prior to his career in financial advising, Kraus owned and managed Daniel's Restaurant, LLC for 17 years and is involved in a family-owned property management business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm operates nationally with a large network of advisors and branch offices, managing over $1 trillion in assets under management.

Brett Adkins is a financial advisor at Edward Jones in Muskegon, MI, holding a Series 66 designation with nine years of industry experience. He has been with Edward Jones since 2017 and previously worked at Betten Automotive from 2008 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Jennifer Crouse is a financial advisor at Stifel with 17 years of industry experience. She holds the Series 66 designation and has been with Stifel Nicolaus & Company, Inc. since 2007. Stifel serves a broad range of clients, including individuals, institutional entities, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Evan Llewellyn is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and having 27 years of industry experience. He has worked at Edward Jones since 1998. Outside of his advisory role, he is a partner in a real estate holding company based in Spring Lake, Michigan. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment strategies, supported by a nationwide network of over 23,000 financial advisors.

Michael Ladd is a financial advisor at Raymond James & Associates with 25 years of industry experience. He has been with Raymond James & Associates since 2009 and holds a Series 66 designation. Outside of advisory work, he serves as treasurer for the West Willow Home Owner's Association in Spring Lake, MI, and is a passive investor in BCKSTGR, a mobile-led loyalty program. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and firm-supported research.

Esther Gerber is a CFP®-certified financial advisor at LPL Financial with nine years of industry experience. She has previously worked at Jackson National Life, Northwestern Mutual, and Andy S Hoezee. Esther is also the owner of Liberform LLC, a non-investment related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and brokerage services with discretionary and non-discretionary management options supported by research and model portfolios.

Nicole Galarneau is a financial advisor at Merrill with 13 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2011. Outside of her advisory role, she serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Matthew Strong is a financial advisor at Edward Jones in Grand Haven, MI, holding Series 63 and Series 66 designations with 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Emily Urbaniak is a financial advisor at Edward Jones in Muskegon, MI, holding a Series 66 designation. She has seven years of experience at Edward Jones and previously worked in the retail and service industries, including five years at Wild Emerald Bridal and six years at Nathan's Hair Unlimited. Outside of her advisory role, she has experience managing a bridal business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient services under a fiduciary standard.

David Cramer is a financial advisor at Morgan Stanley with 35 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and associated with Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he is involved in farming as a sole proprietor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.