Daniel Michel is a financial advisor at Lincoln Investment with 36 years of industry experience. He holds a Series 63 designation and has previously worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of advising, Michel is president and treasurer of Michel Tax & Accounting Service, Inc., which provides tax preparation and business management services. Lincoln Investment Planning, LLC is a large enterprise investment advisory firm serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and adaptive strategies.

Michael Sheridan is a CFP® with 32 years of industry experience, currently serving at Independent Financial Partners since 2020. His prior experience includes 15 years at Key Investment Services LLC. Outside of his advisory role, he is involved as the owner of a holding company and an S-Corp related to financial services compensation. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform with discretionary and non-discretionary account management, and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Brandon Maggio is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Key Investment Services and KeyBank, he worked at Prudential Insurance Company of America and Pruco Securities. His background also includes roles at the Syracuse VA Medical Center. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm employs a multi-provider platform that integrates investment strategies from Key Wealth Chief Investment Office and third-party managers, offering mainly non-discretionary model portfolios through various wrap fee programs.

Brent Schleicher is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at Commonwealth Financial Network for 11 years before joining Independent Financial Partners and IFP Securities in 2025. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm offers a decentralized advisory model with both discretionary and non-discretionary account management, and it is notable for its formal retirement-plan advisory and pension consulting capabilities.

Joseph Fletcher is a financial advisor with Commonwealth Financial Network based in Syracuse, NY. He holds a Series 66 designation and has four years of industry experience. Prior to his current role, he worked at Salt City Financial Advisors and gained additional experience in various positions including corporate and sports-related roles. Outside of financial advising, he is involved as a coach at The Platform Lacrosse Academy and provides bookkeeping services through The Goalie Workshop. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors. The firm offers a comprehensive platform including managed-account programs, third-party asset manager access, and back-office services, serving a diverse range of individual and institutional clients.

James Eicholzer is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Lincoln Investment since 2017. He previously worked at Legend Advisory Corporation and Legend Equities Corporation, accumulating a combined 20 years of experience there. Outside of his advisory role, he owns and operates Eicholzer Tax Service, focusing on personal income tax preparation. Lincoln Investment Planning, LLC is a large enterprise firm that serves a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team and a layered delivery model involving third-party managers and co-advisers.

Mario Cabral is a financial advisor at Guardian Life with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Park Avenue Securities and Equitable Advisors. Outside of his advisory work, he is a 50% owner of St. Famous Partners LLC. Guardian Life, through its Park Avenue® Wealth Management subsidiary, offers brokerage and investment advisory services to individuals, retirement plan sponsors, and organizations. The firm combines advisor-led discretionary management with model-based strategies and provides a range of financial planning and consulting services tailored to client needs.

Collin Avery is a financial advisor at Key Investment Services LLC with four years of industry experience. He holds a Series 66 designation and has worked at KeyBank, Mariner Finance, and Sir Walter Chevrolet prior to his current role. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients. The firm uses a multi-provider model with discretionary and non-discretionary management options and integrates services from affiliated entities including KeyBank and KeyBanc Capital Markets.

Nicholas Beiter is a financial advisor with Lincoln Investment in East Syracuse, NY, holding a Series 63 designation and bringing 20 years of industry experience. His prior roles include positions at Capital Analysts and Legend Advisory Corporation. Outside of his advisory work, he is a co-creator and contributor to Breaking Bourbon, LLC, a website focused on bourbon-related content and industry trends, and is involved with Angel’s Share Media, LLC, a media startup centered on press releases for bourbon and American whiskey brands. Lincoln Investment Planning, LLC is a large enterprise investment advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management through model portfolios and third-party managers, and maintains a fiduciary role in ERISA and retirement advice, supported by an in-house Investment Management & Research team.

Jeffrey Petroske is a financial advisor with TIAA-CREF in Syracuse, NY, holding Series 63 and Series 65 licenses and having six years of industry experience. His prior work includes roles at M&T Securities, Inc. and M&T Bank from 2010 to 2017. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm provides both point-in-time planning and ongoing portfolio management through model and customized portfolios, functioning within a vertically integrated structure that includes affiliated funds.

Ellen Raflowski is a Series 66 licensed financial advisor with Valic Financial Advisors, bringing 13 years of industry experience. She has worked with Valic Financial Advisors since 2016 and is also associated with Agia in a non-securities insurance capacity. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors.

Amber Amidon is a financial advisor at Guardian Life with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Park Avenue Securities, Principal Financial Services, and Cadaret, Grant & Co., Inc. Outside of her advisory role, she acts as power of attorney for a family member. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party advisory solutions.

Mario Rector is a financial advisor with Principal Financial Services in East Syracuse, NY, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Legacy Financial Group and Union Financial, Inc. He also has experience in fixed insurance sales, covering life, disability, annuities, health, long-term care, dental, Medicare, and Medicaid insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Jason Holowinski is a financial advisor at Janney Montgomery Scott with 32 years of industry experience. He has been with Janney Montgomery Scott since 2008 and holds a Series 63 designation. Outside of his advisory work, he is a partner in Blue Skies Enterprises. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party managers.

Brandon Santillo is a financial advisor at Janney Montgomery Scott with six years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Equitable Advisors and ROADWAY PACKAGE SYSTEMS, INC (Fedex Ground). Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing roughly $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house portfolio management and third-party managers.

Jerry Bruno is a financial advisor with GWN Securities Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He previously worked at Leigh Baldwin & CO., LLC for 21 years. Outside of his advisory role, he is licensed to sell a variety of insurance products including life, disability, and annuities. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning. The firm employs a mix of sub-advisers and model-based allocations, incorporating tactical strategies such as market-timing and momentum-based approaches in some legacy programs.

Shawn Emmons is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and three years of industry experience. He has worked within the Bankers Life family of companies since 2021 and spent six years at Syracuse University prior to that. In addition to his advisory role, he recruits and trains insurance agents as a Unit Field Trainer with Bankers Life & Casualty, Inc. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a blend of fundamental, technical, and cyclical analysis to create customized portfolios aligned with clients’ goals and risk tolerances.

Samuel Dickson is a financial advisor at Bankers Life Advisory Services, Inc. based in Syracuse, NY. He holds a Series 66 designation and has one year of experience in the industry. Prior to joining Bankers Life, he worked in various roles including a five-year position at Ducted Wind Turbines and concurrent roles with Uber and Lyft. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary and non-discretionary portfolio management, as well as retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and provides ongoing portfolio management aligned with clients' goals and risk tolerances.

Leyla Morgillo is a Certified Financial Planner® with 14 years of industry experience, currently affiliated with Commonwealth Financial Network. She previously worked at Lincoln Financial Advisors for 10 years and joined Madison Financial Planning Group and Commonwealth Financial Network in 2023. Outside of her advisory role, she serves as secretary for the Kirkville Fire District. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing operations, technology, compliance, and investment management services. The firm offers a range of advisory programs and discretionary model portfolios designed to meet diverse client needs.

Timothy Sennett is a financial advisor with Lincoln Investment in Syracuse, NY, holding Series 63 and Series 65 licenses and having 25 years of industry experience. Prior to joining Lincoln Investment in 2017, he worked at Legend Advisory Corporation and Legend Eequities Corporation. He is also a self-employed enrolled agent preparing income tax returns. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a range of financial planning and investment management services supported by an in-house Investment Management & Research team and third-party managers.